Kuphi ukuhlawula imali mboleko kwi-Probusinessbank, ukuba ilayisenisi yayo yachithwa?

Abaninzi abbolekayo bakholelwa ngokuqinisekileyo ukuba xa kunqunyulwa ilayisenisi kumbhanki wemali-mboleko, abanakho na umntu. Oku kucatshulwa kuyiphutha, kuba kusekuyimfuneko ukubuyisela imali, nangona kunjalo, kwenye imibutho yezemali. Yiyo kanye eyenzekayo kunye neProbusinessbank, eyayinelayisenisi yayo. Ngokuphathelele ukuhlawula imali mboleko kwi-Probusinessbank, kunye nokuba kutheni ungafanelekanga ukuyihlawula, siya kukuxelela.

Imbali emfutshane yeProbusinessbank

Iprobusinessbank yenye yeebhanki ezinkulu zaseRashiya eRussia, inxalenye yeQela lezeMali yeQela leBomi. Ixesha lokudalwa kwayo liwela kwii-90 ezikude kakhulu. Ukususela ekuvuleni kwayo, eli liziko lemali likhethekileyo kuphela ekuncediseni kunye nokuboleka kubathengi babucala kunye nabasebenzi.

I-Probusinessbank: ikhuphe ilayisenisi, apho ihlawula imali mboleko?

Ngalindelekanga kubo bonke abathengi bayo, i-Probusinessbank yamemezela iingxaki zemali ezide kunye nokulahleka. Ngo-Agasti 2015, le ngcaciso yaqinisekiswa ngabameli be-Central Bank yaseRashiya. Ngelo xesha, abantu abagunyazisiweyo ngumlawuli bafika kwisakhiwo sebhanki, apho baqhuba uphicotho lwamazwe onke, emva koko umbutho ulahlekelwe ilayisensi yayo.

Isitatimende esisemthethweni somlawuli sathi isizathu sokurhoxiswa kwelayisenisi kwiziko lemali-mboleko laliyimigaqo-mngcipheko wezezimali. Ngokutsho kwedatha yokuqala, yahlanganiswa notyalo-mali lokugcina imali kwiimpahla eziphantsi kwexabiso. Ngenxa yoko, indawo yokugcinwa kwemali yenhlangano ayikwazanga ukumelana nobungozi bezezimali, kwaye ibhanki yayisecaleni lokutsalwa kwebhanki. Ngaloo nto, apho ukuhlawula umboleko we-Probusiness Bank kubantu abemi ngaphambili ababoleke kuye imali mboleko, siza kuxela.

Iingxaki ngemali ebolekelwe: yintoni oyenzayo?

Ukutshatyalaliswa kwe-Probusinessbank kwakubangcangcazela abantu ngabanye kunye nabanye abaxhamli beziko lemali, ababekade bekhupha imali mboleko apha. Abaninzi babo babedidekile, bengayazi ukuba bajika phi, bani kunye nantoni na ukuyenza ngoku ngokuhlawulwa kwemboleko. Yintoni enokuyenza kwiimeko ezinjalo?

Okokuqala, xa uchitha ibhanki yelayisenisi, akufanele ukwesaba. Yonke imiba yezemali iza kusombululwa kungekudala okanye kamva. Okwesibini, kungcono ukungakhethi indawo yokulindela. Ukucacisa imeko ngemali-mboleko, kufuneka uqhagamshelane nabaphathi abanegunya. Ngaloo ndlela, ulwazi kwiibhanki ezinikezelwe ilungelo lokufumana iintlawulo zemali, kubandakanywa imali-mboleko, kuboniswe kwiphepha elisemthethweni leBhanki Ephakathi, inkundla yenkundla yokubambisana kunye ne-Arhente ye-Intsurance Agency. Ingqikithi, loo datha ibonakala malunga neentsuku ezili-10 ukuya kwe-14 emva kokuba ilayisenisi ichithwe. Yilokho okufuneka ukwenze xa unemibuzo ngenxa yokuba iProbusiness Bank ivalwe. Kuphi ukuhlawula mboleko?

