"Higher Education Institutions Bank" (Tyumen): iidilesi, ncomo

Namhlanje, eli lizwe kuqoqosho kunye zebhanki ingakumbi, abatyhubela ngamaxesha anzima. ukhuphiswano Hayi kuphela bungwanyalala, kodwa kweliso karhulumente egcina imali banyanzelwa ukuba basebenze kwi ulwalathiso "ekunene". Kodwa umthengi elula enokubakho swi nga pfuna - kufuneka enze ukhetho yakhe kwemiba emininzi amaziko zemali.

Ukususela 90 ukuya Present

Kuba abemi abaninzi kummandla phambene igama "eyunivesithi-Bank" waziwa hayi ngondiva. Emva ngo-1991, ezininzi zeeyunivesithi Ekaterinburg, kuquka Sync (Sverdlovsk Institute of kuQoqosho weSizwe), amaziko amatyala kunye neenkampani ababandakanyekayo lombutho "eyunivesithi-Bank." Ekuqaleni, ibhanki ukongezelela amashishini inkonzo umgangatho benza siboleka iinkqubo ezizodwa kwizikolo phambene Federal District. Emva kweminyaka eyi-12 esibondeni elawulayo Bank waba iqela yezezimali ngokupheleleyo abanini "Ubomi". "EPhakamileyo Amaziko eMfundo Bank" (Ekaterinburg, Tyumen kunye nezinye izixeko Urals) waqalisa ekuboneleleni ngeenkonzo ezahlukeneyo zombini kubantu abazimeleyo okanye amaziko lweeklayenti ezikushishino. niche Yahlula yayiphethwe SME.

Modern "eyunivesithi-Bank 'ebaleka" ye phambene Bank for Reconstruction and Development. "

iphepha-mvume

Kwiminyaka yakutshanje, abaninzi iibhanki sijongene umbuzo yokuphelisa imisebenzi ngokunxulumene imilinganiselo. Kulo mba, ngokufuthi ukuba ukusasaza amarhe ezinjalo, yaye malunga iibhanki ukuba okunene musani ukuba le meko nangayiphi na indlela. Angawaconganga le ngxaki kwaye "eyunivesithi-Bank". License ngayo (1557), ekhutshwe yi-Central Bank of Russia wenza. Ngowe-2015, xa intloko yebhanki ( "Probusinessbank") welo qela zemali "Ubomi" mvume lurhoxiswe, abathengi abaninzi ochaphazelekayo ukuba ishwangusha efanayo balindelwe 'eyunivesithi-Bank ". Tyumen wayeyixhalabele hayi ngaphantsi kwe kweminye imizi. Kodwa iziko lamatyala wasindiswa kuhlela. Agency kunye Insurance iidipozithi izicelo ezininzi ngetyala kunye nemibutho zemali wanyula "I phambene Bank for Reconstruction and Development" sibhedlele.

Iinkonzo ezisisiseko kubantu

"EPhakamileyo Amaziko eMfundo Bank" inika uluhlu olubanzi lweenkonzo zebhanki eqhelekileyo ukuba kwiiklayenti zabucala. Oku kubolekisa kunye needipozithi, iicredit cards kunye debit, amatyala ezahlukeneyo (eziluncedo, iimali, izohlwayo, njalo njalo.) Yaye ke amathuba wokuthunyelwa ngaphandle kokuvula i-akhawunti, zebhanki mobile kunye neziko lemibuzo.

Ke, phezu kwazo zonke oku, kukho uluhlu lweenkonzo kunye ngamnye iinketho ezongezelelweyo. Ngoko ke, inkonzo fotoplatezha ikuvumela ukuba ngokukhawuleza uhlawule ityala iphepha ngaphandle kokwenza iinkcukacha. A "Ubomi yamali" - na ukukwazi ukwenza intlawulo ngqo ekhaya, ngenxa umzekeliso inkonzo "Yandex".

"Higher Education Institutions Bank" (Tyumen, Surgut, Nizhnevartovsk nazo zonke ezinye izixeko ubukho yebhanki) unika iinkonzo inshorensi: ukhuseleko lobomi, ezempilo (kuquka amazwe), ekhaya, kunye nabanye.

