Yintoni igalelo kunenzuzo "Promsvyazbank" kufuneka anikele kubathengi bayo?

iziko Financial, eyaziwa ngokuba "Promsvyazbank" kwi indawo 10 phakathi 600 iibhanki Russian. Zifanelekile kwaye igunya elithile. Abantu abaninzi beze nje apho ukuba wenza idiphozithi. "PSB" - umbutho unokuthenjwa kunye imali yabo. K Ngaphezu koko, abathengi zenziwa iimeko elungileyo apha.

"Umdla solid"

Ngoko ke uluhlu lweerhafu sokuqala Ndingathanda ukukhankanya ingqalelo. Oku - igalelo kakhulu zithandwa. "Promsvyazbank" kukho izinga eliphezulu 8.5% ngonyaka, izibonelelo premium abaxumi, kunye impatho engcono sokunqunyanyiswa kwexesha.

Standard wanikela 8,25%. Ukuba abantu imali 1 yezigidi ngonyaka, ngoko ekupheleni, uya kufumana imali kwi-mali ka-82 500 engange. Hi ndlela leyi, iintsuku ezingama-365 - oku esiphezulu. kunjalo ho unethuba ukuvula idipozithi kwi kwiinyanga ezi-3 no-6. Nangona kunjalo, nceda siyazi ukuba eli galelo akukho kuchuma mna, ibe debit iintengiselwano enganikwanga kuye. Kodwa kukho ulwandiso oluzenzekelayo (kodwa ezona zininzi izihlandlo 3).

Yiloo nto yonke into awayeyazi ngalo mnikelo. "Promsvyazbank" yenza isithembiso umdla abantu abazimisele ukwenza utyalo-mali enkulu. Ukususela kowoku-1 500 000, ukuze babe ngqo. Kufuneka bakhonza yinkqubo "PSB Yakho Premium" okanye Orange Premium Club. Emva koko uya kuba eyongeziweyo ye 0.25% eyonyaka.

"Bamkele!"

A amagama ambalwa kufuneka ngaye lo mnikelo. "PSB" kwi lweerhafu inika iimeko zivuma. Eyona nto ibalulekileyo - kuba lelona zinga liphezulu ka 9.5% ngonyaka. K Ngaphandle olunikiweyo umsebenzi wemvula. Kwaye ke zesixa sentlawulo olongezelelweyo ayikho kangako. Ho kuphela siphezulu kuba phezu ngokubaleka, yi-20 000 000 engange. A ubuncinane - bebonke yayilishumi lamawaka.

Igama iphezulu idiphozithi ulingana iintsuku 250. Kwakhona, oko kunokwenziwa amalungiselelo iintsuku-50 ne-100. Oku, koko, yeyona ilungileyo. Kuba abantu abavula idipozithi iintsuku 50 100, izinga yi-9.5% ngonyaka. Ukuba ixesha iintsuku 250, ngoko ke yehle kwi 7.5%.

Umzekelo: ukuba utyala imali engange kwesigidi iintsuku 100, ekupheleni kweli xesha, loo mntu uya kufumana inzuzo 24 540 p.

"Baninzi amathuba"

Eli zinga kwakhona ukulungele ukuba anikele "Promsvyazbank". Imirhumo ziyahluka iimpawu ezithile enye kwenye, yaye "nkulu" Akukho ngaphandle. B phawu yale meko ithuba debit intengiselwano, ezo ayifumaneki kwimeko co zonke iirhafu ngasentla. Igalelo iilebhile, kodwa kwiintsuku ezingama-30 phambi kokuphela kwalo msebenzi "ivaliwe."

Rates ziyahluka. Ubuncinane tyalo mali ibekwe ku engange-150 ukuya 300 lamawaka. Ukuba idiphozithi c le mali, umlinganiselo iya kuba 7.5% ngonyaka. Hi ndlela leyi, kukho amabini amagama - 367 iintsuku 731. Bid enye efanayo ngabanye, kwaye ngenye indlela.

Isisombululo ingabizi kakhulu - ubeke imali engange ngaphezu kwesigidi esi-1. Ke rate iya kulingana kwi-8% (kwimeko amabini amagama c).

nezinye iirhafu

Yiloo nto zonke izithembiso ezifumanekayo kwi "PSB". Iidipozithi abantu ezidweliswe ngasentla kakhulu zithandwa. Ho has a kakhulu ezimbalwa.

"Iinzuzo zam", umzekelo. Uyakwazi ukuvula le idiphozithi ngohlobo lwemali Russian, omnye euro eerandi. Kungcono ukuba babhalise engange. Ukuvula i idipozithi iintsuku 367 kwi-mali abangaphezu kwezigidi 1.5 engange, uya kuba nako ukufumana amazinga kakhulu --8% ngonyaka. Kakhulu inzuzo. C kwesiqingatha sesigidi ekupheleni womntu uya kwamkela into engaphezulu kwama-120 000 njengepesenteji inzuzo.

Kukho uluhlu lwamaxabiso "My ipension" c ubuninzi rate of 8,41%, "kwiSabi My Bank" (7.6%), "Amathuba My" (7.84%), "ingobozi Multi-currency" (7.85%), ne " imithetho elula "(6.5%). Le minikelo nazo ithandwa phakathi iindidi ezithile zabantu, kodwa ezo iirhafu, eziye ichazwe ngentla, i ezifunwa kakhulu.

Yaye ke, njengoko nayiphi na ibhanki eqinileyo, kukho inkonzo aphalaze iidipozithi abantu zoshishino. Bona bayakwazi ngempumelelo ukubeka imali yabo ukuze bafumane ingeniso elungileyo. Kodwa leyo esinye isihloko.

Nangona kunjalo, hlobo luni na igalelo ukuvula - ngayo ukusombulula ngamnye. Eyona nto ibalulekileyo - funda ngenyameko c nemigaqo emiselwe kule mvumelwano.