Ifomula efunekayo: kubuyela kwi equity ukunceda abatyali

Nenzuzo - Ingcamango kunokuba ebanzi linokusetyenziswa amacandelo ahlukeneyo yayo nayiphi na inkampani. Yena uyakwazi ukukhetha up izithethantonye ezifana ukusebenza, inzuzo uze ubuyele kwi investment. Kokuba isetyenziswe ngokunxulumene nee-asethi, elikomkhulu, imveliso, intengiso, njalo-njalo, xa kubalwa ngamnye nezalathi zentsebenzo ephendula imibuzo efanayo: ". Enoba kukho inzuzo" .. "Loo izibonelelo zisetyenziswa ngokufanelekileyo", kwaye Efanayo, okuthethiweyo imbuyekezo kubulungisa (ifomula kusetyenziswa ukubala yayo zidweliswe apha ngezantsi).

eyinkunzi Equity kunye nabatyali

Phantsi nekomkhulu yayo ithetha imali kumnini, abanini zabelo kunye nabatyali zimali. Iqela zokugqibela abantu okanye iinkampani, ukuba ukutyala uphuhliso lwamashishini iinkampani zomntu wesithathu. Kufuneka bazi ukuba utyalo zabo inzuzo. Kulo ixhomekeke kwintsebenziswano phambili kunye nophuhliso inkampani emarikeni.

siqinile ngalinye utyalo ebalulekileyo zemali - ngaphakathi nangaphandle. Kwaye ke imeko intle kakhulu ngakumbi xa ezi zimelwe mboleko non-ebhankini, kunye nabaxhasi-mali okanye abanini.

Wazi njani ukuba ukuqhubeka nokutyala imali kwenye okanye enye inkampani? elula kakhulu. Kuyimfuneko kuphela ukuba zibale inani le inzuzo of capital lakhe. Ifomula kulula ukuyisebenzisa nengafihliyo. Ingasetyenziswa nawuphi na umbutho, ngokususela kwidatha kwiphepha lomncono.

Isalathisi

Njengoko ifomula ibukeka njani? Return on equity ibalwa yi ekubaleni ilandelayo:

RAC = NP / NC, apho:

- RAC - imbuyekezo eyinkunzi.

- SC - capital uQobo nkampani.

- PE - lweshishini ingeniso net.

Mann ukulingana lubalwa kakhulu kulo nyaka. Noyithabatha onke amaxabiso eziyimfuneko ngexesha elifanayo. Le yoko unika umfanekiso opheleleyo ngemisebenzi lweshishini naphezu inzuzo eyinkunzi kwezengqesho.

Musa ukulibala ukuba nayiphi na inkampani kutyalwa nje kuphela imali yabo, kodwa ityala. Kulo mzekelo, imbuyekezo kwi equity, ifomula ubalo unikwa ngentla lunika uhlolo kwinjongo ingeniso unit nganye imali ityalwe liSebe kubatyali-mali.

Ukuba oyifunayo inzuzo olungumgubo inokuguqulwa ukufumana isiphumo njengepesenti. Kule meko ezaneleyo zande QUOTIENT waba 100.

Ukuba ufuna ukubala isalathisi omnye isithuba (umzekelo, ngaphantsi kwe nonyaka), kufuneka indlela eyahlukileyo. Buyela kwi equity kwiimeko ezifana ibalwa ngolu hlobo lulandelayo:

RAC = PP * (365 / ixesha kwiintsuku) / ((SKnp SKkp +) / 2), apho

SKnp and SKkp - equity ekuqaleni nasekugqibeleni kwexesha, ngokulandelelana.

Yonke into isihlobo

Bezimali okanye abanini aqonde ngokupheleleyo inzuzo utyalo-mali lwabo, kuyimfuneko linokuyithelekisa xesha, nto leyo iye yangeniswa ngenkxaso-mali evela kwenye inkampani. Ukuba ukusebenza yotyalo-mali ekujongwe ingaphezulu yokwenene, ngoko ungafuna ukutshintshela kwezinye iinkampani ezifuna utyalo-mali.

Kwakhona iyilelwe ukubala ifomula ixabiso esemgangathweni zingasetyenziswa. Return on kubulungisa kule meko ibalwa ngokusebenzisa i-avareji malunga ifakwa kwithuba (SD) kunye nerhafu yengeniso (DPR):

Crna = Cd * (1-RSS).

Xa kuthelekiswa nezibonisi ezimbini iza kuba kubonakala kwangoko kangakanani kakuhle izinto zihamba kule nkampani. Kodwa umfanekiso ezigcweleyo kufuneka sihlaziye ukusebenza equity-zabelo 'kangangeminyaka eliqela, ukuze ngokucokisekileyo ngakumbi ukuqinisekisa ukuncipha bethutyana okanye obusisigxina inzuzo.

Kuyimfuneko ukuba uthathe ingqalelo iqondo uphuhliso nkampani. Ukuba ekupheleni ezinye ezintsha ziye zaziswa (umzekelo, ukutshintshwa kwezixhobo kunye mihla), oko Kungokwemvelo ukuba ukwehla kwingeniso. Kodwa kulo mzekelo, inzuzo yayiza kubuyela kumgangatho yangaphambili - mhlawumbi uza kuba phezulu - kamsinya kangangoko kunokwenzeka.

namazinga

index nganye izinga yaso, kuquka ukusebenza kunye nokulingana. Xa unikel 'ingqalelo kumazwe aphuhlileyo (umzekelo, ezifana laseNgilani kunye United States), umda kufuneka ibe uluhlu 10-12%. Kumazwe asakhasayo, ogama uqoqosho abakhuselekanga kwamaxabiso, le pesenti kufuneka ibe ngaphezulu kakhulu.

Kufuneka wazi ukuba akukho kufuneka kusoloko lusekelwa phezu imbuyekezo kwi equity, ifomula ukuze kubalwe apho kuboniswe ekuqaleni. Ixabiso Unokuwuqhawula olunyuswe, ukuze ngesalathisi yezinye njengesixhobo sempembelelo zemali achaphazelekayo. Enye yazo sisixa imali ebolekiweyo. Kuba Kwiimeko ezinjalo, kukho uhlalutyo Dupont. It ikuvumela ukuba ukubala ngokuchanekileyo ngakumbi inzuzo kunye nempembelelo yeemeko ezithile.

Ngenxa yoko,

kumnikazi ngamnye kunye mali kufuneka yaziwe olungumgubo. Buyela kwi equity - ngumncedi na indawo yomsebenzi. It izibalo ekhawulezileyo, nini yaye phi ukutyala imali yabo, kwakunye nexesha olungileyo ukususwa yabo. Olu lulwazi olubaluleke kakhulu ehlabathini yotyalo-mali.

Abanini kunye nabaphathi lo mzobo unika umfanekiso ocacileyo indlela yomsebenzi. Iziphumo ezifunyenweyo undixelele ukuba kwenzeka njani ukuba baqhubeke ukwenza ishishini: landela indlela enye, okanye ukutshintsha ngayo ngokupheleleyo. Yaye ezi zigqibo ziza kunika iinzuzo okwandileyo nozinzo olukhulu emarikeni.