Iiprojekthi Salary Bank

Okunye ngokoqobo iminyaka 10-15 iinkonzo zebhanki wasebenzisa erhafini oonyana abaninzi Russian Federation, njengokuba namhlanje imeko ngokupheleleyo eyahlukileyo. Iibhanki ukuthatha nayiphi na inxaxheba kubomi phantse sonke. iiprojekthi Salary bank, pension, amakhadi zentlalo, iintlawulo kunye transfers, kwaye kakhulu inxibelelanisa umntu mihla kunye namaziko zemali.

Eli nqaku liza kugxininisa kule fomu iinkonzo zebhanki, ezifana neenkonzo yemivuzo.

Kutheni ukuhlawula imivuzo kwi amakhadi ebhanki?

Bambalwa kakhulu imibutho ngoku luhlawulelwa umvuzo kubasebenzi ngokusebenzisa imali yayo. iyenza lo msebenzi ngokusebenzisa iinkonzo yeebhanki.

Umbuzo ngulo: "Yintoni na ingenelo" Yinto elula ngokwaneleyo. Ukusebenzisa amaziko zebhanki ukulungiselela intlawulo umvuzo, umqeshi akuyomfuneko ukuba ngumnikazi okuqulethwe bemali kunye nabanye abasebenzi, nto leyo ehambisana kunye izibalo umvuzo kubasebenzi.

Nkqu nangona ukuba kufuneka ukuba axhuzule ezinye inzala (iintlawulo) ibhanki ukuba iinkonzo zayo, le ndlela yokubala isekhona inzuzo. Kulo mzekelo, ukuba isivumelwano esigqitywe ebhankini, ebonelela ngeenkonzo kwinqanaba eliphezulu, oko kuhlala yanelisekile yonke inxaxheba kule projekthi lomvuzo.

Eligqiba iiprojekthi ezinjalo?

Lingena kwimvumelwano kunye nomlawuli yebhanki nkampani, kunye ne-mali oyintloko, okanye wenze abantu abagunyazisiweyo, ngubani na amandla efanelekileyo igqwetha ukuqhuba imicimbi engekenziwa egameni labo.

Ukuba umbutho omtsha, kodwa ubukhulu becala abameli balo ngokwabo ukuba ebhankini Wabaguqukela, ufumanise imiqathango yesivumelwano. Kodwa ukuba inkampani sele wakhonza yibhanki ethile, amanye amaziko zemali rhoqo yasasazwa iziphakamiso zabo ishishini, kubandakanya ngokubonelela ngeenkonzo yemivuzo.

Kwaye kulula kakhulu ukuba ukutsala umbutho osandul evulekileyo kunalowo sele ingene kwisivumelwano kunye nenye ibhanki. Kumzabalazo share kwiimalike iinkonzo zemali zeebhanki bakulungele ukwenza nantoni na ukuze ukuba ukulahlekelwa abathengi, nto leyo kanye waphumelela. Ngoko ke, wadala iimeko kakuhle kakhulu (umz, transfer free), ukuba ukuhambahamba oko phantse akunakwenzeka.

Ngexesha nowokupheliswa sivumelwano ebhankini idla intloko yangoku yesebe kunye nomcebisi wezezimali ligxininisa ekugcinweni amaqumrhu asemthethweni.

Njani izivumelwano kwiiprojekthi umvuzo?

Kuqala kwinto zonke, le nkampani kufuneka eze namaxwebhu isiseko ibhanki kwaye kufuna bubungqina kunye nolwazi.

Emva kokuba uphononongo olupheleleyo labasebenzi eligunyazisiweyo kwishishini kunye zonke iirhafu kunye neemeko amaqela enze imvumelwano. iiprojekthi Salary abandakanye ukugqithiselwa iibhanki kuluhlu zabasebenzi kunye iikopi yebhanki amaxwebhu afunekayo ukuze yokuchonga, kwakunye kunikezelo amakhadi ezitsha, nto leyo iya kudluliselwa zabo umvuzo.

