Uhlaziyo entsimini-inshorensi: iintsomi kunye izinto

zanyanga le inshorensi - ebuhlungu intloko elahlukileyo phantse yonke nkampani. Ukuba le nkampani ibonelela ngeenkonzo kwengxelo zobungcali, njengoko umthetho, iingxaki ngokubalwa kunye iintlawulo zemirhumo kwiimali lungenzeki. Kodwa ke oosomashishini nabangekafumani isigqibo kwi inkonzo ngoncedo iingcali, kufuneka siqonde iimeko zabo kunye neentsomi kwinkqubo pension efanayo.

KUBALULEKILE! On 01/01/2017, ulawulo lwentlawulo-mali ziya kwakhona kudluliselwa kwabasemagunyeni werhafu. kwaye kwagqitha kutshanje. Ukunqongophala kwabasebenzi kwi uhlolo yerhafu amasebe kulandelelwa intlawulo-inshorensi, yaye kungekho kokufunyanwa kweemali ababandakanyekayo ukufunyanwa mali kuvavanywa. Kungekudala emva koko, urhulumente wezwe batshintsha inkqubo kwezohlwayo, atsho imali ngokwabo ukuqokelela amatyala. Kwaye ngo-2017, ndiya kubuya kwisiqhelo.

"Ideas" ye elizayo kunye iingxaki ezibangelwa

I-Ofisi yoMphathiswa wezeMali ufuna ukwazisa ngereyithi olunye-26 pesenti ye-inshorensi. Kwaye ecetywayo ngo-2017 uqale kwi-29% ngo-2018 - ngo-28%. Oko kukuthi, kuliwa phezu ukuhla kancinane izinga. Iinkampani ezinikezela iinkonzo accounting, iinkonzo ziqikelela ukuba eso sigqibo akusoloko ukuba amashishini ukugcina kwaye ungadibanisa mngeni emitsha. Umzekelo:

• babucala ezo umvuzo ngaphaya kwemida emiselweyo, kuya kufuneka imali ukuba uhlawule ngaphezulu kwe 3-7 per cent;
• kukho ingozi yokuba utshintsho umvuzo kwiimvulophu, ngenxa yokuba abasebenzi eliphezulu umvuzo uya emacaleni kumqeshi;
• Kufuneka alinganayo imivuzo yabasebenzi ezinxulumene iingcali eliphezulu kwaye efumileyo, nto leyo eya kukhokelela chaos nakwiimalike zengqesho.

Yintoni uza ngokutsha entsha abahlawuli berhafu?

Isiseko utshintsho kummandla-inshorensi - Umnqweno abasemagunyeni zokunciphisa umthwalo berhafu. Ngoku, kunokuba imfumba kweemali esweni iintlawulo zemirhumo baya FTS kuphela. Kwelinye icala, oku iindaba ezilungileyo. Inani amabhunga olawulo ukuba liwele a single. Kodwa ke eneneni akunjalo. IFund isebenze ngokungathi ukunceda i-Federal Tax Service, kodwa kwangaxeshanye lisebenza ngokwahlukeneyo. Ngako oko, inani abalawuli akayi bunciphe.

Ukongeza, imfuneko ukulindela kuqhinwe yolawulo ngabasemagunyeni yerhafu. Ngokuphathelele ukutshintshwa kwemisebenzi kwakhona iipremiyamu nokuba ufuna ukuba kudlula zero ingxelo kuya kufuneka ukuba uthathe uncedo yeengcali. abasebenzi FTS njalo kuba indima "Cerberus", basela banxila ukungqina ukuba baba kwimisebenzi yolawulo lilize kwiCEMIS.

Iinkampani ezininzi ziya ilungiswe ngenxa yokuba rhoqo uzihlola. Kufuneka wazi ukuba irhafu lisoloko kufuneka izinga eliphezulu ukuqokelelwa iirhafu, imirhumo. Yaye ukwenza i "icebo" ukuba imali kuhlahlo lwabiwo-mali lwe Pension Fund ukusuka irhafu kanye mfuneko ukuba ulinde nalomsebenzi ishishini.