Ubude zisezantsi ipension. Calculator ukubala akuso

Abantu abaninzi eRashiya banomdla ubude ubuncinane enkonzo umhlala-phantsi. Kakade ke, akwanelanga ukuba ukufikelela yobudala yomhlala-phantsi. Ukuba basebenze ebomini bakhe ngexesha elithile ukufumana intlawulo eqhelekileyo ukuba ubume umhlala-phantsi. Kwinkqubo yomhlalaphantsi Russian Federation esoloko itshintsha. Ngoko Ndingathanda ukwazi ukuba ufuna kakuhle kangakanani na ukusebenza, kungekhona ukuba ashiywe ngaphandle pension xa sele bekhulile. Kucace ukuba nkalo imithetho esekwe eRashiya?

yobudala yomhlala-phantsi

Le nto ukuba eyona nto ibalulekileyo umhlalaphantsi kukuba ukufikelela yobudala yomhlala-phantsi. Oko kukuthi, ummi ngamnye yothuba elithile ixesha abaya kufaneleka ukufumana iintlawulo isimo sabo.

Ubude zisezantsi umhlalaphantsi ukusuka komnye unyaka ukuya utshintsho nonyaka. In Russia sihlelwe ukunyusa ukuya ku-2025. Kodwa umhlala-phantsi - yingxenye womelele ngakumbi. Okwangoku, abemi Russian Bambelela iinzuzo zomhlalaphantsi ukusuka kwiminyaka engama-55 okanye engama-60 kwabasetyhini kunye namadoda ngokulandelelana. Kukho amacebo ukuze umhlala-phantsi ukuya kwiminyaka-63 no-65.

umhlalaphantsi ekuhlaleni

Kuxhomekeka kuhlobo Iintlawulo zomhlalaphantsi ngawo. Kukho pension lwentlalo. Le ihlawulwa bonke abemi abo bafikelele kwiminyaka ethile. Kodwa oko ngaphambili. 55 no-60 kwiminyaka - le kweminyaka ukuba abo bathembela iintlawulo ze-inshorensi. Okanye abasebenzi.

kufuneka ibe yintoni ubude lincinane uhlobo ekuhlaleni yomhlalaphantsi? Ngokuqhelekileyo ngeke. Le ntlawulo lufakwa kuphela abo abangazange bafumane ubuncinane elikhankanyiweyo kwiminyaka ethile. Pension uhlobo loluntu amadoda amiselweyo eneminyaka eyi 65, abafazi - 60.

ngaphambi kokuba

Kwaye ngoku kubalulekile ukufumana phandle malunga ngembali nomsebenzi lo. Sithabathela ingqalelo ukuba nawuphi na umsebenzi yesondlo. Umzekelo, ishishini. Akuso umhlala-phantsi kubaluleke kakhulu. In Russia kukho ngamaxesha athile zomsebenzi ezijongwa umsebenzi, kodwa zibalwa xa kubalwa inkamnkam. Malunga kubo - kamva kancinane. Okokuqala, kufuneka uyazi ukuba umsebenzi kufuneka ngummi ukufumana inzuzo yomhlalaphantsi ezifana non-lwentlalo.

Ubude zisezantsi pension ngaphambili ngaphezu kweminyaka emi-5. Kangangokuba kwafuneka asebenze ukuba wonke ummi kufumana iinzuzo zomhlalaphantsi xa kukwaluphala okanye umsebenzi. Kodwa ke ngo-2015, inkqubo pension, kuninzi iye yatshintsha. Ke kaloku eRashiya kukho eminye imithetho ukubala. Kwakukho ekuthiwa-point system ranking yomhlala-phantsi. Sithabathela ingqalelo kuphela wachitha iminyaka, kodwa amanqaku afunyenwe oyithengileyo yothuba elithile lomsebenzi. Ngoko ke ngoku abaninzi abemi kufuneka sisebenzele ukufumana uncedo loluntu ukuba ubume umhlalaphantsi?

2016

Lo mbuzo kunzima kakhulu. Ngapha koko, njengokuba kuthiwe, kwinkqubo pension Russian okwangoku ubunzima utshintsho ezinzulu. Ngoko ke, kubalulekile ukuba balungiselele ngenxa yokuba kubhaliwe rhoqo iyatshintsha. Ungafumana kuphela ulwazi olufanelekileyo kunyaka othile.

Ubude zisezantsi komhlala ngo-2016 eneminyaka engama-7. Kwathi ngelo xesha ngummi iya kukhululwa ubuncinane 33 amanqaku yomhlalaphantsi. Zibalulekile ukubalwa kwezibonelelo zomhlalaphantsi mali. Nyaka ngamnye umsebenzi - kukho umlinganiselo othile amanqaku. Bafunde malunga FIU.

