Uncedo kwiintsapho abaselula sizuze mhlaba: ucwangciso kurhulumente

baninzi kakhulu abantu abanomdla umbuzo, hlobo luni uncedo intsapho abaselula kubonelelwa ngurhulumente. Phendula uMongameli ngonyaka wavakalisa xa unxibelelana ne-abemi Russian Federation kumgca othe ngqo.

Ukuza kuthi ga ngoku, kukho inani leenkqubo zikarhulumente ezibonelela uncedo kwiintsapho abaselula ukuze imizi yabo - i "capital sikanina" yaye "iintsapho Young -. Izindlu ezifikelelekayo"

Indlela yokuthenga izindlu zabo?

Xa kwixesha lentlekele ngumba lokuyifumana kwempahla eRashiya. kunamaxabiso entengiso real estate kakhulu esingakwaziyo ukuzihlawula. Kwaye yiloo nto iintsapho abaselula banyanzelwa ukuba baphile kunye nabazali babo okanye Azibhadulise kwindlu eqeshiweyo.

inkqubo karhulumente othi "iintsapho Young - izindlu ezifikelelekayo" yenza kube lula ukufumana kwindlu yabo okanye indlu. Phantsi kwale program, ukunceda intsapho mfana ngeendleko mali federal. Ngowe-2016, ama-30% yeendleko lwezindlu ehlawulwa ngurhulumente kunye 70% - oko kukuthi-mali zobuqu.

Ukuba basebenzise esi sithembiso, kufuneka uqhagamshelane kwabasemagunyeni ukuze uwazi nemigaqo yale nkqubo icetywayo. Ngapha koko, ithuba bonke entsapho.

inkqubo esetyenziswayo

Ngubani na ongalubalayo kwi inkxaso ekuhlaleni? uncedo karhulumente kwiintsapho ulutsha lwethu ngezakhono lwezindlu ukuba ukukhawulelana khrayitheriya zilandelayo kuphela:

• Kufuneka Amaqabane besebatsha ngaphezu kweminyaka 35. Ukuba ndikhuliswa ngumzali, ubudala omnye abazali kufuneka ahlangabezane nale mfuno.
• Esisandul 'ukutshata simele phambili ukufumana iwonga abadinga iimeko ezingcono lwezindlu.
• Intsapho kufuneka umntwana ubuncinane omnye. Lo mba ayikwazi ukuba iphambili, kodwa ubukho bayo angalindela ukuba anyuse imali yenkxaso evela kurhulumente.
• Imeko yezemali abo batshatayo kufuneka ivumele intlawulo eseleyo kwinani lokuthenga (ekungeneni ngoko nangoko xa kuthengwa okanye intlawulo yenyanga mboleko yemali). Le mihlathi inika ubungqina obubhaliweyo kuyo.
• Le program bujolise kuphela abemi Russian.
• Ukungabikho ngamnye amaqabane emakhayeni abo.

-Non ukuthotyelwa njengenqobo ubuncinane omnye akudibanisi uncedo kwiintsapho abatsha evela kurhulumente.

Lwenkqubo "Iintsapho Young - izindlu ezifikelelekayo"

Kule projekthi, uncedo kwiintsapho abatsha oluqhutywa le ndlela ilandelayo.

• Ukuthengwa yokuhlala.
• Ukuphuculwa neemeko zokuphila. It wakhupha imali yesibonelelo ukuba kulungiswe enkulu.
• Amathuba ukwakha izakhiwo zabo.
• Le nkqubo 'Nceda usapho oselula' libonelela lokuhlawula ityala lemali- mboleko sokubambisa, ukupheliswa ngemvumelwano ekufuneka yomhla ungadlulanga owe-Januwari 2011.
• Oku kwenza kube lula ukuba ahlawule intlawulo yokuqala kwi-mboleko.

Imimandla idatha yenkqubo lunokulungiswa ngonyaka. Ukuze acacise kubo, nceda uqhagamshelane abasemagunyeni.

Amaxwebhu ngokuthatha inxaxheba kwiprojekthi target

Kakade ke, kubaluleke kakhulu ngokoMthetho zentlalo inkqubo. Nceda usapho umfana unika isibini oselula maxwebhu alandelayo.

• Ubukho isatifikethi zokungathotyelwa kweemeko yezindlu ukuba ophilayo ukhulisa abantwana.
• Ulwazi ingeniso lomzali ngamnye, kwimeko iintsapho ezinomzali omnye - omnye.
• Ulwazi malunga ubungakanani nendawo ngalinye ilungu lentsapho angabi square metres ngaphezulu kwama-15. Ukuba le njengenqobo elingaphezu norm yokusungulwa ubuncinane 1 sentimitha, kuya kuxhomekeka ekubeni hayi isicelo.
• Ulwazi malunga nokuqulunqwa entsapho.
• Ifotokopi isatifikethi somtshato. Xa intsapho enomzali omnye, ngokunjalo, kufuneka ukuphunyezwa kwalo mhlathi.
• Iikopi ze-zokundwendwela yabo bobabini abazali (onke amaphepha).
• Iikopi izatifikethi zokuzalwa zabantwana.
• Ukongeza, kufuneka unikeze isiqinisekiso imeko yemali kunye nezindlu usapho, kwakunye mboleko leyo ubhaliso phambi ngoJanuwari 2011, xa le ntsapho-mboleko phambi kokuqala kwenkqubo karhulumente.

