Cross ethengiswa - sisixhobo esiphumelelayo inzuzo

Ukusebenza kwamaziko zemali kuxhomekeke kubungakanani kunye nomgangatho weenkonzo bathengisa. Umzekelo, kwicandelo logcino - nto wathengisa mboleko, izavenge,-mboleko kunye nezinye iinkonzo iinkampani ze-inshorensi - i ipolisi ye-inshorensi iimoto, indawo, i-inshorensi yobomi. Ukuphunyezwa umxhasi kunye iimpahla ezifanelekileyo kunye neenkonzo, kwanoko abathile ekuthiwa i-lokuthengisa cross ezongezelelweyo. Ngamanye amazwi - iinkonzo Cross-ukuphunyezwa okanye iimveliso.

Eyona njongo iphambili iindlela ezinjalo - ukunyusa ingeniso yinxalenye yentlangano. Amaxesha amaninzi, iimveliso ukuba zithengiswe ngeendlela ezinjalo, aphezulu-ukuyekelela, kodwa ngaphantsi ezithandwayo, kwaye ngoko ke uyisondeze kwi "umthwalo" kwezinye izinto ezithandwayo.

Iintlobo cross-athengisa

Ngokuqhelekileyo, ukuba kwahlulwa intengiso kwiinkonzo kunye nempahla. Kwicandelo inkonzo olu hlobo intengiso zidla thaca kule imisebenzi zebhanki ne-inshorensi.

Ngokungafaniyo njengobuchule ukuthengiswa kwiindawo ezahlukeneyo zamashishini

Cross-ukuthengisa iimveliso zebhanki - indibanisela iinkonzo, ezahlukeneyo kwinjongo yaso. Umzekelo, ukuba umntu-mboleko, unako ukuthengisa ndidlulayo kunye nekhadi intlawulo. Ngenxa yoko, umthwalo iklayenti isivuno eliphezulu kakhulu yeziko - ngakumbi. Omnye umzekelo: inkampani wacela webhanki umgca ngetyala. Bank wagqiba kwelokuba liboleke abanye; kodwa ukuvulwa kwe-akhawunti ekhoyo kunye nokudluliselwa projekthi lomvuzo. Kulo mzekelo, sibona lobeko ngokuzithandela-ngenkani impumezo loo ikhontrakthi yangoku akhawunti kunye nemivuzo.

inshorensi ethengiswa Cross bayiqonda udumo. Phantse inkampani yonke inshorensi lizibophelele ebanzi kwimithetho yoncedo lwabathengi. Oko kukuthi, ukuba uqhagamshelane inkampani yeinshorensi ukuba inshorensi kwipropati, uya kuba qiniseka ukuba benze nezinye iindidi ze-inshorensi (yobomi, imoto, njalo njalo). Ukuthengiswa nezinye iimveliso ze kwinkampani ye-inshorensi, kunye eziphambili - oku cross-ethengisa i-inshorensi.

URhwebo nentengiso ubuchule

Cross-bhetele ukuba ukurhweba kancinci eyahlukileyo ngenxa yezenzo ezinjalo kwicandelo zemali. Apha zibekiwe, kunoko, ukongeza kwiintengiso eziphambili ngaphezu imveliso eyahlukileyo. Ngokomzekelo, xa uthenga efowuni okanye ikhompyutha inika ngentlawulo iinkonzo okanye software ezongezelelweyo. Ngaloo ithandwe iimveliso wathengisa kakubi.

Ziziphi iingenelo zinika iindlela ezinjalo?

• Popularization lweenkonzo wathengisa kakubi.
• Amaxesha amaninzi, cross-ukuthengisa kuzisa imbuyekezo eziphakamileyo, ngoko sebenzisa le ndlela ngokubonakalayo kwandisa yokusebenza kwemali yenkampani. Ukwanda imbuyekezo eyinkunzi, amatyala lombutho, nto leyo iphucula kakhulu izikhombisi manani.
• Umnqweno ukuya kumaziko baseYurophu umgangatho wentsebenziswano, apho inxalenye ebalulekileyo yenzuzo (phezulu-30 ekhulwini) namashishini abalufumana inkonzo eyongezelelweyo, nto wathengisa ngoncedo lomnqamlezo-nokuthengisa.
• Ukusebenzisa le ndlela ivumela umbutho ukwenza 'amajoni jikelele "evela nabaphathi babo, njengoko kusebenzise le ndlela kunokwenzeka kuphela ulwazi olugqwesileyo yomsimelelo zonke iimveliso yenkampani.