Indlela ukwamkela kwi izindlu? izindlu nezakhiwo

Kangangexesha elide ezithengiswayo phakathi ndlela inokuthenjwa ukukhokhela ulondolozo. Loo isiqinisekiso abanakulindelwa okanye imali, okanye ngegolide, nangam, namatye anqabileyo. Ubucwebe amatye anqabileyo ezinxulumene impahla eshukumayo yaye kakhulu ngokulula kulahleka, kwaye imali kuxhomekeke kwamaxabiso kwaye niyasokola ngenxa yotshintsho wemali. Indawo yokuhlala kusoloko ngexabiso. Kwaye kusenokuba kusebenza njengesixhobo inzuzo. Ukuba uyazi ukuba wenze njani imali izindlu, unako ukuseka ishishini ngokoqobo okanye ijiye. Makhe sithi gqaba-gqaba scheme esisiseko bakhe.

njani lo msebenzi

Ngoko ke, esiyifumanayo kwi izindlu. Kwaye hayi nje naye. Indyebo zibe izinto eziphilayo kunokuba yandile ezahlukeneyo ngeendlela ezahlukeneyo. Ezizezi, ukuthenga kwaye ngokutsha amagumbi, nokurenta isithuba ukuba irente okanye ngokuvula zabo mbambano ishishini ngohlobo a arhente real estate zabucala. Unako uthenge okanye irenti kunye kwizakhiwo zorhwebo. Ezinye iimpawu (izindlu) xa zokuthengiswa kwento wacaphula ngaphantsi ngenxa yeendleko eziphezulu yezindlu, kodwa kakhulu kwemfuneko.

Ayizizo zonke ezi ndlela iyafumaneka kuye nawuphi na anomdla umntu. Ukuthengwa lwezindlu okanye uqeshiswe yorhwebo kufuna utyalo mali ziimali ekuqaleni-up kakhulu, elininzi kakhulu. utyalo-mali enjalo zivuma kwimibutho kakhulu zorhwebo. Phakathi iimpawu zayo - mboleko ebhankini ukuze ngeprojekthi yakhe. Kodwa ibhizinisi endle obunawo yokwenene, okt imivuzo ngokuthenga yayo imicimbi ukuthengisa, kwaye iyafumaneka kumntu ngamnye kunye eyinkunzi eziyimfuneko start-up.

Ziziphi iingozi eziphambili

Nengozi enkulu ishishini kule ndawo - ukungabikho imbuyekezo msinya yaye kunokwenzeka ngokunxulumene noko. Uhlobo uthandwayo zotyalo - ukuthengwa kwempahla (kwigumbi separate) ngenjongo Ukuthengiswa. Kwiminyaka yakutshanje, ngenxa yobunzima kunye ukuwa kwamaxabiso kule ndawo utyalomali kweentengiselwano ezinjalo kwehla ngokuqaphelekayo akukho ngaphezulu kwe-15%. Oku kuchazwe kukunqongophala kwemfuno eziphakamileyo, ngokuchaseneyo olusele yezindlu ekuqaleni senkulungwane ezibini.

Ukuthenga ekhaya ukwanda kwemfuno ithi iqinisekise Iholo ezininzi in zokuthengiswa yayo. Ingakumbi oku kusebenza abo baye bakwazi ukutyala kule ndawo yemali ekhoyo kule bamashumi yokugqibela yenkulungwane lokugqibela. Emva kweminyaka 10-15 yenzuzo kweentengiselwano ezinjalo yaba izihlandlo ezilishumi ubukhulu.

Namhlanje, silindele nemiphumo efanayo akuseyomfuneko, nangamathuba yokukhula ngokukhawuleza kakhulu kwemfuneko yezindlu (yaye ke ngoko amaxabiso) kwixesha elifutshane kungalindelekanga. Okwangoku, i kurhwebo lwasekhaya kungenzeka ukunciphisa inqanaba. Okubalulekileyo kukuba amaxabiso anda kuphela izinto izindlu ezifikelelekayo. Kwizixeko ezikhulu, kuquka ikomkhulu, eninzi real estate imfuno kakhulu awusebenzisi.