Ukongeza, le luhlu zingadityaniswa imfuneko ukuba kufuneka amanye amaxwebhu esekwe kummandla, ingakumbi iintsapho.

Uhlengahlengiso 2016

Ngowe-2016, kwiprojekthi setekeni, ukunika uncedo kwiintsapho ulutsha lwethu ngezakhono izindlu, le uhlengahlengiso zilandelayo ziye zenziwe.

• Ukwanda kwendawo eziphilayo ngomntu ngamnye. Ngoko ke, ngo-2011 kwaba 10 square metres, kwaye ngoku 15.
• Ukwandisa ngepesenti yenkxaso-mali karhulumente ephambili ukuba izibini abanabantwana (ipesenti uncedo besukelana-40% intsapho ka-4).

Yenkqubo yokufumana iimali-mboleko zezindlu. ukuqala phi?

Bala phezu uncedo yosapho aselula ukuthenga ekhaya semthethweni kuphela ubudlelwane babo, ngenxa yokuba omnye iingongoma eziphambili zale nkqubo ukuba isiqinisekiso somtshato.

Okulandelayo, esi sibini kufuneka tyelela lolawulo lweengingqi ukuze bafunde imithetho inxaxheba kwiprojekthi karhulumente wetekeni ufumane uluhlu ukungenisa amaxwebhu ayimfuneko. Inyathelo elilandelayo kukuba kuqokelela amaxwebhu kunye nokungeniswa isicelo inxaxheba.

Kuyimfuneko ukuba balinde ingqalelo yamaxwebhu kwimeko impendulo eyakhayo ukuqalisa emgceni ukufumana uncedo. Emva kokufumana igranti, ungenza ukuthenga lwezindlu kunye amaphepha kuyo.

Ezi zenzo elula kwenza kube lula ukufumana uncedo karhulumente kwiintsapho abaselula ukuze basombulule iingxaki zabo yezindlu.

Ezingeloncedo yenkqubo 'iintsapho abaselula - izindlu ezifikelelekayo "

Abantu abaninzi baxhomekeke kwi uncedo iintsapho ulutsha lwethu ngezakhono yezindlu evela kurhulumente, kubonakala ukuba, ngokuthumela isicelo, kufuneka ngoko nangoko ufumane imali. Makube lee oko. Nceda qaphela ezi bokuqonda zilandelayo:

• inkqubo Isicelo kuthatha ixesha elininzi.
• Inani leentsapho abafuna ngalo lonke ixesha, kwaye ngokufanelekileyo, kunye nomhla isicelo kokufumana-mali ingathatha ukuya kwiminyaka emi-2.
• Isibonelelo abanokuba ngabemi abaqeshwe ngokusesikweni kuphela.
• Nceda intsapho oselula kurhulumente ziyohluka imali engangezigidi 2.2 engange.
• Abemi laqalisa kwirekhodi emva 2011, abafanelanga kufumana ukuthenga imarike secondary yezindlu.
• Xa ubhalisa ukuthenga ipropati mortgage kuyimfuneko imbuyiselo yakhe ngenyanga, usapho oselula kufuneka ibe kulo mzekelo, ukubala izakhono zabo zemali.
• indawo ezihlala abazifumene kummandla apho isicelo sangeniswa.
• Xa usenza isicelo inxaxheba kuyimfuneko ukuze bakuthathele yobudala akhawunti. Ukuba ngexesha esi sibonelelo iqabane omnye ajike engama-35 ubudala, kufuneka ngokuzenzekelayo yanto.

Ezinye iindlela imizi yabo

Kakade ke, ukuthatha inxaxheba kule program "iintsapho Young - izindlu ezifikelelekayo" - into elungileyo. Kodwa kuthekani ngabantu musa hit projekthi ekujoliswe ngenxa yezizathu ezithile? Yintoni enokunceda iintsapho abaselula banokuncedwa? Kulo mzekelo, ungenza ingqalelo ezinye iinketho. Ngokomzekelo, xa elinye iqabane kuyinto professional entsha, wayibeka tyaba. Unako ukusebenzisa kuba nokufunyanwa propati "capital lokubeleka" xa kukho abantwana abathathu entsatsheni. Urhulumente kwakhona inika ithuba yokufumana umhlaba wokwakha.

Ukuba iqabane yi lijoni, kunokwenzeka ukuba Akubuya preferential ukufumana ezindlini karhulumente.

Uluhlu kwamaxwebhu afunekayo kunokwahluka ngokuxhomekeka indlela lokuyifumana kwepropati. Ukukwazi ukusebenzisa inkxaso evela kurhulumente ifumaneka kanye ebomini, nokuba igama iiprojekthi ekujoliswe kuzo.

Kufuneka kukhunjulwe ukuba akukho iimeko ndingenathemba, wena nje kufuneka ufune isicombululo. Kwaye kukarhulumente uya kusoloko kukwazi ukunceda.