Indlela yokuthatha imali mboleko ukuba awuhlangabezani neemfuno zeebhanki

Namhlanje, ukuboleka abantu ngabanye ngumkhiqizo ogqithiseleyo kunye onenzuzo . Iimeko zokufumana iitaliti kwiininzi zeebhanki zidemokhrasi kakhulu kwaye ziyafumaneka kwiinkalo ezahlukeneyo zabakhokhi.

Imboleko iyisistim sezimali esiyimpumelelo, leyo, ukuba isetyenziswa kakuhle, ingafezekisa iinjongo ezibonakalayo.

Iimfuno eziqhelekileyo zeebhanki kubbolekayo zichanekileyo kwaye zibala. Njengomthetho, le ngxelo yesikweletu esilungileyo, ukufumaneka kwezinto kunye nemisebenzi. Kulo bhanki awuyi kufaka isicelo sembolekiso, uya kucelwa ukuba unikeze enye ipakethe yeexwebhu eziza kuqinisekisa ukuba unomsebenzi osisigxina ubuncinane kwiinyanga ezintandathu.

Ngokuphathelele umvuzo, apha iibhanki zisekelwe kwisixa semboleko. Njengomgaqo oqhelekileyo, iintlawulo zemboleko zenyanga zonke akufanele zingaphaya kwe-40-50% yomvuzo wakho. Oku kufaka iindleko zakho zangoku zokutya, ukuhamba, ukuhlawula izibonelelo kunye nezinye. Abahlalutyi bebhanki babala le data ngokwemiqathango yabo.

Umbuzo oyintloko obolekiweyo abaninzi bawubuza ukuba ungayifumana njani imali-mboleko, ukuba umvuzo okanye umvuzo "omhlophe" uphantsi? Yintoni endiyenzayo ukuba ndivume ukuboleka imali xa ndingasebenzi? Endaweni yokugqibela, ndisebenza ngaphantsi kweenyanga ezintandathu - kufuneka ndiyenze ntoni?

Le mibuzo neminye ineempendulo enye - ukubuyela kwinkonzo yokulungiselela amaxwebhu ukufumana imali mboleko kwaye ngokuqinisekileyo uthenge amaxwebhu ngemboleko. Kodwa ngaphambi kokuba sicinge ngokusebenza kwezi nkonzo kunye neenzuzo zokusebenzisana nabo, masiziphendule thina kuphela umbuzo. I-crux yalo mbandela yimalini esilungele ngayo imali ukuze sikhonze imali mboleko. Yenza imboleko ngokuyalela iipokethi zamaphepha kunye nedatha ebhanki ayiyi kukwazi ukumelana nayo, kodwa uya kukwazi ukuhlawula imali nganye ngenyanga ngemboleko ngexesha kwaye ngokugcwele kwaye ngaba kuya kubakhokelela kwimboleko "kwingxowa yetyala".

Ukuba siphendula ngokwemibuzo engentla apha, ukuba yonke into ihlelekile, ngoko siyakwazi ukuqhubeka ngokukhuselekileyo kwinqanaba lokulungiselela uxwebhu.

Ingundoqo yolu hlobo lwenkonzo yokulungiselela uxwebhu lulandelayo: obolekayo uthetha kwinkampani evelisa izatifikethi kunye nemali engenayo kunye namaxwebhu aqinisekisa umsebenzi wakhe. Le phakhethi ingaquka, kuxhomekeke kwiimfuno zabaxhasi, okanye kunokuba imfuno zebhanki, loo maxwebhu njengesiqinisekiso somvuzo 2-NDFL, isatifiketi yengeniso kwi-letterhead yomqeshi womqeshi, isatifiketi yengeniso ngendlela yebhanki, isivumelwano somsebenzi, ikopi Ikhadi lokurekhoda lomsebenzi, eliqinisekisiwe ngumqeshi, ikopi yomyalelo wokuqeshwa.