Iinkonzo ezisisiseko ukuba amaqumrhu asemthethweni ezibonelela "eyunivesithi-Bank"

Tyumen nangona isixeko kunye nani likhulu ofisi, kodwa loo nto ayithethi ulahlekelwe ukubaluleka kwayo kwaye inikeza uluhlu olubanzi lwemibutho ezahlukeneyo iinkonzo zebhanki. Ukongeza kwiinkonzo zemali kunye nokuhlaliswa, liboleke abanye kunye neemali ezibolekwe, iidiphozithi iziqinisekiso zebhanki, amashishini amancinane kunye naphakathi lommandla nqubo ingathatha ithuba iiprojekthi umvuzo kunye nekhadi loshishino, qhagamshela shopping mobile okanye athenge.

Ukongeza, ukuba oyifunayo, iziko elisemthethweni angangena i "Business Club" ukufumana inkonzo eyongezelelweyo. Umbutho uya kufumana abafowunelwa zoshishino ezintsha ukuze ufumane amacebiso kwiingcali kwinkalo ye-HR, ezomthetho kunye nerhafu.

Kuxhomekeka umda lombutho ukwazi ukunikeza scheme ngamnye lomsebenzi. Ngokuba ekuqaleni-ups yiseti iinkonzo kwiinkampani zorhwebo - enye, kuba abalimi - owesithathu.

Mboleko "eyunivesithi-Bank"

Uhlobo ithandwa kakhulu ixesha elide i yomboleki yeentengo zemboleko "Abantu." Imali ingakhutshwa ukususela 5000 ukuya engange yezigidi 1 iminyaka ukuya ku-7 kunye ithuba kwemali bokuqala. Age of umboleki kufuneka ubuncinane 20 hayi kwiminyaka engaphezu kwama-80. Ukuya ku amawaka-200. Engange mhlawumbi mboleko amaxwebhu amabini kuphela. Iimeko ezinjalo linikeza eyunivesithi-Bank iinkonzo zayo abucala ''. Credit ingakhutshwa xa isicelo efowunini,-intanethi, okanye umntu kwiofisi yesebe ebhankini.

Ukunikezwa elikhoyo umhlala kufikelela kwisixa esili-600 lamawaka engange. Kulo mzekelo, ukubala isixa kuthathelwa ingqalelo yonke ingeniso yosapho.

Kuba ishishini "eyunivesithi-Bank" inika mboleko Express iminyaka ukuya ku-5. Le mali iphezulu sibalwa ngamnye, kodwa ayikwazi ngaphezulu 5 mln. Thambisani.

Ngaphandle umbutho standard credit Ungasebenzisa overdraft - elifutshane bafake akhawunti yangoku ukuya engange million 2 .. Yokubuyiselwa kwenzeka ngokuthi Ukutsalwa ngokuzenzekelayo imali kwi-akhawunti yoMthengi. Ukuba imali mboleko ngaphantsi kwe-0.5 mln. Engange, idiphozithi ayifuneki.

"EPhakamileyo Amaziko eMfundo Bank": iminikelo

Abaxhasi abucala, "eyunivesithi-Bank" inika ukukhupha iintlobo ezintathu ezingundoqo yesibambiso:

• "Elula" - kunye ixesha elide (iminyaka emi-4) kunye capitalisation umdla.
• "Savings" - benethuba ngokumpontshwa kunye ubuninzi wenzala (9.5%).
• "Mobile" - benethuba etsalwe buso ngaphandle kwelahleko wenzala kunye lokuqala ubuncinane - ukususela 1000 engange.

Yonke iminikelo ziquka ukubekwa mali engange kunye euro eerandi.

Kwakhona, ibhanki liphuhlise iphakheji isithembiso eyenziwa uhlobo olunye dipozithi, SMS-isaziso (on nenzala yayo, bhala-ndinyuka kule dipozithi, njalo njalo.) Iinkcukacha khona-akhawunti kunye neentlawulo non-cash (in inani iiPC-12.).

Imibutho bangabhalisa kwi "eyunivesithi-Bank" idipozithi kwi mali ka-100 lamawaka. Thambisani. isithuba seminyaka 1.5 kunye ingumlinganiselo ukuya kwi 1.4%.

