Sberbank: "Universal" idiphozithi. Vula amathuba amatsha

Abantu abaninzi namhlanje bakhetha iidipozithi imali kwiibhanki. Igalelo "Universal" Sberbank zithandwa kakhulu phakathi kwabantu namhlanje. Kwaye oku ayimangalisi, kuba idiphozithi guquka, ukuvumela ngokomgangatho enemveliso ukulawula ingeniso yabo yaye inokuqokelelana imali efunekayo ukuthenga ezinkulu.

Kokukabani na igalelo esifanelekileyo "Universal" Sberbank of Russia

"Universal" idiphozithi ikufanele ngokupheleleyo wonke ummi. Akukho miqathango ngayo olu hlobo dipozithi ngeke kulungele. Kuphela xa akadingi isixa igalelo okucwangcisiweyo imali kunokuba enkulu kwixa elizayo, kuba kukulungele kanye umdla ngakumbi ukuvula idipozithi engqongqo, ekubeni ngokutsho kwakhe umyinge wenzala iphezulu kakhulu.

Amaninzi, umnikelo onjalo iyathandwa phakathi sabantu zilandelayo:

• Abemi abafuna ukuphakamisa isixa esithile semali ukwenzela ukuthenga ekunene.
• Abo bafuna ukuba reserve Untouchable imali.
• Kwakhona, abantu abafuna ukuba niwubuthayo iyunithi zemali ukuhamba uhambo.
• Abemi bakhetha yonke penny wasebenza ngazo, kwaye nangona oku, imali ukuba usebenzise.

Ziziphi iingenelo umnikelo onjalo

In "Universal" idipozithi ineendlela ezininzi:

• Ithuba ukuze wonge imali.
• Abafumana ingeniso lithetha yokufaka umfanekiso.
• Kuyanceda ukuba ufunde izakhono zolwazi lokufunda nokubhala lwemali ukulahla ngokufanelekileyo imali free.
• Kuya kufumaneka ithuba ukuqokelela isixa ayimfuneko ukwenzela ukuthenga elide ilindelwe kwaye ebalulekileyo.

Ngawaphi amathuba wenza igalelo "Universal"

Ibhanki Sberbank "Universal" idipozithi ivumela ilungile kwaye kulula ukuba nokulawula imali. ezizezi:

• Ukuba ubuyise idipozithi imali-mda yonke ingeniso yasebenza.
• Isixa-mali sirhoxisiwe kwi-balance, nto leyo (10 engange, elingana $ 5, ukuba akukho dipozithi ngohlobo lwemali kazwelonke).
• A Isixhobo efana calculator Savings Bank iidipozithi, abagcinisa ngamnye kuya kukunceda ukuba uqonde ukuba imali iza efunyenwe idipozithi.
• Ngenxa lo mnikelo, uyakwazi ukugcina i ayimfuneko ngokuthenga ebalulekileyo okanye isixa uhambo olude elindelwe.
• Le idiphozithi kunceda ukwenza iintlawulo kunye transfers kwi-akhawunti oyifunayo.
• Le idiphozithi Savings Bank "Universal" iminyaka emi-5, ngenyanga enye, iinyanga ezintathu okanye unyaka, Kakade, ayashiyana ngokwendlela izinga lenzala. Kananjalo ukuvula idipozithi ixesha elide kufuneka ithuba yande isixa esifunekayo, umzekelo, uqeqesho. Le ixesha yesibambiso bengekho zonke iibhanki. Ngokuqhelekileyo, ezi zixhobo bank musa ukuvula ngaphezu konyaka.

Imigomo igalelo "Universal" Sberbank of Russia

Kakade ke, wonke umnikelo iindlela zolawulo ezahlukeneyo, ukuphakama umyinge wenzala kunye nezibonelelo.

