Isibonelelo kwisipho sesakhiwo sangaphandle asikho isihlobo: iimpawu

Ngoku sifunda yonke into efihla irhafu kwi- real estate (kungekhona kwisihlobo okanye umntu osondeleyo - engabalulekanga). Ziziphi iimpawu zentlawulo ezifumaneka ngexesha lokulungiselela kunye nokusayinwa kwesivumelwano esifanelekileyo? Kufuneka ukwazi. Emva koko, akusibo bonke abemi ababophekile ukuhlawula irhafu xa besayina isivumelwano sesipho. Kwaye ukuba benza oku, kufuneka bafunde ukuba iibalo zenziwa njani.

Kulula kakhulu ukudideka apha. Kodwa yonke inkcazelo ebalulekileyo ilula ukuyiqonda. Kwanele ukwazi ukuba ngaba kukho irhafu kwintlawulo ye-estate yexabiso ngaphandle kwesihlobo (okanye kuye), kodwa kunye nepesenti zentengiselwano ziya kufuneka zihlawulwe.

Ezifakiwe

Kodwa yintoni isivumelwano sesivumelwano? ERashiya, kwenzeka ngokuqhelekileyo. Le yindlela eyaziwa kakhulu kunye neyoxhaphakileyo yokudluliselwa kwepropati komnye nomnye. Ngokwenza oko, kukho amaxesha amaninzi xa kukho isipho sokuvala izihlobo.

Isipho - isivumelwano phakathi komnini we-propati (okanye enye into) ekudlulisweni kwento kwindawo ye-donee. Oko kukuthi, emva kokusayinwa isivumelwano esinjalo, into oyiyo iya kuba semzini. Kwaye ukususela ngoko ipropati iya kuhanjiswa ngokupheleleyo kwi-donee. Into ebalulekileyo yesi sivumelwano irhafu. Xa kunika indawo yokuhlala (kungekhona isihlobo okanye umntu osapho), kukho iindlela ezininzi zokuphuhlisa iziganeko. Ukongezelela, ipropati efunyenwe ngumnikelo, emtshatweni awuhlulelwanga. Yaye iphelele kwi-donee. Ngoko ke, abaninzi bazama ukunika indawo yokuhlala.

Vala izihlobo

Yintoni ekhethekileyo ngesi sivumelwano? Ngokomzekelo, sele kushiwo - umyalelo kunye nenani lokuhlawula irhafu yesipho. Into kukuba ngokwemithetho, izalamane zixolelwe ngokupheleleyo kulo xanduva. Mhlawumbi, kungenxa yesi sizathu ukuba abantu abaninzi bazama ukunika i-real estate kumalungu osapho.

Oku kuphela oku kusebenza kuzo zonke izihlobo. Kukho abantu abaninzi kwintsapho. Ngaba akukho mntu kufuneka akhokhe irhafu ngexesha elinye? Akunjalo. Imirhumo xa kunikezelwa i-real estate ayikho isihlobo, umzekelo, kukho phantse njalo. Kodwa kwintsapho yonke into iyinkimbinkimbi kakhulu. Apha, abemi abangabakhonzi abasondeleyo bayaxolelwa ngokuhlawula ngokupheleleyo. Ngubani lo? Ukwabiwa:

• Abafazi;
• Bantwana;
• Bazali;
• Ootatomkhulu;
• Ba zalwana noodadewethu;
• Abazukulu.

Kuphela esi sihloko sabantu, xa sisayina iminikelo, sikhululwe ekuhlawuleni irhafu. Ngendlela, lo mgaqo usebenza kubalondolozi, abantwana abamkelweyo, abazalwana kunye noodade.

Ubuhlobo Bentsapho

Ngubani na irhafu yerhafu ehlawulwayo xa unikela ngezindlu zangaphandle? Lo mbuzo ulula kakhulu ukuwuqonda. Kuphela kufuneka ufumane ezinye iinkalo zenkqubo. Ngokomzekelo, ukuba izihlobo eziseduze kuphela zikhutshwa kwiirhafu ngexesha lokusayinwa. Owaphathayo akusekho mfihlelo.