Ukuthatha inxaxheba "eyunivesithi-Bank" kubomi bentlalo ye kummandla

Kakade ke, ibhanki ayikho ngumbutho wesisa, kodwa kunjalo ithatha inxaxheba kubomi bale ngingqi. "Higher Education Institutions Bank" (Ekaterinburg) kunye neeyunivesithi liqulunqe uhlobo lwemfundo. Waba ngaphezulu engundoqo. Olu qeqesho ke ijolise iingcebiso mali zobuqu. Kwakukho yonke tye ofisi ebhankini, yaye inxalenye zeprakhtikhali sisiza abafundi ukuba bafunde iingcali 'eyunivesithi-Bank. "

reviews

Ukuphonononga malunga ibhanki nga ukususela umhlobo okanye ubuthe kwiintlobo ezahlukeneyo kwezibonelelo. Kakade ke, kunzima ukwenza imbono ecacileyo ezichanekileyo ukunganeliseki othile (mhlawumbi hayi zizizathu ngokupheleleyo) okanye, icala, sincoma, wada nemoto nemeko eziphathekayo.

On the Reviews "eyunivesithi-Bank" lungahlulwa izimvo ngexesha ibhanki wawuyinxalenye FG "Ubomi", yaye emva kokuwa band ngayo. Ukuba sithethe amaqumrhu asemthethweni, ke ngoko, ngokwendlela kwayo, uninzi lwabo ibhanki amalungiselelo zangasese. Phezu 2016 ukubuyekeza zemibutho baye ezimbi ngakumbi. Abanye isikhalazo malunga nomsebenzi ombi yebhanki Internet, omnye - phezu amakhadi yobambiswano nkonzo fast. Mhlawumbi ezi ngxaki zinxulumene kwinto yokuba inkqubo sele okwangoku iguqulelwe ngokupheleleyo umsebenzi omtsha.

Kusekho ezinye iingxaki leyo bathi ngayo ukubuyekeza i "eyunivesithi-Bank". njalo Phone akaphenduli, inzala iphezulu kakhulu, musa achaze, njalo njalo. N. Abakhe ezo izimvo ngelo xesha, naxa ibhanki behlelo fg "Life." Le ingcaciso ncomo ezinjalo kwakhona kakhulu Kulula ukufumana - kaninzi Iklayenti akukaqondwa okanye bakhutshwe-incopho iiyure (ngoko musa ukungena).

Kakade ke, kukho intabalala ingxelo entle. Isimo kubaxumi njengosapho, Consulting ofanelekileyo, imvume nozilo mboleko - ncomo inokufumaneka ngamanani amakhulu nje kuphela kwi-intanethi, kodwa kwakhona ngokobuqu kubahlobo babo.

nabo

Iibhanki ukuba ukuthobela imimiselo nemithetho, qhubeka ukusebenza nokuphuhlisa. Othile kwandisa inani emasebeni awo. Hayi kude emva nabanye "eyunivesithi-Bank". idilesi yakhe ofisi kube lula zifumaneka kwiwebhusayithi ye Bank kunye nje intanethi. Isebe ise kwizixeko nakwiidolophu ye Sverdlovsk, Tyumen kunye nemimandla saseChelyabinsk, Khanty-Mansiysk. Kwezinye iindawo zasekuhlaleni, kukho amasebe eziliqela.

Umzekelo, "eyunivesithi-Bank" (Tyumen) kukhawulelana amaqumrhu asemthethweni kwisigxina "Tyumen" esitratweni. Hertzen (d. 86a). Abantu - kwi-ofisi enye, kwaye esitratweni. Permyakov (d. 50b) kwi "elanga". Kodwa uninzi zonke ii-ofisi kwisixeko Yekaterinburg, apho 10 Customer yabo iyaqhubeka ngesiseko ukuya 19:00, kodwa kukho umsantsa ukusebenza kude ngexesha elizayo - de ngentsimbi yethoba ngokuhlwa (in TC "Centre City" kwi Ilungiselelo main) . Le ibhange iziko lonxibelelwano non-stop, xa zonke izixeko 29 phambi unenani yayo zefoni.

Nabani na umnini "eyunivesithi-Bank", njengoko imbali walo nyaka-25, iyaqhubeka ukusebenza kakuhle, enceda iiklayenti ngamnye kwaye inkampani ukuphuhlisa ukufikelela usukelo lwabo.