Emva kokukhululwa amakhadi kukho iindlela ezimbini umba. Okokuqala - oku xa abameli ibhanki kaThixo wafika kwenye imfuduka kwaye kukho irisithi ekhutshwe umqeshwa ngamnye buqu ezifana ikhadi kunye PIN. Okwesibini - oku xa abasebenzi inkampani ngokwabo babuyelayo ebhankini ufumane imephu kunye ikhowudi pin sele kule ofisi.

Amaxesha amaninzi, wesibini ukhetho kwenzeka xa abaqeshwa umbutho bebengekho ngalo mzuzu lokufika abasebenzi ebhankini ukuba kunikezelo ubunzima amakhadi ngenxa yokugula okanye nayiphi na enye.

Ukuhlalutya ibhanki ngoku ibonelela yemarike zezimali, kunokwenzeka ukuba ukwahlula amanqanaba ezintlanu iiprojekthi lomvuzo.

kwinqanaba elisezantsi

Eli nqanaba ke kunayo yonke. Kutshiphu kakhulu ukuba inkampani kuba akuthethi naziphi na iinkonzo ezongezelelweyo. Ukuba inkampani yaqala kuphela basebenzisane ebhankini, sikhetha iprojekthi payroll kuqala. Sberbank, umzekelo, ulondolozo imveliso kuthatha engange-300 kuphela. ngalinye ngenyanga. Amaninzi, olu khetho projekthi lomvuzo ecetywayo imibutho mali.

kwinqanaba Standard

Service level umgangatho iprojekthi lomvuzo, inkampani uhlawula imali ephezulu kancinane, kodwa ufumana inani elikhulu ngeenkonzo ezongezelelweyo: kwanciphisa Intlawulo yobalo, izaziso SMS simahla kubo bonke abasebenzi.

ezingeni zegolide

kwinqanaba Gold ibandakanya kunikezelo abasebenzi amakhadi kwemivuzo ezikumgangatho ophezulu. Ezinye iibhanki anikele kweli nqanaba chipovat amakhadi leyo nabakholose ngaphezu umgangatho. Umzekelo, iprojekthi umvuzo Savings Bank unika kumashishini for 3000 engange. ngalinye ngenyanga.

level platinum

Le inqanaba lenkonzo kufuna kwinqanaba eliphezulu. Indleko yale iphakheji kakhulu eliphezulu kwaye ayafikeleleka kumntu wonke nkampani. Eli nqanaba lubandakanya zonke iingenelo kumanqanaba asezantsi, kwakunye nezinye iindlela. Umzekelo, iibhanki anika ikhadi replacement kwimeko zokulahleka inshorensi kwipropati umnini, kwakunye medical-inshorensi yobomi, aye kwi kummandla Russian Federation nakwamanye amazwe.

kwinqanaba premium

kwinqanaba Premium sipho, hayi onke amaziko zebhanki. Kwaye abo zinika inkonzo enjalo, ngaphandle kokuba ayikho yonke imizi apho kukho isebe, kuphela ezo apho kukho imfuneko. Ukugcinwa iphakheji luyabiza, kodwa kuquka ezininzi leenzuzo: izaphulelo ezivenkileni, balala ezihotele, ukufumaneka lucingo yomsebenzisi lobuqu abazinikeleyo kakhulu ngakumbi.

Abathengi kunye kwinqanaba iimephu, ezithathwa nje VIP-abaxhasi.

Iimeko kuzo zonke iibhanki ahlukeneyo, kwaye ngentla apha luluhlu ngokomlinganiselo, nto leyo yenziweyo ngokuthelekisa izindululo egcina imali ezinkulu, eziphambili imisebenzi yabo kummandla Russian Federation.

Ukuba ucinga ngento umgangatho projekthi lomvuzo ukukhetha, kufuneka ngoko nangoko enze isivumelwano kwi platinum okanye premium. Khumbula ukuba amazinga aphantsi ukusetyenziswa kumxholo wawakhoakulula nomtsalane, okoko nje kwiziko lemali ukuze kungafezekiswa kweemfanelo zalo, nokunika inkonzo esemgangathweni nolawulo zenkampani, kunye nabantu abaqhelekileyo besebenza.