Kubalulekile ukuba kukhunjulwe ukuba imisebenzi esemthethweni kuphela kuthathelwa ingqalelo. Ngoko ke, lo msebenzi 'abamnyama' ayiqukwanga kwi ngubani omkhulu. msebenzi Kuphela zoshishino, ngokunjalo namathuba engqesho esesikweni, apho wangena kule ncwadi yomsebenzi.

Izicwangciso elizayo

Ngoko uceba elilandelayo? Kubonakala ukuba le nkqubo umhlala esoloko itshintsha eRashiya. Kucetywa ukuba utshintshe kakhulu ubude ubuncinane inkonzo, nto leyo efunekayo ukuze ufumane inshorensi okanye umsebenzi yomhlalaphantsi. Phezulu oko ubudala?

Yabemi Russia kufuneka ukulungiselela into ngokuthe ngcembe kuya kufuneka iminyaka eli-15 zomsebenzi ezisemthethweni ukulungiselela le njongo. Njengokuba kuphawuliwe ngaphambilana ukuxatyiswa kufuneka abe neminyaka emi-5 ubuncinane.

Ngako oko, kubalulekile ukuba ucinge kusengaphambili malunga yomhlalaphantsi. Yaye abaninzi ukufumana ipension lwentlalo kuphela xa ubudala buthile. Oku kufuneka ingqalelo. Lo Mthetho osaYilwayo sele zamkelwe kwaye wangena force. Ukususela ngoku, nyaka ngamnye ubude ubuncinane inkonzo umhlala-phantsi iza kunyuka kumaxabiso aboniswe.

ngqi unearned

Umsebenzi - Akubalulekanga nje ingqesho esemthethweni. Eyona nto kukuba abemi babe nethuba ukuba angabikho ixesha zakhe unearned aphezulu. Ngoko kukho amaxesha apho abantu abazange ukusebenza, kunye nokwenza eminye imisebenzi. Kodwa yintoni kanye-kanye?

Ubude zisezantsi komhlala ngo-2016 eneminyaka engama-7 ubudala, ngowe-2015 kwaba ilingana no 6 iya kuthathela ingqalelo kuphela maxesha ezidweliswe kwingxelo emsebenzini okanye abo babonwa ukwenza ushishino, kodwa:

• ushiye ukunyamekela yayisakhasa (iminyaka 1.5 for 1 umntwana);
• emkhosini;
• kwinkonzo karhulumente;
• ukuphunyezwa unonophelo ukuba ukhubazekile okanye abadala;
• ngamaxesha ukulungiselela izibonelelo malunga nohlobo lokukhubazeka okwethutyana.

Ngokuzimela makambalele inani pension iya kuba kwimeko ethile asinto ilula kakhulu. Kodwa akuso akukho nzima ukubona. Kwanele ukuqokelela zonke iimbekiselo ezichaza kumaxesha akhankanywe ngaphambili. Kwakhona sinikele ingqalelo into yokuba msebenzi zoshishino - kodwa kanzima. Ixesha elithile njengoko SP kuya kuthathelwa ingqalelo xa kubalwa inkamnkam. Kuyanconywa ukuba ukusebenzisa isixhobo sokubala ubalo ekhethekileyo ukuxatyiswa pension amanqaku ukuguqulela iingcinga zibe practice.

Malunga wokubala

Yintoni na le nkonzo? Eyona nto kukuba ukubala ubude yenkonzo, kwakunye ukuqonda indlela zingafumaneka ngokohlobo iintlawulo zomhlalaphantsi yedwa kuyingxaki. Ngokukodwa, ngenxa yokuba kunye nokuqaliswa kwenkqubo indawo simo iintlawulo pension kufuneka bafunde, kodwa nawuphi na unyaka "ixabiso" Kwiinyanga ezili-12 zomsebenzi. Ukuququzelela ukuphunyezwa iingcamango ukubala calculator wenziwa ngu ukuxatyiswa pension elizayo. Ningawufumana khona, umzekelo, i-website esemthethweni ye FIU.

Ngokutsho kwe data kwexesha intshayelelo iya kubalwa ummi zomsebenzi, kwakunye imali uya kufumana umhlala-phantsi nyanga zonke ebantwini. Ngokwesiqhelo kufuneka ufake:

• amaxesha ukusebenza;
• ukuhamba;
• data kwi ngamaxesha unearned ezibandakanywe omkhulu;
• ngoxa ukwenza ushishino;
• umvuzo ngamaxesha athile.