Njani yaye phi ukuphumeza isivumelwano sentengiso emotweni?

Abantu abaninzi abaye bafumanisa ukuba imoto elifanelekileyo nokufunyanwa, qala ukucinga malunga nalapho ukuphumeza isivumelwano sentengiso emotweni. Enyanisweni kulula kakhulu, ukuze kubandakanya uhlaziyo yenkqubo TC. Kulo mzekelo, kukho kujonge izinto ezintsokothileyo kunye ezibaluleke ngakumbi. Kaloku, ukongeza umxholo kwezivumelwano ngokufutshane ezixabisa sixelele nayo yonke enye into.

ukufumana phi ifomu?

Impendulo yalo mbuzo apho ukukhupha kwisivumelwano sokuthenga kunye nokuthengiswa emotweni, kulula kangangoko kunokwenzeka. Kokuba zizaliswe ubuncinane ekhaya, nangona ekunene kwi kwenzakalani. Lwanele ufumane ifomu ze download ngayo - yonke into kwi Internet. Emva koko ungenza ngokukhawuleza uzalise umgca ndlu, apho kufuneka ukhankanye iinkcukacha zakho: igama ngokupheleleyo, ulwazi yokundwendwela, njalo njalo Kamva isiza intengiselwano phakathi umthengisi kunye umthengi ukuzalisa bonke abanye ... Ingakumbi, la manani wabantu, wathengisa imoto. Kwaye ulwazi olunxulumene ngqo kwisithuthi. Kufuneka ukhankanye yonke: umbala isithuthi, wenze, imodeli, ngonyaka, injini, inombolo yomzimba wesithuthi ... Kubalulekile ukuba awuphoswa iinkcukacha enye. Nakuba kunjalo, konke oku kubonisiwe yokundwendwela isithuthi. Ngoko iingxaki kuyo ngeke. Emva koko kuboniswe ekupheleni isixa ukuba umthengisi ezimiselwe imoto. Kwaye ngoko - utyikityo omabini amaqela ku yingisela. Zonke nemityikityo emva ukubeka umatshini kucingwa ukuba ithengiswe ngokusemthethweni. Kodwa kuphela ekuqaleni. Emva koko, le ndawo inika umdla kunye ebalulekileyo.

egcwalisa

Isibini iingongoma ngokubanzi ngokuphathelele ukuzaliswa imvumelwano, kufanele kuphawulwe, kakhulu. Lokuqala - ngasinye ibhokisi kubalulekile ukuba ubhale ingcaciso eninzi. Ukuba ngaba kukho nayiphi na migca, ke kukho kufuneka abeke dash. Ukuba kukho abathile imigca engenanto, uyakwazi ukucima nabo Z. unobumba iigrafu oko kuyimfuneko ukungena data ukusuka kumgca isiqalo. Oku kufuneka kwenziwe ukuze ke musa ngempazamo ukongeza umva ulwazi eyolukileyo okanye engeyomfuneko.

Ukuthetha kuyilo contract kwentengiso imoto, kuyimfuneko ukuba phawula bokuqonda ezimbalwa kakhulu. Umzekelo, ekhohlo, phezulu, kuyimfuneko ukuba ucacise kwinto kolu xwebhu yasayinwa mzi. Kwaye kwicala lasekunene ukubeka mhla. Xa umgca wesibini ubonisa igama elipheleleyo Umthengisi, kunye neyesine - umthengi. bazalise nini igrafu azinikele nenkcazelo kumatshini, kuyimfuneko ukuba ufake iinkcukacha izitya zayo mvume. Kubalulekile ukwenza nto, kuba ukuza kuthi ga ngoku kunye iimoto akhawunti singesuki.

Enye into ebalulekileyo kukuba ixabiso isithuthi ibonisa zombini inani kunye namagama. Kwaye ixesha intlawulo kwakhona kuyimfuneko ukuba ucacise. Oku ulinganiswa iiyure, iintsuku, iiveki, njalo njalo. D. ke idilesi apho isithuthi lwenziwa transmission, Wabonisa. Kwaye ke, yintoni izinto zigqithiselwe kumthengi kunye imoto, ngokunjalo.

