Alpha Bank: ncomo

Okokuqala, cinga ibhanki kunye isikhundla zabathengi, ukukhangela ukuba iziko lamatyala ngokwaso, njengoko injongo abe onke, oku kusebenza le PJSC "Alfa-Bank". Ukuphonononga ushiye bucala kwaye ajonge ngembali yaso.

Lo ibhanki yenye omdala eRashiya. Yasungulwa ngo-1990, libhekisela iibhanki jikelele, eziqulathe iinkonzo ezingundoqo zogcino. Oku kuquka iinkonzo amanyeneyo nakumagatya abucala nabathengi, ulawulo lweempahla yimali yorhwebo, zebhanki mali.

I-ofisi elikomkhulu ibekwe e Moscow, ebhankini isebenza kuphela eRashiya kodwa phesheya. Iyonke open amasebe ngaphezu kwama-500 kunye nee-ofisi. Nkampani e-UK, i-Netherlands ne-United States.

Njengabo bonke amaziko ezinkulu ngetyala, Alfa-Bank ukugcina isantya maxesha. Kukho i website esemthethweni, njengokubhankisha elayinini, mobile, SMS-zebhanki, malunga 4 amawaka-ATM iqela usebenza networks ezithandwayo lwentlalo.

Lo mbutho uye luluhlu olude olubanzi lweenkonzo yokubolekisa. Inikeza credit cards, mboleko imali, nezivumelwano zokubambisa yaye i-mboleko yemoto, kwaye icandelo ngalinye ngenxa iingcebiso ezimbalwa. Mhlawumbi, iintlobo, yaye etsala inani elikhulu labathengi e Alfa-Bank. Ukuphonononga wena kakhulu njengokuba zinx- ngetyala.

Ukongeza ngetyala kunye nokuvulwa kwee iidiphozithi, banikela ngeenkonzo izibambiso kwimarike, urhwebo Internet, imisebenzi market utshintshiselwano lwangaphandle, iinkonzo elugcinweni, njalo-njalo.

Kodwa emva isihloko engundoqo, cinga nokubuyekezwa Alfa-Bank. Njengoko kubonakala ngentla apha, eli qumrhu operation pretty ezinkulu umxhelo. Ukuba nje uye kwiwebhusayithi esemthethweni, bonke usenza sibe nentembelo, yonke into lula noluqondakalayo. Noko ke, kuphela nje nina musani ingqalelo ncomo. Alfa-Bank ngomnye wemibutho kakubi mlonyeni.

Akukho mathandabuzo ukuba abantu asetyenziswa ukubhala enkosi ingxelo kulungileyo jikelele bonke uzigqala njengezingabalulekanga. Ukuba oku ingxelo eyakhayo, bakhangeleka ngathi twins: ngokungathi konke, wonelisekile, akukho iingxaki, ndiyabulela kuwe, njalo-njalo.

Kodwa kukho ezimbi ebhalwe kwiphepha epheleleyo, akayi kuba nje ngazo zonke isibetho, yaye iinkcukacha olukhulu khona. Kukho ezinye eziqhelekileyo, leyo ekunokuthiwa amaziko abolekisa ngemali, kodwa kukho ezinxulumene kuphela PJSC "Alfa-Bank". Ukuphononongwa, izikhalazo malunga nokusebenza ngokungafanelekanga ka-ATM, ukunqongophala nobuchwepheshe kwabasebenzi - nto a kudidi ngokubanzi.

Ngokomzekelo, umntu wenze intlawulo yokuqala credit card, kwiinyanga ezimbalwa emva koko kuvela ityala Akukwazi engange-200 (yaye akukho bani ngokwenene nako ukundicombululela apho ivela khona). Inokuba kwenzeke ekwathintela akhawunti, nokwenza iqela umngcipheko negama, kananjalo, ukuba ukucacisa le meko, uya 'indawo yediskhi "ukusuka ebhankini omnye komnye Ngokomzekelo, uya kunyanzeleka ukuba ukudibanisa uhlobo eyongezelelweyo inkonzo leyo, Kakade ke, kufuneka ukuba ahlawule.

Kodwa konke oku, nathi sithi le meko iqhelekileyo umgangatho kweebhanki ezininzi. Kodwa ke umsebenzi ngxwaba credit card kunye neenkonzo zokhuseleko ibhanki awayeka imibuzo emininzi.

Ukuba, Makube lee kum, nguye besemva kuba iintsuku ezimbalwa, ngoko ke uya kubiza yonke imihla (ngaphandle kokuphazanyiswa ngeempela-veki nangeeholide zikawonke) ukususela kusasa de kube sebusuku amaxesha-10 ubuncinane. Ngaphezu koko, le ifowuni uya kuva amazwi Bekunzima-ibetha ifomu.

Kwakhona, uyakwazi ukubona xa kuziwa ukuba "wenze iziliphu 'abathengi, kodwa kungaphelelanga Alfa Bank. Ukuphonononga kukhala ukuba kubiza zonke izalamane close (nasemsebenzini, kakhulu).

Nangona, ngubani owaziyo, mhlawumbi yiloo nto simele ntoni abanamatyala. Bazimisele - nceda ahlawule. Ukukhula iwela-veki okanye iholide kwi - uhlawule kweentsuku ezimbalwa ngaphambili, ugcine luvo lwakho, kwaye amabango bank akayi kuvuka. Ngapha koko, kwiminyaka yakutshanje kuye kabini inani mboleko ezimbi. Kwaye yintoni ibhange ukuba kuyimfuneko?