Isibonelelo semali yomhlalaphantsi engekho phantsi kweGazethi: ukuphononongwa, ukulinganisa, ukuthembeka

Iyintoni i - Gazfond yengxowa-mali engekho phantsi kombuso? Xa sele ujongene nale ngxaki, kunokwenzeka ukuba uthethe ngokuqinisekileyo ukuba kuyafaneleka ukuthembela kumbutho kunye nokugcinwa kwempesheni. Yintoni okufuneka uyibeke ingqalelo kubemi, ziziphi iimpawu zentsebenziswano - yonke into malunga nale nhlangano iya kuxelwa kwakhona.

Ngokuphathelele kwintsimi yomsebenzi

Esi sikhwama somhlala-phantsi esingekho karhulumente, esiye sahlala ixesha elide eRashiya. Yasekwa ngo-1994. Sekuyiminyaka engama-22 sele ikhona, inkampani inikezele ngeenkonzo zomshuwalense wempesheni kubantu.

Isibonelelo sengxowa- mali engekho phantsi kwelizwe "iGazfond" yindawo ethembisa ukugcina ipolisi yokuqokelela abantu. Enye yemisebenzi yombutho ukunyuka kancinci kwongeniso lomhlalaphantsi. Emva kokuthatha umhlalaphantsi, iGazfond iqala ukuhlawula inxalenye yayo exhaswa ngemali. Akukho nto inokukrokra.

Ukusasazwa

Uninzi lwe-NPF olufundwayo luqhelekileyo? Lo mbuzo unomdla kubemi abaninzi. Emva kwakho konke, imali encinci yemali yempesheni yaseRashiya isanda kuvalwa.

Ngethamsanqa, i-Gazfond yintlangano yamasebe ayo ahanjiswa kulo lonke ilizwe. Intloko ye-Moscow. Kodwa amasebe e-NPF afumaneka nakwiindawo zokuhlala ezincinci. Ezi azingabambi, kodwa inkampani enkulu enika iinkonzo zomshuwalense wabantu.

Ukulinganisa

Kuthiwani ngokulinganiswa kombutho? Yiyiphi indawo phakathi kweenkampani ezifanayo ukuba i-Gazfond yengxowa-mali engekho yombuso?

Akukho ngcamango ecacileyo apha. Kodwa into enye icacile - umbutho uphakathi kweenkokheli ezilishumi eziphezulu kwiimali zempesheni ezingekho phantsi kwephondo. Kweminye imithombo, inkampani iindawo ezi-3-4, kwindawo ethile iboniswe ukuba ikhona kwindawo yesi-5-7.

Kwanele ukukhumbuza kuphela ukuba iGazfond yenye yeyona mali engaphezulu engekho karhulumente yaseRussia, ebandakanywa kwi-Top-10 yeenkampani eziphambili ezinika iinkonzo kubemi ekuqulunqeni inxalenye ye-pension.

Ukuthembeka

Isalathisi esibalulekileyo esilandelayo yinqanaba lokuthembeka. Kwakhona kuthiwa yi-trust. Ngokuqhelekileyo ibonisa ukuba ubungakanani bendawo ba kholose inkampani. Kwakhona ukuzinza komsebenzi wakhe.

I-NPF iGazfond inokuthembeka ngakumbi kunabo bonke abakhona namhlanje. Uvavanyo lokuthembela lubekwe kwi-A ++ (okanye i-AAA). Yingakho umbutho ufumana ingxelo emihle kubantu. Abantu bakholelwa ekubeni nokholo oluhle lwesiseko, kwaye banethemba lokugcinwa kwempesheni. Emva koko, "iGazfond" inhlangano ezinzile, ngokuqinisekileyo ayiyi kuvalwa ngokukhawuleza.

Inzuzo

Inzuzo yengxowa-mali ihlala ishintsha. Kwaye ukuhlolwa kwayo "iGazfond" kuyamangalisa. Uluntu lubonisa ukuba kukho inzuzo, kodwa kuncinci kunokuba kuthembisiwe. Ukwandisa imali yokugcinwa kwempesheni, i-fund ekhethiweyo ayifanelekanga.

Kutheni? Ngokwezibalo, inzuzo yentlangano ihlala inqanaba eliphantsi kakhulu. Umzekelo, ngo-2012 bekuyi-4.17%, kwaye ngo-2014 - 2.72%. Ngoko ke, kunzima ukubiza ngokubuyisela ngqo. Abaninzi bacebisa ukuba bagxininise kwi-5-7%. Zizo ziqhotyoshelweyo ziqhelaniswe kwimbali ye "Gazfond."

Uphononongo

Ingxowa-mali engekho karhulumente I- Gazfond ifumana uvavanyo oluhlukeneyo. Kukho izinto ezintle kwaye ezinye azikho. Into ephambili kukuba amagqwetha ayaqinisekisa ukuba le ngxowa-mali isebenza phantsi komthetho. Apha, njengoko abathengi bathetha, ukulibaziseka ekuhlawuleni imali yokugcina ipenshoni kudlalwa rhoqo. Kodwa imali isinikwe abanini.

Uyakuvuyela ukuba abasebenzi be "Gazfond" bahlale bekulungele ukuza kunceda abavakashi. Baphendula yonke imibuzo kwiilwimi eziqondakalayo. Kwakhona, umbutho une "IKhabinethi yangasese" yomsebenzi odeleyo. Uninzi lubonisa ukuba le nkonzo ayisebenzi kakuhle.

"IGazfond" yindawo enhle kakhulu yokugcina imali yokugcina imali. Ukuqwalasela le ntlangano njengombutho onokuthenjwa ngempesheni yexesha elizayo kuyafaneleka ngokufanelekileyo.