On zokwakha ekwabelwana

Eyona ndlela ilungileyo zotyalo - indlu izakhiwo ezitsha. Okunye Estate Real ( "lesibini") isiphumo ezinjalo abayi kubudla ndoninika. Lixabiso uya kubiza ukuthenga nje indlu le ibakala eyombiweyo. Ukuthenga indlu kwisigaba sokuqala sokwakha, wena kungonga malunga ne-30% sayo. Xa iimeko zozinzo kwimarike, eli nani yenzuzo olusekelwe apho abatyali kungathathwa kakhulu olusengqiqweni.

Kodwa asifanele ngoyaba ubunzima enkulu imingcipheko yenkqubo yokwakha share. Ngelo kwisigaba kwangethuba kakhulu ixabiso yabo epheleleyo. Developers kufuneka zikhethwe kuphela ukunciphisa imingcipheko kunye namava olwaneleyo kunye negama okuqinileyo. imiqondiso engathanga ngqo, kodwa hayi obububo yale ayanceda njengeseti yezinto kwiNgxowa ngaphambili, imisebenzi phantsi kwemiqathango yomthetho woMthetho Federal № 214 "Xa inxaxheba equity," inkqubo lobudlelwane wetyala yenye yeebhanki karhulumente, eziye eyaziwa ukukhetha amaqabane ngononophelo kwaye ngokuqaphela.

Yintoni ukuthenga ezindlini

Indlela uthole in real estate, ngokuba kuyimfuneko isixa-mali? Kukuphi na okulunge ngakumbi ukuthenga indlu? Ukuba uceba ukuthengisa oko ngakumbi, khetha indlu eqinileyo. Oku kuya kwandisa ixabiso lemarike elizayo le into. Ixabiso zixhomekeke elithile aloo mmandla, umgangatho lwezibonelelo, ubukho kukho inani lamaziko ezibalulekileyo zentlalo njengezikolo, abancinane eziguqulweyo, izibhedlele kunye uthungelwano iivenkile, ukwananisa ngezithuthi elungileyo, yaye eMoscow - kufutshane imetro kwaye ummandla opheleleyo index rating.

Khokela ishishini kwi ezinkulu uyacetyiswa ukuba baqwalasele izicwangciso zokwakha kunye nokwandiswa kothungelwano engaphantsi. E Moscow namhlanje anda umdla kwipropati engaphandle Moscow Ring Road. Izizathu - ukwandisa ixabiso zokuhlala olunjalo kwindawo esemagqagaleni umgca metro eyayisakuba eyeliner. Iindleko lwezindlu kwandisa kwiimeko ezinjalo nge 15-30%.

Yintoni endimele ndiyazi izindlu ezithengiswayo eMoscow

Amaxabiso Housing abasukela kungekuphela eMoscow kodwa kule ndawo. Lo mhlaba ibiza kwi namadlelo - izakhiwo sokuhlala Zelenograd. Oku kungenxa kwizikolo ezikude kakhulu zezinye emzini eMoscow. Kwaye kweziseko ndawo mandundu akukho ngaphezu eMoscow. Ukongeza, kufuneka ingqalelo ehlawulwa kwiindawo Solntsevo, nto leyo imiselwe kulo nyaka ukuvula umgca metro, zinani, Dmitrov, njalo-njalo. N.

Enye indlela lotyalo izindlu - nokurenta ukuba irente. Indlela yokwenza ipropati irente? sidingo Rental phantse lonk '. Emva kokuthenga endlini yakhe ukuba wonke umntu akwazi ukufikelela. Liceba indlela ukhetho olunjalo kufuna nokuba impahla mahala (ezisicaba), okanye isixa esithile eyinkunzi ekuqaleni.

