Iyintoni isicwangciso senkcitho kunye nenzuzo?

Ukongezelela ekucwangciseni imisebenzi yezoqoqosho, inkampani idinga ukucwangciswa kwezemali (imali yemali kunye neendleko zoshishino). Kungenxa ngoncedo lwakhe lokuba ulawulo lwenkampani lunikeze ulawulo malunga nokubunjwa, kunye nokusetyenziswa okunengqiqo kwezibonelelo. Ukongezelela, ukucwangciswa kwemali kukuvumela ukudala izimo zokunyusa ukusetyenziswa kobuchule obukhoyo boshishini kwaye, ngokubanzi, ukuphucula imeko yayo yemali.

Inkcitho kunye necwangciso lokufumana ingeniso ikuvumela ukuba uchonge izibonelelo ezingenakucingelwa kwisicwangciso soprojekti, zicebise iindlela ezenza kube lula ukusebenzisa umveliso okhoyo kwi-shishini ngokufanelekileyo, kwaye uqwalasele ezinye iindawo ezibalulekileyo.

Ukuqinisekisa ukulungelelanisa nokuthatha izigqibo ngokukhawuleza, kuyisiko ukuqokelela isicwangciso semali nenkcitho ngekota, ngelixa ukunyuka kwamaxabiso kufuneka kuthathelwe ingqalelo. Xa kuphuhliswa isicwangciso sezemali, ezi zilandelayo zibonakaliswe:

- iindleko zokuthengiswa kweemveliso ezigqityiweyo;

- VOR;

Ukuhla kwexabiso;

- ubungakanani bemali-mali;

- Imithombo yokuxhaswa kwemali;

- imfuneko yoshishino yezinto ezikhoyo;

- imvelaphi yokufihla imfuno yokusebenza kwemali;

- kunye nabanye.

Uhlahlo lwabiwo-mali luhlanganiswe ngokubalwa kwezibalo eziboniswe ngasentla. Ukuqwalasela igama, kubonisa, ngakwelinye icala, ukufumana iingeniso kunye nemali engenayo kwimisebenzi yeshishini, kwaye kwezinye iindleko kunye nazo zonke iintlobo zokuncitshiswa. Ekugqibeleni, isicwangciso semali sisiseko solwazi lolawulo lwebhajethi. Oko kukuthi, ukuphunyezwa ngokukhawuleza kokuhlalutya nokuchongwa kweentlobo ezahlukeneyo zokutshintshwa kwezibonakaliso zangempela ezivela kubalindelekile. Ukuba ukungahambelani kufunyenwe, kukho utshintsho olulungileyo. Isicwangciso seendleko kunye neengeniso azinako nje kuphela. Ngokuqhelekileyo, uhlahlo lwabiwo-mali lwendawo luhlanganiswa ngokufanayo, oluqwalasela iingxelo ezimalunga nokusetyenziswa kohlahlo lwabiwo-mali.

Kukho izicwangciso eziliqela zokucwangcisa iindleko kunye neengeniso zenkampani:

"Ukususela phezulu phezulu." Kule meko, yonke imisebenzi, iinjongo kunye neethagethi zibekwe ngabaphathi abaphezulu. Emva koko, izikhombisi ziyahlukana zibe ziincinci kwaye zifakwe kwisicwangciso salo okanye leyunithi.

- Ngezantsi. Ukudalwa kwenkqubo yenkcitho kunye nemali engenayo iqala apha ukusuka kumanqanaba aphantsi kakhulu kwisakhiwo esinqununu somsebenzi. Ukongezelela, izikhombisi zihanjiswe kwinkonzo yokuthengisa kwaye emva kokuxolelana kunye nemilinganiselo ehlawulweyo yengeniso ihanjiswe kubaphathi abaphezulu. Ulawulo loshishino lufanisa iindleko ezicwangcisiweyo kunye nemali engenayo, kwaye ke ibeka isigqibo sokuba kuyimfuneko ukufezekisa kwixesha elicingelweyo.

Uhlahlo lwabiwo-mali lubonakalisa ubuhlobo boshishini kunye nabanye abathathi-nxaxheba bemarike (amaziko emali kunye namatyala, abaqinisekiso-mali, amashishini karhulumente kunye noomasipala nabanye). Ukongezelela, inkcitho kunye necebo lokufumana imali kufuneka liqwalasele ubungakanani bokunyuka kwamaxabiso, utshintsho kwimigaqo-mali yelizwe kunye nezinye izinto ze-macroeconomics.