Oko Kuhle ukukhumbula

Ngenxa yoko, ubhaliso isivumelwano yokuthengisa imoto ayikho into enzima, kodwa beluncedo. Wonke umthengi kufuneka sikhumbule ukuba kufuneka lube ngazo zontathu (ubuncinane) impinda. Enye ke umthengisi kumatshini, okwesibini - umthengi, nowesithathu libhekisela amapolisa ezendlela, kunye namanye amaxwebhu (sokubhaliswa kwe-imoto).

Phambi kokuba sukela ukufumana emva ivili le imoto entsha uze uhlawule umthengisi imali, isivumelwano kuyimfuneko ukuba kabini-hlola. Apho kufuneka zicaciswe: ukusuka yokuba imoto inikwa umntu izitshixo qhosha ring kunye isilumkiso triangle, aphela kunye data nqaku. Kuphela ke sele azibandakanye kuyilo kumatshini ngokwayo.

imigibe

Ngoko ke, apho ozakuphunyezwa yesivumelwano intengiso imoto - yenye into. Kodwa ukuthengisa ngqo njani imoto yam - ezahlukeneyo. Kuba nganye umnini kubalulekile ukunika imoto ngokukhawuleza kwaye ngexabiso elifanelekileyo yona. Ke okona kubalulekileyo, ekhuselekileyo. Nantoni na kunokwenzeka, hayi kuphela umthengi unako luvaleleke, kodwa umthengisi. Ngokomzekelo, abanye abantu athenge imoto hayi kukucwangcisa kwakhona ngokuzenzekelayo, ukuba wenze oko zonke iintlobo monakalo. Kwaye zonke izohlwayo kunye imiba kwi dilesi izakuba ngumnikazi esemthethweni. Ngoko kuyimfuneko ukuba abone, ukuba umthengi kuvuselelwe le imoto okanye hayi.

ongakhetha iintengiselwano

Ndithengisele imoto, unako ngaye ezithandwayo namhlanje exchange yeemoto yesibini-ngesandla, okanye pawnshop. Hi ndlela leyi, malunga apho ozakuphunyezwa yesivumelwano intengiso yemoto, siya uqaphele oku kulandelayo: idla kubhaliwe kwenziwa izivumelwano. Oko kukuthi ukuba yonke into esemthethweni. Nangona kunjalo, kwiimeko ezinjalo, ngokuqhelekileyo izivumelwano ahlawule 1-2% yeendleko lo matshini. Oko kukuthi, umzekelo, ukuba isithuthi Abathengiswa 100 000 engange, le izivumelwano kuya kufuneka ukuba uhlawule ngaphezulu kwelinye amawaka 1-2.

Nenkqubo ethandwayo kunye yokutshintshana intlawulo eyongezelelweyo. Umntu ofuna nje ukutshintsha oomatshini. Ke ukuba kuthe kwenzeka ukuba imoto yakhe ngaphantsi ezinqwenelekayo, ngoko iqela lesibini uhlawula imali isethi yingisela. Enyanisweni, kukulungele kakhulu kwaye ikhuselekile.

tips ukuthengisa

Ngoko ke, apho ozakuphunyezwa yesivumelwano intengiso yemoto, kulungile, ngoku uyakwazi mandikuxele noko ukuze bakuthathele ingqalelo umniniyo, ngubani ofuna ukunika phezulu emotweni yakhe imali entle. Ukugcina izinto phantsi komthetho, yaye akukho namnye akukho mibuzo, uxwebhu kufuneka ukhankanye iinkcukacha ezipheleleyo malunga imoto kunye nenkcazelo yayo. Ngapha koko, isihloko Isivumelwano sentengiso ke kule meko imoto. Ukongeza lophawu, imodeli, umbala, inombolo isisu semoto kunye nezinye iinkcukacha kubalulekile ukuba udwelise onke amaxwebhu asemthethweni ukuba isiseko kuneemoto. Ixabiso point kuphela ngohlobo lwemali kazwelonke. Uqikelelo lweendleko, ngasendleleni, kakhulu. Ukuba umthengi uthandabuzayo ixabiso wathi ukuba zabaxwa, ngoko ke umthengisi isiqinisekiso ukuhlangulwa yoviwo. Kukho ngokucacileyo, ukuze ndithethe, ezishelfini, ichaza isizathu sokuba imoto ixabisa kakhulu.