Kuthiwani ngezihlobo ezikude? Apha, njengoko kunzima ukuqikelela, kuyimfuneko ukuhlawula irhafu. Yonke imithetho ehlawulwa ngabanye abantu. Akunjalo yonke into enzima kule nkqubo. Ukuba, umzekelo, umntu ufuna ukunika umninimzi othandekayo indawo yokuhlala, uya kuhlawula ngokuthe ngqo umvuzo othile. Emva koko, ootata, oomama kunye namanye amalungu entsapho ayengabakwiqela leentsapho. Oku kufuneka kuthathelwe ingqalelo.

Abahambi

Iserhafu kwisipho somhlaba ongeyena mhlaba, akunjalo. Kwiimeko ezininzi, akukho mntu ukhululiwe ekuhlawuleni. Ngaphandle kwezinto ezingaqhelekanga. Ierhafu ekunikezeni indlu kwizalamane, umntu wesithathu okanye umntu osondeleyo unokubangela ukuphazamiseka okukhulu.

Ngendlela, abangaphandle ngokusayina kwesivumelwano sesipho (njengamashweshwe) bahlawula imali efana nezihlobo ezikude kwimeko efanayo. Imithetho yinye yazo zonke. Nangona kunjalo, nangona inkqubo elula, ngokwemiqathango yezihlobo ezingahlawuli, zonke ezinye zibophekile, zikhona izinto ezingaphezulu. Yaye ukuba ungayazi, unokufumana iingxaki ngomthetho.

Inzala yomdla

Ewe, sele sifumene ukuba phantse wonke umntu asayine isivumelwano sesipho kufuneka akhokhe irhafu. Kodwa ubukhulu bunjani? Ingakanani imali efunekayo yokuhlawulwa ibalwa? Olunye uhlobo lwezithintelo kunye nemithetho iyafumaneka! Akunakuhlawulwa irhafu yerhafu kwixabiso elifanayo. Omnye uhlawula ngaphezulu, umntu omncinane. Le yinto eyaziwayo ende.

Kulungile. Iserhafu malunga nomnikelo we-propati ayikho isiqhelo, kunye nabantu abangabandakanyekanga kunye nomnini, unemithetho ethile yokuhlala. Kodwa akukho mntu uya kukuxelela inani elichanekileyo. Emva koko, ngokwemithetho yanamhlanje, abemi kufuneka bakhokhe i-13% yemali yengeniso. Akunandaba nokuba yindlu, indlu okanye imali. Abantu abahlawulelwayo bahlawula irhafu ngexabiso le-13% yexabiso le-estate or securities. Kukho ummandla apha. Kwaye ngexesha lokubala inani elithe ngqo lerhafu abaninzi baqala ukuba neengxaki.

Iindleko

Kutheni? Konke ngenxa yokuba yonke indlu okanye i-real estate inexabiso lamibini. Cadastral kunye nemarike. Eyokuqala, njengemiboniso yokusebenza, isezantsi. Kwaye baninzi ababaziyo ukuba yiyiphi imali ibalwa i-13% yerhafu.

Ukuba ukholwa yimithetho, kufuneka uqwalasele kuphela inani le-cadastral. Kwaye iNkundla ePhakamileyo yaseRashiya yalawula ngale ndlela. Kodwa bacinga ngenye indlela kwiinkonzo zerhafu. Emva koko, ixabiso lentengiso, njengoko sele likhankanywe, lidlula kakhulu inani le-cadastral. Enyanisweni, irhafu iya kuba ngaphezulu kwamaxesha amaninzi.

Isiluleko esincinci - cacisa kwisivumelwano somnikelo sixabiso le- cadastral ye- real estate. Futhi ugcine ukubala kweerhafu, uthembele kule mali. Ukuba awuvumeli ukubuya kweerhafu okanye unyanzeliswa ukuba uphinde uhlawule kwixabiso lemarike, ungavumelani nale nyathelo. Oku akukho mthethweni. Iserhafu malunga nomnikelo we-propati kwisihlobo okanye isihlobo esikude sihlawulelwa kuphela kwisixa se-13% sexabiso le-cadastral yesipho. Kwaye akukho nto. Konke oku kukwaphulwa ngokuthe ngqo komthetho weRussian Federation. Amalungelo akhe aya kufuneka avalwe enkundleni. Kodwa awukwazi ukuvuma ukuhlaziywa kwimeko nawuphi na.