Njengoko ubona, akunzima ukuthenga iphakheji lamaphepha ebolekisiweyo . Ungathenga isitifiketi se-2-NDFL kwaye uyinike ngokuzinzile ibhanki. Isikhubekiso sisoloko siqhagamshelana neefowuni ezichazwe kumaphepha. Njengoko uqeqesho lubonisa, ezininzi iinkonzo zinikeza oko kuthiwa "ukuqinisekiswa kwefowuni" kunye namaxwebhu, nangona kunjalo, iingcali zezixhobo ezihlalutyo ezizimeleyo azicebisi ukusebenzisa le nkonzo. Njengoko uqonda, iinkampani ezinjalo azikwazi ukumboza yonke imimandla yaseRashiya ngeenombolo zomnxeba. Njengomthetho, babonisa ifowuni engekhoyo, kwifowuni apho, ngokufanelekileyo, akukho mntu uya kuphendula. Oku kunciphisa amathuba okufumana umboleko malunga nantoni. Isigqibo esiphezulu kweli phepha siya kuba sisigunyaziso kwinqanaba lakho, ngamanye amagama, wena ngokwakho uthenge i-SIM khadi nenombolo yeso sixeko kwaye uyithumele kumhlobo wakho ngesicelo sokuqinisekisa xa uyimbiza umsebenzi wakho kwenkampani ebhaliweyo kumaphepha njengomqeshi wakho. Eli nqaku kufuneka lixoxwe yinkonzo ekwinqanaba lokuvuma imilinganiselo ye-oda.

Enye yeenkonzo ezinkulu ezinkulu docs4you.ru (iqumrhu elisemthethweni LLC I-Mezhregionservis) sele sele lithathile lo mkhuba njengesiseko.

Ngokumalunga nomgaqo-mali, unokuqhuba uphando oluzimeleyo lwemarike kwixabiso elithengileyo, nangona kunjalo, emva kokubukela ezininzi iisayithi, uya kukwazi ukuqinisekisa ukuba amaxabiso alezi nkonzo afana nawo onke. Nangona kunjalo, kubalulekile ukuba uqaphele ukuba ininzi yeziza zingezomnikazi ofanayo, ngenxa yoko uya kunyanzelwa ukuba wenze umyalelo kuye, kwaye oku kukukhusela njengomthengi xa ukhetha umboneleli wesevisi. Ngelishwa, loo nxalenye yeesayithi ekubhekiselwe kuyo ayikho into engaphezu kweengcambu. Okokuqala, ezi ziza ziqokelela idatha eyimfihlo yokubuyiselwa, kwaye okwesibini, emva kokuhlawula iinkonzo zabo, cishe akunakufumana iimpendulo kwimibandela yakho, njengokuba iinkonzo ziyalwe.

Ngokuchasene nophando lwangaphambili, ababoneleli abaninzi beemviwo kunye namaphepha angokomthetho banokufunyanwa ngokufumana iitaliti okanye umsebenzi. Enye yazo inkonzo efumaneka kwi-intanethi kwi- http : //docs4you.ru/

Kule nkonzo enhle inokugwetyiswa ngempendulo enokuthi, ngokubhekiselele kule nkampani ngokwaneleyo.

Kukho nawuphi na, nayiphi na inkonzo enyunayo njengomvelisi wamaxwebhu ekufumaneni imboleko, sinqwenela ukusebenzisana ngokuphumelelayo kunye nokuvunywa ngempumelelo kwemboleko.

Kwaye kubaluleke kakhulu - ungayi kuhlawula nayiphi na inkonzo. Ngethuba lethu kulula ukulahlekelwa yimali yakho ngenxa yokungabi nantoni okanye ukungazi kakuhle. Ukuba unikwe ukuba uqale umsebenzi emva kokuba ufumane ukuhlawulwa kwangaphambili - ukwenqabile ngesibindi, mhlawumbi, ukugxekwa.

Cinga isicwangciso sokukhokha esithembekileyo somzekelo wenkonzo docs4you.ru

Le nkampani inika ukuhlawula iinkonzo zabo emva kokuveliswa kwamaphepha kunye nokunika ingxelo yesithombe. Enyanisweni, ufumana isithombe samaxwebhu agqityiweyo, hlola idatha eboniswe kuwo, kwaye emva koko uhlawule. Le yindlela efanelekileyo kakhulu yentsebenziswano, ngaphandle kokukhwabanisa kwinto yomenzi kunye nokwandisa amathuba okuthatha imali mboleko.

Inhlanhla kuwe!