Ibhanki Sberbank "Universal" idiphozithi la magama alandelayo:

• Intlawulo yokuqala isenokuba ubuncinane (engange-10, okanye iirandi-5 kwaye elingana kwezinye iimali), kwaye kusenokwenzeka ukuba ukuvula i-akhawunti ukwenza isixa esikhulu ukuze ifumane umdla ngakumbi.
• Imali asuswe nangaliphi na ixesha, kodwa qiniseka ukuba ushiye balance.
• Kuba uvula i-akhawunti, notsalo, idiphozithi wemvula akukho myalelo.
• Ukuba uvule ibhanki Sberbank igalelo "Universal", ungenza kule akhawunti kwaye ufumane izibonelelo zentlalo, izibonelelo kunye umvuzo.
• Idiphozithi "Universal" iya kuvulwa kulo naluphi na uhlobo lwemali: in engange kunye zeedollar, euro.
• Oku kunceda wenza idiphozithi 0.1% eseleyo. Ngokuphathelele oku, ukuba ufuna ukwamkela ebhankini, kungcono ukuba ukuvula igalelo engqongqo. Bala calculator ingeniso kuya kunceda Sberbank iidipozithi. Ngaphandle kwento yokuba ipesenti iminikelo incinane, nangoku kuyanceda ukufumana isixa esithile, ngokuchaseneyo lwalo, xa imali olele nje kwikhadi kwaye azisebenzi kwaphela.

Ndiyisebenzisa negalelo njani

Sebenzisa idipozithi kakhulu lula. Option ezimbini:

1. Xa uvula i ibhanki Sberbank "Universal" idipozithi, cela ukuba umphathi indlela ukulawula idipozithi. Xa omnye, unako nizalise ndirhoxise idipozithi ngokutyelela yesebe ebhankini.
2. Ukuba ngaba ungumntu oxakekileyo kwaye ufumana kunzima ukwahlukana ngexesha leeyure zomsebenzi we-ofisi, ukuba beze kwenye yezi ofisi, vula wena zebhanki ngekhompyutha. Le nkonzo kunceda zokulawula ukude iimali zabo, kwaye nelokufumana zonke izixhobo yebhanki. Ngenxa inkonzo, "Sberbank Online", unga:

• Lifake ndirhoxise imali evela kuloo dipozithi yakho.
• Ukuze ufumane iidipozithi ezintsha.
• Yenza iintlawulo transfers.
• Thumela imali nezinye iinkonzo ze-akhawunti yebhanki.
• Nizalise mobile phone.
• akhawunti Vula.

Olu luluhlu nje encinane lweenkonzo ukuba kwenziwa ngokusebenzisa ufikelelo olusisiseko kwi-akhawunti zabo.

Kuba yintoni injongo uyakwazi ukuvula igalelo "Universal"

Kakade ke, wonke umntu axhamle iimveliso yeziko zemali zebhanki ukuba usukelo zabo ezithile. Kodwa kubalulekile ukuqonda ukuba kutheni kuyimfuneko ukuba u amukela xiringanyeto xa umqeshwa Savings Bank ukuvula igalelo "Universal". Kufuneka kuqatshelwe ukuba le nkonzo ayikho umthwalo, kodwa kuyanceda ukufumana ingeniso. Ngoko ziwuthathele ingqalelo lo idipozithi, ngenxa yokuba Bulelani kuye, unga:

• Phakamisa imali zombane zasekhaya zexabiso kunye nezixhobo ze-elektroniki.
• Gcina nyanga nganye imali ukuze aqokelele imali uhambo, kudala ndiphupha ngayo.
• Imali ukufunda unabantwana okanye abazukulwana.
• Soloko isitokhwe wezeMali, nto leyo eya kuba ubomi lula yaye bekhululekile. Umzekelo, ungasoloko kuphosa imali kwi khadi, ukuba abathile isitora isiganeko kotaka okanye ukuthengisa, kwanawokuqhuba nokuthenga oyifunayo.
• Ukuze aqokelele imali izindlu ezithengiswayo. Nokuba ubekela bucala nyanga nganye ukuze imali encinci, uyakwazi ukugcina ngaphezu kweminyaka emihlanu a capital endilisekileyo.
• Ukuba ihlehlise inxalenye imivuzo yabo ukuba athenge imoto. Usenokufumanisa ukuba kunokuba olukhohlisayo. Kodwa ubale ufuna malini ngenyanga nganye ukuze benze imali kwi ukuqokelela isixa ayimfuneko ukwenzela ukuthenga ezinqwenelekayo.

Iithagethi ingaba obungafaniyo kakhulu. Okubaluleke kakhulu, ukuchonga ngokucacileyo kwaye uqale ukususa ukuze aphumeze eli phupha kunye igalelo "jikelele" le Savings Bank of Russia.