Pensions entrepreneur ngabanye

Njengoko yaziwa, uhlahlo lwabiwo-mali karhulumente ukuze umhlala akhiwa ngokusebenzisa ye Pension Fund, iminikelo ukuya apho ezinyanzelekileyo kubo bonke imibutho kunye ngoosomashishini ngamnye. Kweli nqaku siza kuqwalasela le meko kunye notsalo zoshishino (SP).

Ngokubhalisa njenge PI, umntu lijongene imfuneko na irhafu kuphela, kodwa ukudlulisela kweentlawulo mandatory kwi Pension Fund ka Russian Federation. Ngokomthetho, IP nganye - i-inshorensi pension benefits. Uhlobo lwentlawulo - esisinyanzelo kunye zembuyekezo. Lwemirhumo ukuba ingxowa-mali yomhlalaphantsi yomhlalaphantsi kwakhiwa.

iminikelo Fund Social Insurance (Fund Insurance Social) kunye oms (compulsory zonyango) Kwakhona olufunwayo. Ubungakanani zonke izibalo ezihlawulwa ibalwa isekelwe kwiindleko konyaka insurance.

Ixabiso evuthiswe kunyaka ngamnye ngokomthetho "Kwi-inshorensi." iminikelo Pension zinyanzelekile ukuba ngumrhwebi ngamnye. isayizi yazo - isixa esiqingqiweyo. An caveat ebalulekileyo: umrhumo SP byi, kwanokuba kulo nyaka, umsebenzi ishishini zange yenziwe. Lo mkhwa kuchasene ingqiqo, Noko ke, lithobela umthetho osebenzayo.

Ukuba umsebenzi PI kwayekwa ngenxa yeemeko umlinganiswa nezinyanzelisayo, ukungakwazi ukuhlawula imirhumo-mali yomhlala-phantsi kunye nezinye kunyanzelekile oko angabonisa enkundleni. Kodwa ukuba inkundla ayinalo ukwamkela lokubaleka enjalo intlawulo ye-inshorensi faneleke, ityala liya kuxhomekeka isohlwayo isigwebo.

iminikelo Pension, njengesixa-mali ezinzileyo, mayibalwe ngo-2011 ukuba oosomashishini ngamnye-26% ye-mali yenzuzo. inshorensi yempilo - 3.1% (-mali federal) kunye 2.0% (kwi Fund kagunyaziwe). Isixa iintlawulo esisigxina-2011 kunye ngamnye ngusomashishini mntu enze 16159 engange. 56 kopecks. Isixa-mali efanayo ukuhlawula umntu, umsebenzi ishishini apho kukubonelela ngeenkonzo notarial kunye zomthetho.

iminikelo Pension kwi mali-2012 ukuya 14386 engange. 32 kopecks., Kodwa ngo-2013 kule mali iya kwanda kakhulu. Lo mthetho unika ukwanda okubonakalayo iminikelo ipension SP, sele kudlule nguRhulumente Duma kufundwa yokugqibela, nangona Ndilicukuceze yoluntu, iprojekthi ungonwabi nohlaziyo yomhlalaphantsi.

iminikelo Pension for oosomashishini ngamnye ixhomekeke wemivuzo - nemivuzo ephantsi. Ngo-2012, ixabiso wemivuzo kwaba 4611 engange, ngoJanuwari 2013, esi sixa landa 5205 engange. Ngoko iminikelo yepension lokongeza nayiphi na imeko. Ngaphezu koko, indlela entsha ukubala ubungakanani intlawulo esisigxina inshorensi kubandakanya esiwusebenzisayo okuza ukwandisa, ubukhulu okwandisa ngonyaka ngamnye.

Intlawulo yomhlalaphantsi yonyaka ibalwa ngale ndlela ilandelayo: imveliso ye wemivuzo kunye nezinga lenzala kwamagalelo pension (26%) liphindaphindwe 12. udibaniso wemivuzo, ngokwalo olukhulayo iminyaka ngeminyaka, izibalo ziya kabini imali yonyaka-2013 2014 - liphindaphindwe 2.5 ngo-2015 nangaphaya - banda izihlandlo ezi-3. Oko kukuthi, kukho intlawulo emiselweyo oosomashishini ngamnye ngo-2015 ukuze afikelele mali amawaka 49. Engange.

Oku kwanda okukhulu kwiimali bemirhumo pension kaRhulumente bachaza imfuneko ukuphelisa intsilelo ekhulayo FIU mali, yokunqongophala kwemali leyo ngoku wenziwe ngokuza imali mali karhulumente ukususela nokuthengiswa iziveliso ekrwada. Kodwa ekutshintsheni nondiliseko iingxaki kwi pension berhafu eziqhelekileyo - hayi ukhetho.

Abaninzi kwabo ngoku isebenza yaye ahlawule umrhumo, nzulu kwamathandabuzo isakhono karhulumente kwiminyaka embalwa okanye eminyaka ukunika kubo umhlalaphantsi ophucukileyo. Ngoko kwamathandabuzo negalelo imizekeliso kakubi we Pension Fund ka iminikelo emfono - ngokwakha nokugqiba ntofontofo izakhiwo ezitsha ukuba amagosa, ukuthenga izixhobo zexabiso kunye noomatshini.