Ulwabiwo zokuhlala kwizakhiwo ezitsha. Nobubi of acquisition entsha yezindlu phantsi isivumelwano assignment

Kule minyaka ilishumi idlulileyo iye yaba linyathelo esebenzayo kwisigaba ukwakhiwa kwezindlu. Ukongeza kule propati, ngokuxhomekeke ukuyithenga imicimbi ukuthengisa, kwaye kufaneleke ukuba ipropati kwindlu elisanda kwakhiwa. A Uhlobo olutsha lwe investment - yentengo zokuhlala kwizakhiwo ezitsha kwi nisaqala izakhiwo. Intengiso zokuhlala kwizakhiwo ezitsha kwimeko enjalo lunokwenzeka kwaye isivumelwano sabelo.

Sabelo - ntoni na?

Umntu ongena kungena kwisivumelwano kunye ukulingana inkampani yokwakha ufumana ilungelo lokuqala impahla, leyo ukudluliselwa kunye wesithathu.

Kuthetha ukuthini isabelo zokuhlala kwizakhiwo ezitsha? Lo mbono kuthiwa isivumelwano ukutshintshwa la malungelo. Uphinde wacela sabelo. Amaqela ku yingisela - umthengisi kunye nomthengi - babiziweyo, ngokulandelelanayo, assignor kunye ababekelwe.

wesithathu apha yinkampani lobhekiso phambili umsebenzi isivumelwano zokuhlala ibandakanya ukugqithiselwa amalungelo nezibophelelo ngokuphathelele yakhe. Emva kokuba nokubhaliswa kwesivumelwano zonke iingongoma iphikiswayo liya kwenza isigqibo ngayo nguloo lomphuhlisi. Le peculiarity yale hlobo ukuthenga nokuthengisa ezithengiswayo ukuba kungenzeka kugqitywe phambi kokuba ziza kugunyaziswa indlu esayiniweyo ingxelo nokwamkelwa. Imvumelwano assignment luyasebenza phambi kokuba entsha ngokusemthethweni makufakwe ukusebenza.

Ulwabiwo zokuhlala kwizakhiwo ezitsha: izimvo

Kukho iindidi ezimbini real estate sabelo zibe.

Uhlobo lokuqala isekelwe kwisivumelwano kwi-nxaxheba isabelo ekwakheni izindlu zokuhlala. Le assignor unalo ilungelo lokuthengisa indlu kuphela emva kokuba ihlawulwe ngokupheleleyo yona. Ukuziqhelisa, kukho kwakhona iimeko xa umthengi wadlulisela isibophelelo uhlawule ityala. De kube mzuzu kumakhaya wayethuma iimvumelwano ezinjalo ekunokugqitywa izihlandlo ezininzi.

Uhlobo lwesibini isekelwe isivumelwano sokuthenga lokuqala. imali eseleyo ikhutshelwa kumthengi ngokupheleleyo. Olu hlobo lwesivumelwano akuthethi ukurekhoda ngokudluliselwa kwepropati ukusuka umthengi kumthengi. Intsingiselo isivumelwano kukuba kwixesha elizayo amaqela banyanzelekile ukuba akhuphe sabelo contract. Ukuba isivumelwano itshitshisiwe, umthengi ukubuyisela imali ihlawulwe.

iinkampani zokwakha babengafuni kutyikitywe esinye isivulwano ezifanayo ngenxa yezizathu ezininzi:

• Ukuba nawuphi na unobangela lwepropati zokuthengiswa.
• Abatyali athengisa izindlu ngamaxabiso aphantsi.
• Re-ukubhaliswa kwamalungelo - inkqubo onzima kunye ixesha elide.

Inkqubo yobhaliso

Ulwabiwo zokuhlala kwizakhiwo ezitsha - inkqubo multi-benyathelo zombini umthengi kunye nomthengisi.

Umthengisi kufuneka:

• Yazisa i injongo yalo kwinkampani lokwakha.
• Ukuze ufumane imvume esesikweni evela developer (kwiinkampani eligunyazisa thatha eninzi imali).
• Fumana uncedo umphuhlisi malunga yokungabikho kwamatyala.
• Fumana sisicatshulwa esithathwe kwiRejista State emanyeneyo.
• Iziqulatho imvume notarial yoMlingane ukuthengisa ilifa lokwenene.
• Fumana isiqinisekiso igosa yebhanki kokuhlaliswa angahlawulwanga.

Umthengi lifunwa kuphela ukuba akhuphe imvume iqabane ukuya ukufunyanwa kwepropati, uze basayine imvumelwano yokuba isabelo kule ndlu. Isampulu idla iyafumaneka kwi umphuhlisi, kwaye ungalayisha kuyenza ifumaneke kwi Internet. Isiphelo kwesivumelwano kuthatha indawo kwi-ofisi inkampani yokwakha okanye yabameli. Ubhaliso lungenziwa nokuba MFC okanye ulwahlulo Rosreestra. Ngelo xesha kwesivumelwano ubukhona olusisinyanzelo ummeli umzimba nokubhalisa yaye omabini amacala wo yingisela. Kwakhona, umthengisi uhlawula umsebenzi likarhulumente uxwebhu yobhaliso. Kwiintsuku ezili-10 zomsebenzi, isivumelwano ibhaliswe.

iingongoma ezibalulekileyo

Intengiso zokuhlala kwizakhiwo ezitsha phantsi isabelo contract xa uqala kubonakala inkqubo elula gca. Kukho amaxesha ekufuneka banikwe ingqwalasela eyodwa.

Ngaphandle wesithathu, oko kukuthi umakhi, intengiselwano nga ha endleka. Ukuba indlu kuthengisa kwisabelo-mboleko, kufuneka kwakhona ibe yinxalenye yale bank yokubolekisa.