Kwiibhanki zokufaka isicelo sokubuyiselwa kwemboleko?

Ngokomyalezo, obonakala kwiwebhusayithi esemthethweni ye- Arhente yeNkcazo yeMshuwalense ngoSeptemba 14, 2015, kunokwenzeka ukuhlawula iimali-mboleko zangaphambili kwi-Probusinessbank kuwo onke amasebe asebhanki.

Ngoko, ukuba ungazi apho uhlawula imali mboleko kwi-Probusinessbank, khawuqwalasele iadesi zamasebe eBhanki Capital yaseRussia, echazwe ngezantsi.

NgoSeptemba 23, 2015, umyalezo ubonakala kwiwebhusayithi malunga nePJSC "Transcapitalbank". Ngokwale nkcazelo, le bhanki nayo ivumelekile ukuba yamkele iitaliti kunye nezinye iintlawulo ezivela kubemi ababekhupha imali ngaphambili kwi-Probusinessbank.

Umzekelo, unokuhlawula umboleko kwi-AR Armavir (i-Krasnodar isebe le-TKB Bank PJSC) e-Armavir kwi-Komsomolskaya street, i-107. Ingaba usazi ukuba uhlawula mboleko owenziwe kwi-Probusinessbank? Namela kula masebe alandelayo ePJSC "Transcapitalbank" (TBC):

• Isebe laseNovosibirsk yoluntu loluntu "Altai".
• I-Voronezh isebe le-NGO uBelgorodsky.
• IiBryansk kunye namaVito.
• Isebe lase-Ekaterinburg le-DO "Severny" kunye nabanye.

Ziziphi ezinye iibhanki ndingakwazi ukuhlawula mboleko

Ukuba awukhe wagqiba ekubeni uhlawula umboleko kwi-Probusinessbank, qwa lasela amagatsha eebhanki zilandelayo:

• OJSC AIKB Tatfondbank.
• PJSC Sovcombank.

Iileta zamasebe angentla asebhanki zifumaneka apha ngezantsi. Ukongeza, nabani na onqwenela ukuhlawula i-credit yabo bangafaka isicelo kwi-cashashi. Uhlala eMoscow kwiLesnoy Street, 59, iphepha 2. Unokubuza imibuzo malunga nedeski yemali kumgca oshushu 8-800-200-08-05. Amasebe aseSovcombank adweliswe ngezantsi.

Kutheni ungalibali ukuhlawula imali mboleko?

Ngoko, i-Probusinessbank ivaliwe. Kuphi ngoku ukuhlawula imali? Lo mbandela unomdla kubo abaninzi ababolekayo. Kwakhona wayevame ukucela ukulawulwa kwesikhashana kwebhanki ebhange. Kodwa kuphela abantu abajongene nokuxazulula iminye imiba inokuyiphendula ngento ethi: "Okwangoku, akukho mntu owaziyo. Ngokukhawuleza ukuba into iyacaca, siya kufakwa. "

Ukuva oku, abaninzi abantu ababolekayo baya ekhaya bephelile intliziyo baze balindele ikhwelo esuka ebhankini. Nangona kunjalo, ukulindela okunjalo kunokukhokelela kumphumo ochasene ngokupheleleyo. Imeko efana nale. Masithi, umhla ngaphambi kokuba ilayisenisi ikhutshwe, umthengi wakhupha i-overdraft ebhankini, ngoko wathembisa ukunika iinkcukacha ngokuhlawulwa kwemboleko. Lo ngumyalezo nje obolekayo owamkela kuphela emva konyaka nesiqingatha, kwaye ngendlela yesibango esibonisa isixa sematyala, izigwebo kunye neentlawulo ezongeziweyo ngexesha lokugqibela.

Yingakho akufanele ulinde isimo sezulu elwandle. Kungcono ukuhlala phakathi kweziganeko, ukulandelela zonke iindaba ezinxulumene nokuvalwa kwebhanki kunye nexesha elizayo, kunye nokufumana ulwazi oluvela kwimithombo esemthethweni.