Bordero kwi-inshurensi. Yiyiphi le nto?

Umda we-inshurensi uluhlu olubhaliweyo lweenkontileka ezibonelelwe kumgcini-mboleko ngenqaku lemiqathango ephambili. Ngokuqhelekileyo umnini-mgaqo-nkqubo, into yomshuwalense kunye nendawo yayo, ixesha lokuthengiselana, imali kunye ne-premium ziboniswa.

Inkcazo

Njengoko kuchaziwe ngasentla, i-brothel kwintyhuwalense yoluhlu lweedokethi zeenkontileka ze-inshorensi. Baye ngohlobo lwazo lwahlulelana lwaqala kwaye luphelile. Uhlobo lokuqala luthunyelwa phantsi kwesivumelwano esipheleleyo, kunye nesibini - ngokuphathelele isivumelwano se-inshurensi apho kuthethwa khona ingxoxo kwaye umgaqo-nkqubo ukhutshwa.

Umngcele uthumela kwixesha elivunyelweneyo (umzekelo, kanye ngeveki). Ukongezelela, abahlaziyi-mali ngexesha elithile bathumela i-reinsurers yesivumelwano sokulahleka, apho banikezela ngolwazi kwiimeko zomshuwalense, iindleko ezivela kubo.

Uluhlu lweengozi kwi-inshurensi

Uluhlu lwemingcipheko ngumlinganiselo wecala phantsi kwekhontrakthi yomshuwalense, echazwe ngoncedo lwenani eliqinisekisiwe. Konke oku kumiselweyo kwibhodi. Kwi-inshurensi, oku kubalulekile, njengoko amaqela aqala ukuqonda umgangatho wabo uxanduva kwaye enze konke okuyimfuneko ukukhusela iimfuno zabo.

Kukho iindlela ezahlukeneyo zobungozi ezisekelwe kwiimpawu zabo. Ngokwemeko yengozi: ezenziwe ngabantu, zendalo; Ngohlobo lomsebenzi: ezezimali, ezopolitiko, ezobugcisa, ezothutho, ezendalo. Kwizinto apho iingozi zijoliswe khona: umonakalo ebomini bomntu, ipropati, uxanduva lomntu.

Ngako oko, i-brothel kwin-inshurensi yoluhlu lwabhaliweyo lweenkontileka ze-inshorensi ezixhomekeke ekuqinisekiseni, kunye nenkcazo yeemeko ezisisiseko ezithunyelwe kumgcini-mali. Uluhlu lweengozi ezibandakanyekayo kuyo, kuxhomekeka kwiimpawu zokuvela kwazo.