Sebenzisa imali bangaba kunye nerenti ezifanelekileyo lwezindlu kwi parameters subsequent ukunikezelwa. Ukuba iimali ezaneleyo ukwenzela ukuthenga zokuhlala, apho kamva ungathatha, cinga ukuba ishishini lakho ulindele impumelelo kungekudala.

Isiphumo - kwakamsinya ...

Kodwa ke kufuneka kukhunjulwe ukuba ukuthengwa ekujoliswe indlu phantsi kokuqeshiselwa elizayo - hayi ishishini ukuzila. Mann akazange mkhulu kangaka. E Moscow, ukuthenga ngexabiso eliyi-avareji "odnushki" ukuzithethelela ngokwalo malunga neshumi elinesihlanu kwiminyaka kamva, kuba lokulala eli xesha - elinesithandathu - iminyaka elishumi elinesibhozo, yaye iindleko "treshki 'ukuba babuyele zonke esityalwe ukuthengwa indlela wena ungakwazi, mhlawumbi, kuphela ikota a leminyaka.

Indlela yokwenza ipropati usebenzisa mortgage? Yaye ngaba kunokwenzeka? Ngokwahlukileyo kwisiskim okudibeneyo ukuthengwa igumbi mortgage kunye ingqesho elandelayo, ukubuya ipropati elolo hlobo akuthethi kuthi amanzi. Le propati kufuna imali mboleko sentlawulo elide kakhulu ngomdla. Le nkqubo iye yalibaziseka eminyaka. Ixabiso elipheleleyo lwezindlu ngenxa yoko into olunyuswe ngokugqithisileyo xa ngokuphinda-phinda. Abaqashileyo indawo yokuhlala onjalo engazisi naziphi na iinzuzo eziphathekayo, intlawulo mboleko ubuninzi ezikuyo.

Yini zokuhlala wazikrazula

Ngoko ndigqibe ukuthenga indlu ukulungiselela injongo kwerente. ukhethe njani na? Phakathi ithandwayo omnye-lokulala. Bekhetha ukuba baqeshe rhoqo. imfuno indlu kule meko ayikho phezulu kakhulu. Kusenokuba panel, yaye hayi eziphezulu kakhulu. Ukuba musa ukuvumela ingcamango ukuthengiswa elizayo zokuhlala okanye sebenzisa yona iintswelo zabo, indawo yokuhlala lwabiwo kwiqela lenjongo isakhiwo esinemigangatho ezintlanu-- ukhetho elungileyo ngokwemiqathango zokonga sokuqala. Kodwa, libhekisela intengiso elizayo, kufuneka uthathe unonophelo umgangatho walo eyamkelekileyo.

Amaninzi, ngakwicala lokugqibela zokuhlala ezinjalo - ekwakuhlala elizayo isizukulwana esitsha zabatyali entsapho. Ngale ndlela, imali imali izindlu - ekrelekrele kunye zokujonga phambili inyathelo. Ngexesha indlu yobudala yomntwana iya kuhlawula ngokwayo amaxesha amaninzi, yaye uza kuvuka ixabiso. Abaqashileyo de kwezindlu wafuna ukuba irente, uya kubuya-mali lokuqala, kwaye wenze unyana okanye intombi asisininzi isipho esikhulu zexabiso phantse ngaphandle kweendleko.

Ukuba akukho mali

Ngaba kunokwenzeka ukuba ushishino real estate ngaphandle ngokubeka Dime kokuqala capital? Mna ukudanisa nawe - Lo mbono mnye kwamaphupho zamaqhawe kuba ngabazithandayo onikwa. Kwanokuba isigqibo ngokuqesha indlu yakho, cinga imfuneko kukuzisa imeko ephucukileyo. Oko kufuneka iindleko zokulungisa kakuhle.

imfuno Investment kunye khangela iinketho ezifanelekileyo, kwaye intlawulo ngokungaphelelanga okanye ngokupheleleyo na amatyala eluncedo ngenxa izinto ezithengiweyo, kwaye ngaphezulu. Ngako oko, ngaphandle imbewu mali kweli shishini awunanto yokwenza.