Hi ndlela leyi, umthengi ilungile kanakana. Amaxesha amaninzi, nabathengisi ezi zazidlala ukuzuza imali ngokunika imoto ngokugqibeleleyo wahlamba ngathi omtsha, kuba isixa esikhulu. Ewe, ingabonakala mkhulu, kodwa hayi ukuba angasenzi ayibhutyuze injini, umzekelo. Ukwenzela ukuphepha yokufunyaniswa kwe "isimo" sincoma ukuthabatha emotweni ukuya kwisikhululo nkonzo. Ngcono umthengi uya kuhlawula iinkosi, bathi nje ukuba le moto kulungile, kodwa oko kuya kufuna utyalo-mali. Kodwa emva kokufumanisa zonke ins kunye outs emotweni, unako ukungena kwimvumelwano zentengiso. isicelo phi? Iidilesi ze amaxwebhu zasekuhlaleni lula ukufunda, kwaye ukuba ugqibe ungenakuwuxhalabela, ngoko le nkqubo iza lula maxa wambi, njengoko kuya kuzaliswa ngesandla ngqo kwenzakalani.

Ntoni emva?

Ngoko ke, apho ozakuphunyezwa ikhontrakthi yentengiso kunye nokuthengwa imoto, kucacile. Kodwa yintoni na ke, emva kokuba intengiselwano lugqityiwe? Ngoko umnini omtsha osemthethweni iintsuku ezilishumi ukuze abe umnini esemthethweni emotweni. Kufuneka uye emapoliseni yezendlela ijongane ukubhaliswa kwesithuthi. Nazi umbuzo othi: ukuba amalungiselelo indlela abathenga zabo nokuthengisa imoto? Ukuba emva kokusayina isivumelwano?

Kufuneka inyathelo ngokukhawuleza. Kumgcelele kunokuba omkhulu, yaye abaninzi amatyala. Okokuqala, kubalulekile ukuba akhuphe umgaqo MTPL. Nguye eqolo, kodwa ixabiso ethile ayikwazi igama - kuxhomekeke amandla injini ihashe, ubudala umnini kunye namava akhe lokuqhuba, kwakunye nexesha apho inshorensi iya imilo. Inqanaba elilandelayo - enkalweni loxilongo (ukuba ikhadi diagnostic akakho). Emva koko - intlawulo umsebenzi karhulumente. Kwaye yinto yokugqibela ukuba umntu - beme emgceni ukuba angenise amaxwebhu (yokundwendwela, i-inshorensi, nomthetho, Title, isicelo, isivumelwano sakho intengiso). Emva koko ikhupha isihloko othi ngoku nguye umnini-moto.

ekugcineni

Apha, isimiso, nento yonke kunxulumene isihloko ukuba amalungiselelo njani intengiso imoto. Step by imiyalelo step baxomoloza elifutshane, kodwa ke, lo mgaqo, oku ngokwenene akukho nto ibitheni ngotywala. Eyona nto ibalulekileyo - ugcwalise ngenyameko kwimihlaba kwekhontrakthi. Kwaye ke umthengisi - umkhondo ukuba umthengi kuvuselelwe imoto. Kwaye, yena, kufuneka ukukhangela isithuthi VIN-khowudi. Ngoko ke kamva, emva ukutshintshwa imali lomthengisi, yayingeyiyo ukuba imoto ebiweyo okanye bambamba.

Ngokubanzi, akukho esintsonkothileyo. Bonke bephela yesihlanu nale nkqubo, kwaye akukho mntu kufuneka ukuphoswa into nzima kakhulu.