Inkampani yokwakha angafuna umthengisi kakhulu ipesenti enkulu wo yingisela. Ngelishwa, kunye nalwazelelelo okunjalo ukulwa, kuba izenzo ezinjalo abayi kulawulwa ngumthetho.

Ukuthengisa ezithengiswayo kufuneka ibe phantsi isiSwahili.

ubungozi

Intengiselwano abajongwa ekhuselekileyo, kuba kuliwa phantsi kweliso igunya yobhaliso karhulumente. Noko ke, kukho imingcipheko kumthengi.

Imvumelwano kufuneka ukhankanye iindleko zizonke indlu. Kwimeko apho amabango esi sixa ibuyiswa kumthengi. Ukuba uxwebhu ayikhankanyi isixa izivumelwano, ube utshitshisiwe.

Indlu efanayo eniza kuyithengisa ngokuphindaphindiweyo sabelo, ngoko kufuneka baziqhelanise nalo kwimbali yonke imicimbi enjalo ngokwakho. Ikhontrakthi sabelo ngokuyimfuneko babhalise. Intengiselwano iya kuba olukhuselekileyo ukuba babhalise. Imali ehlawulwe emva kokuba umthengi ofumana impahla amaxwebhu.

Ngokuqhelekileyo, emva kokuba efunda umnini lasekunene amatyala wenkampani yokwakha, kufuneka uthengise indlu kwi sabelo. Kulo mzekelo, umthengi akayi kuba nako kwakhona lenxalenye yeemali ezihlawulwa enkundleni.

Ulwabiwo zokuhlala kwizakhiwo ezitsha uswele ukuba umthengisi akasinikanga ingxelo yebhanki, isigunyaziso esibhaliweyo esivela ebhankini kunye developer, kwakunye ixabiso eliphantsi kwezithobekileyo lokwenene. Le deal ayisebenzi kwimeko nokubhaliswa kwesivumelwano ngexesha xa umphuhlisi ngokomthetho yimali.

Ngaba affixation na isivumelwano esinokubakho "retroactively"

Isabelo amalungelo kwipropati ayinakwenzeka emva kokuba ingxelo ukwamkeleka ngokwakho okanye xa intengiselwano of ukuthenga nokuthengisa sele yenzekile. Ukuthengiswa mazenziwe xa umthengisi uye wafumana ubunini kwezindlu. Amaxesha amaninzi phakathi ukunikezela kunye nokwamkelwa kwamalungelo obunini real estate ipasisa kangangexesha elide. Phambi kokuba mali lokuqala ufumana ubunini indlu, yena bangadlulisela amalungelo akhe - ukuvuselela maxwebhu banamava. Ukuba sabelo yenziwe phantsi kwesivumelwano kwi nxaxheba isabelo ekwakheni, uyakwazi ukutshintsha umhla kwisenzo ulwamkelo kunye transmission. Kwimeko yesivumelwano lokuqala ungatshintsha umhla kokugqitywa uxwebhu oluphambili.

ntela

Assignor, ngokutsho Code Tax, kufuneka ahlawule irhafu ekuthengisweni izindlu. Kulo mzekelo, izinga irhafu yengeniso-13 pesenti mali irhafu ngumahluko phakathi iindleko ngezindlu DDU kunye sabelo. Umzekelo, ukuba indawo yokuhlala yathengwa kwi umbhekisi phambili 2000000, bethengisa kwisabelo 2.1 million, irhafu erhafiswa kwi-100 000. Ngako oko, imfuneko ukuhlawula irhafu ngom linganiselo 13.000.

okukhona

Ukuthenga igumbi isabelo - enye iintlobo mihla zotyalo-mali. ithengiswe ngexabiso eliphantsi (ngamanye amaxesha 5-20% zitshiphu ngaphezu inkampani) sikwinqanaba lokuqala sokwakha zokuhlala, kunokuba endlwini ogqityiweyo. Ngoko ke, yenye yeendlela ukulondoloza imali xa uthenga indlu.

Kuba abantu abaye lenza isigqibo nge-nxaxheba joint, isabelo nguye kuphela ukuba ulahlekelwe yimali imali kwimeko apho ke ngenxa yeemeko ebezingalindelekanga, kwaye ufuna kubo ngokwakhe. Ukupheliswa DDU igcwele nezohlwayo ngakwicala lomphuhlisi. Ukongeza, i-sabelo ukunika ithuba lokuba abangenakubanyusa.

bendlela

Le ethile obonakalayo kukuba umthengisi kufuneka isixa esikhulu kwamaxwebhu. Ngaphezu koko, inkoliso amaxwebhu kufuneka kuvunyelwane yibhanki kunye lomphuhlisi. Developer angafuna umdla eqinileyo ngenxa yokumpompoza kwemvume.

Kuba ukunikezelwa lomthengi ezingenza abe inkohliso kuba POS zisenokuthathwa njengezingekho mthethweni yi umqambi. Ngoko ke isabelo kuphelelwa ngokuzenzekelayo. Ukuze ukuba ukulahlekiswa, kufuneka ukuchitha ixesha elininzi lokuhlola iirekhodi ngokutsha. Ngokufuthi kufuna uncedo ka nalungele, nto leyo ebonisa ukuba iindleko izinto ezithile.

I-asayinimenti ingangumsebenzi wesakhono endlini kwisakhiwo esitsha - ". Gotchas" inkqubo has a lot of Ukuba uza ngale ndlela ukufumana umhlaba, inyathelo lungelo kwabhenelwa ummeli kweentengiselwano ezinjalo.