Moscow real estate - kumgodi wegolide?

Ikomkhulu, kunye namaxabiso ayo yezindlu isibhakabhaka-high - kwezithembiso kakhulu ngokubhekiselele kwimivuzo ezinjalo ukuba abemi balo zomthonyama. Inguqulelo uqhelekileyo utyalo-real estate of Muscovite eqhelekileyo - nokurenta indlu yakho kwingingqi Kumlungele imali enesidima kakhulu ukufuduka ukuhlala kwizindlu ezirentwayo nasiphi na imizi eMoscow, apho ixabiso kwerente ngamaxesha ngezantsi.

Abanye nobuganga athengise eninzi eMoscow estate lokwenene ithenge zitshiphu kwi namadlelo. Umahluko imali ukutyala isithuba ezirentwayo eyongezelelweyo ingqesho yorhwebo. Metropolitan Indlu, koko, inokujikwa ibe zasehostele kwaye unike imihla ngemihla. Njengoko usazi, ixabiso yokuqesha iimfesi lwezindlu ezinokuthelekiswa kunye ingqesho yexesha elide.

Okunye ongakhetha

Indlela ukufumana izindlu, xa isithuba ephilileyo engaphezulu esandleni sakho, yaye akukho nto kulindeleke? Ukuba uhlala kule "piece kopeck" okanye "engange abathathu," yaye igumbi omnye kuhlala izé, banikwe ezamahala isithuba ephilileyo na ke ukuba irente.

Inxalenye ishishini "indawo yokuhlala" enonjongo ukuthenga indlu, ngokukhetha kakhulu "nabafileyo" - ngaphandle ulungiso, ngokufuthi zikwimeko embi. Njengomthetho jikelele - ilifa yangaphambili otywala kunye nezinye lumpen. Ixabiso lentengiso yale propati kancinane ngezantsi avareji, nefolokhwe ngaphezu wokulungisa ezifanelekileyo, emva ukuthengisa imbuyekezo kunokwenzeka xa utyalo-mali nge "Ngaphezu" esikhulu. Emva kokuba isimo sangaphakathi kule ndlu - into yokuqala ulitsala ingqalelo ngabathengi. Abaninzi ukhangele zokusilungisa yezindlu, njengoko kungekho amandla okanye umnqweno saa ngeenxa ngokwazo, yaye bazimisele ukuba uhlawule ngawo.

Kukho i umsebenzi onjalo

Indlela yokwenza imali kwi izindlu ukususela ekuqaleni? Yeyiphi utyalo indlela phakathi ezininzi zexabiso eliphantsi? Mhlawumbi ke sinako ukuthetha rieltorstve labucala. akufunwa umlamleli kweentengiselwano kwenkunzi start-up zokuhlala, ngenxa yokuba lo mgaqo imivuzo enjalo - abalufumana ngumxhasi ekhulwini ikhomishini ngeenkonzo ezinikezelweyo. Kodwa ishishini akazange ukuqhubeka lula kwaye lula. Khetha imisebenzi real estate uya kufunda uluhlu olubanzi lolwazi, intshukumo esebenzayo kuwo umzi, ukunxibelelana kunye nenani elikhulu basenokuba ngabaxhamli abafuna ukuba usomashishini-yedwa kukhokelela nzima ngaphezu arhente untwisted yobuchule kunye kabanzi.

Ukusuka Realtor efunekayo, ukongeza izakhono Ukuhlukunyezwa namandla, izakhono zonxibelelwano elungileyo kunye ingqiqo nasengqondweni. iziphumo zokuqala ukusuka oku kulindeleke ukuba ngaphambi kwe ngonyaka. Kwaye ngenxa ekuqaleni elifanayo imisebenzi kububulumko ukuba ugcine amalungelo ukwenza eyongezelelweyo imali - njengendlela linyathelo kuphuhliso lwexesha elizayo loshishino.