Iintlobo ngengeniso zoshishino kunye ngakwicala ungeniselo lwayo

Inzuzo - kusisiphumo zenkampani okanye ebhankini, nto leyo zibalwe intsalela yezibalo phakathi ingeniso kunye nenkcitho. Ukwenza ingeniso - le njongo iphambili kwendalo, zombini iibhanki kunye namashishini.

Ezi ndidi zilandelayo inzuzo zoshishino, abenemfundo amaqhina oqhagamshelwano: net, gross, intengiso, ingeniso 'ngaphambi kokuba irhafu' kwimisebenzi zebhanki, ingeniso evela kwimisebenzi eziqhelekileyo.

Imiba ephambili echaphazela indyebo ingeniso lweshishini yiseti izinto kunye lonikezelo kunye nenzuzo lweshishini okanye inkqubo lulawulo olunzima kakhulu kwinkqubo. Imiba Literacy inzuzo kakhulu etsolo kwiinkampani ezininzi kwiimeko namhlanje emarikeni.

Iintlobo ngengeniso zoshishino, zigqalwa kungasisalathisi esibalulekileyo sokuba yonke imisebenzi yayo, kwaye hayi kuphela kwimeko yokubala ixabiso layo elililo, kodwa kuthathelwa ingqalelo iindlela apho ingeniso safunyanwa.

Zonke iintlobo ngengeniso zoshishino - yimithombo nayiphi na ibhanki okanye ishishini imithombo ntle onke amalungu alo, njengoko wabaseki kunye nabasebenzi, isiseko isiseko lwemithombo. Umzekelo, imithombo yenkxaso-mali njengokuba zebhanki zithathwa iintlobo inzuzo, amashishini kwinkalo yemisebenzi kwisixando sokwenziwa. Zonke ezi imisebenzi abasakwazi ezahlukeneyo, kwaye ke ngoko kuphumezo lwazo, yaye kwasekwa ngasezantsi.Intlobo ngeentlobo zendidi kwezibonelelo: yayo kwaye zatsala.

Kuthathelwa ingqalelo ukwanda njalo iimfuno zezibonelelo ukuphunyezwa, ukwenziwa kweenkqubo zikarhulumente, yaye ukuhlangabezana nemfuno yabathengi kwizibonelelo ukwanda ivolyum isiseko resource zenkampani okanye ibhanki kufuneka yenziwe ngenxa yokuba:

- umsebenzi esebenzayo kwi ukugcinwa kwabathengi kunye umxumi elisekwe kwisiseko;

- ukuyilwa umfanekiso omhle webhanki ethembekileyo okanye inkampani kunye abasunguli eqinileyo;

- ukutsala amaqumrhu ezintsha zomthetho;

- nokuchongwa ubudlelwane mveliso kunye zorhwebo (nokuphuma kwemali);

- ukuqokelela ulwazi-olunzulu amashishini-okhuphisana;

- ukutsala iidipozithi kwi asethi ixesha elide (kokubini imali engange kunye imali amazwe) njengoko abaxhamli ezinkulu non-abaxhasi ye yebhanki;

- ukuzibandakanya okukhulu lwamashishini kunye neebhanki, ngenxa ukuthengiswa izibambiso (amatyala, izatifikethi yesibambiso) ;

- rhoqo iyasebenza ngokusebenza kunye iidiphozithi abantu;

- ukufikelela kwiimarike ezintsha ukufuna kubatyali-qhinga.

Isalathi ibaluleke kakhulu echaphazela le ngeniso umgangatho impumelelo yolawulo imali ebhankini okanye kwishishini. inqanaba layo inika umlinganiselo othile self-ukwandiswa eyinkunzi kunye inzuzo iqumrhu loshishino.

Kubaluleke kakhulu xa uhambisa nokuphuma kwemali ukuze bakuthathele ingqalelo ixesha nezinto eziyingozi. Kukho ziboniswa ezinzulu iimpawu imali kunye nokwenzeka zokulahleka yinxalenye mali ngqo okanye izicwangciso ezinxulumene ne ubukhulu bezinto lokungena nokuphuma kwemali umahluko Mezhuyev positive.

Ngokunxulumene ingqiqo ixesha, umngcipheko, babuye, xa ucinga parameters cash flow kufuneka anikezele amatyala factor. Iyilelwe ukuba amatyala ngokusebenzisa iipateni flow efanelekileyo ngokuhamba kwexesha ukunciphisa iingozi ezibandakanyekayo ngokwenjenjalo ukuba inkampani ukufumana kwinqanaba ephezulu yengeniso.

flow Cash iyakwazi okuvelisa iinzuzo zoqoqosho, ngoko ke kubaluleke kakhulu ukuba nokuphuma kwemali ukuze bakuthathele ingqalelo ixesha nezinto eziyingozi. Kukho ziboniswa ezinzulu iimpawu imali kunye nokwenzeka zokulahleka yinxalenye mali ngqo okanye izicwangciso ezinxulumene ubukhulu bezinto lokungena nokuphuma kwemali umahluko Mezhuyev positive.

Ngokunxulumene ingqiqo ixesha, umngcipheko, babuye, xa kuqwalaselwa iimpawu cash flow, kandziyisa yokuhlawula amatyala ombane. Kujongwe amatyala ngokunika isakhiwo cash flow diagram kwexesha ukunciphisa iingozi ezibandakanyekayo kwaye ngaloo ndlela ukunceda ukwandisa iingeniso.