Pensioners

Le yimiba yokuhlawula irhafu kwisipho sezindlu, indlu kunye nezinye izinto zifumaneka kwimithetho yaseRussia. Kule nto, zonke iimangalo azipheli. Kutheni? Akuyiyo imfihlo kunoma ubani ukuba kukho iinkalo ezikhethekileyo zokuhlawula nayiphi na irhafu kubaxhasi.

Kodwa kuphela xa kuvela ukunikela. Ngalolu phuhliso lweziganeko, akukho mntu ukhutshwayo kwiirhafu. Nangona abantu baseRussia abakhulileyo abaqhelekanga ukuhlawula loo mali, xa besayina isivumelwano sesipho, kuya kufuneka kwenziwe. Akukho zixhobo apha. Kucacile ukuba nabanomhlala-phantsi bahlawula i-13% yexabiso le-cadastral ye-real estate. Akukho nto inzima ukuyiqonda apha.

Ngaphandle

Kukho phantse kukho konke okungafunekiyo kwimithetho. Kodwa ngokwenza oko bazinqabile kakhulu. Njengoko sele kuthethwe ngaso, irhafu yombono we-real estate ayikho isihlobo - oku kuyimfuneko yokuhlawula. Yaye ihlawulwa ngokugcwele yi-donee. Ngaphandle kwabaxhasi-mali, akukho zibonelelo kulo mbandela.

Kukho okunye kuphela. Umbuzo wokuthi, ngokweSivumelwano saseVienna, abasebenzi abahlukahlukeneyo beengcali baxolelwe ngokupheleleyo ekuhlawuleni irhafu yesipho. Kwaye zabo iintsapho nazo. Mhlawumbi ngulo lodwa kuphela kwimithetho. Kodwa, ngokukratshi, kunqabile kakhulu.

Indlela yokuhlawula

Inkqubo yokuhlawula irhafu idlala indima ebalulekileyo kule nkqubo. Ngokuqhelekileyo kwenzeka ukuba abaninzi abanakukwazi ukuba yeyiphi na amaxwebhu aya kufunwa kubarhulumente beerhafu, kunye nokungabikho kwinqanaba lokufaka ingxelo efanelekileyo. Enyanisweni, akunzima njengoko kubonakala ngathi.

Zonke iirhafu zihlawulwa (kunye namaphepha afanelekileyo angeniswa) ngo-Apreli 30 emva komnyaka emva kokuthengiselana. Okokuthi, ukuba umnikelo wenziwa ngo-2014, ingxelo kunye nentlawulo yenziwa ngo-2015 ukuya ku-30.04. Amaxwebhu afunekayo kule nto ayininzi kakhulu. Uluhlu luyincinci, kodwa ukubuyiswa kwentlawulo yerhafu kunokuthatha ixesha elininzi. Ngoko, lungisa:

• Isibhengezo se-3-NDFL;
• Ipasipoti;
• Isitifiketi sobunikazi (efunekayo ukufumana kwi-Rosreestr);
• Ngokukodwa isivumelwano somnikelo;
• Imisebenzi yokwamkelwa-ukudluliselwa kwendlu (kungekhona, kodwa ifuna).

Ngale maxwebhu ungaya kwisevisi yerhafu uze ufake ifom. Akukho nto inzima, akunjalo? Ukuze uzalise ngokufanelekileyo i-3-NDFL, kuyimfuneko ukusebenzisa isitifiketi sesipho kwi-BTI kunye nexabiso (i-cadastral) i-real estate, i-ID yerhafu yerhafu (oko kukuthi, yakho) kunye nedatha yepaspoti. Njengoko ubona, akukho zixhobo ezikhethekileyo kule nkqubo. Nangona kunjalo, kuyimfuneko nokuba wazi ama-initials omnikeli. Kuboniswe kwisibhengezo ekuqaleni. Isipho sendawo ayikho isihlobo, njengoko ubonayo, ityala. Kwaye kuya kuba ngu-13% weendleko zezindlu.