Ulawulo lwezimali kwishishini

Enye yeendima ezibalulekileyo nawuphi na umsebenzi zemali Ukwakheka kunye nokusetyenziswa kwemali emali. Ngoko ke, ulawulo lwezemali kwishishini yinxalenye ebalulekileyo iinkokeli yenkampani ziye inkqubo enxulumene izigqibo zotyalo-mali, nto leyo zisekelwe iingqiqo ezifanelekileyo kunye neendlela.

Eyona njongo ephambili yolu ulawulo lwezemali kukuba ukwenza inzuzo. Nangona kunjalo, le nkampani ibe nenzuzo ngokwaneleyo, kodwa ezingazinzanga. Oku kukhokelela kukuba abaphathi kufuneka sihlale rhoqo yokuhlawula amatyala. Ingakumbi msebenzi ubaluleke kangaka yaye kunzima ukwenza umsebenzi eqikelelweyo zabelo, abanini. Ngaphezu koko, ulawulo lwezimali ukuze iinjongo eziliqela, nto leyo akhiwa ngenxa izigaba ubomi umjikelo yenkampani okhuphiswano yayo. Noko ke, injongo kakhulu ithathwa ukwanelisa iimfuno abatyali-mali kunye nabanini ngokuphucula kakuhle-ntle yabo. Oku kunokwenzeka ngokwandisa ixabiso yenkampani ngokusebenzisa indlela ye ukubunjwa nokusetyenziswa yenzuzo ndlela isebenzayo.

Ukuze kulawulo lwemali zenkampani ukuze siphumelele, nto lenze iqela le migaqo:

• Okokuqala, lo ukuzimela zomthetho kunye noqoqosho. Firm, kungakhathaliseki uhlobo yabo ubunini, ngokwaso limisela iindleko, imithombo kokufumana lokungena nokuphuma kwemali kunye nolwalathiso zabo ukuze bazuze. Ukuze ezi njongo, unako ukusebenzisa izixhobo ezongezelelekileyo, ezifana nokufunyanwa izibambiso eyahlukeneyo, ukuthatha inxaxheba kule lokusekwa eyinkunzi lokuqala amanye amashishini, intshayelelo imali kwi -akhawunti imali. Ukuza kuthi ga ngoku, iifem ezizimeleyo kufuneka ngokukhawuleza ukuzivumelanisa neemeko zokusingqongileyo ezitshintshayo ngokukhawuleza ukwenza isicwangciso-qhinga.
• Okwesibini, self-mali, nto leyo ethetha ukuhlangabezana kwakhona iindleko ezipheleleyo ezifunekayo kumsebenzi imveliso kunye nokuphumeza, kwakunye nophuhliso kwimveliso. Okokuqala, ulawulo lwemali oluqhutywa ngokusebenzisa yeembali iindleko yenkampani bonke, kuquka ukwenziwa izibophelelo ngetyala.
• Okwesithathu, nesixhobo umdla, leyo ixhomekeke inzuzo. Le bemfuno sisingisele urhulumente ngokwengqiqo ebanzi, ngokubambiseneyo kunye nomsebenzi ngamnye lweshishini - kule elimxinwa. Yena wasinika inkqubo yerhafu ekhuthazayo, umgangatho ofanelekileyo umvuzo, njalo njalo.
• Okwesine, imfanelo zemali, echazwe bubukho inkqubo ingxelo iziphumo yobudlelwane emali. Kuba ulawulo ethile ngokuqinileyo mali yalo mgaqo iphunyezwa ngenkqubo ye izohlwayo, iifayini, izohlwayo. Ngaphezu koko, lo mgaqo, kunye nento yokuba ukuvuthuluka kwegazi imali kukhokelela nakwenzeka yokusebenza kakuhle. Uxanduva izifundo sithile kwavela imali, ukuhluthwa iziqendu.
• Okwesihlanu, ukusetyenziswa koovimba zemali iingozi zokhuseleko. Nawuphi na umsebenzi ejoliswe kuphela ekwenzeni inzuzo, ngenxa yokuba kungenzeka ubungozi. Nevuthisayo ngexesha yena, ube nefuthe neziphumo zemisebenzi kwisicwangciso-mali.

Ngesisombululo iingxaki ezinzima kukhokelela imfuneko yesicwangciso-mali, ngokunjalo nokusekwa kwenkqubo mali. Iindlela ezisetyenziswayo ukufezekisa ezi njongo, echazwe inkqubo zemali kule nkampani. Ngokomzekelo, kutshanje kulawulo lwezemali EU yenziwa ngendlela ethile ejoliswe ekufezekiseni le ziphezulu ixabiso. Noba indlela ifuna nokusetyenziswa koluhlu olubanzi izakhono zeengcali kunye nolwazi olunzulu yesicelo.