Indlela yokonga imali okanye tips kuqoqosho olufanelekileyo

Rockefeller okanye eRothschild ukuba azalwe. Okanye, ukuba unethamsanqa, ukufumana ilifa elivela kwabanye ngumalume yaseMelika, othe phambi kokuba revolution bashiya ubomi obungcono. Kuba uninzi lwabemi amanye ukucofa umbuzo ngokonga imali ngenxa kwemithombo enqabileyo kunye namathuba. Ekuqaleni: ngeendlela ezinokuthi aziyi kuqwalaselwa ezisemthethweni ngokupheleleyo, Thina sicingisise ngisho ngokuya. Kakade ke, ukuba ubuza lo mbuzo, "indlela ukuqwebela indawo yokuhlala," umzekelo, ukuzibandakanya biha okanye abaxeli-ukubalisa phezu kwengalo, neendlela indima uyakwazi ukufumana okuninzi. Kwanele ukuba kuhla aye nayiphi na ohamba kumbindi wesixeko kunye ubuze "koogxa elizayo" kwaye thethana nabo malunga neziphakamiso.

Kodwa neziqhulo bucala, kodwa umbuzo abaninzi imihla ngemihla. Kwaye kaninzi ngaphezu hayi kwimali omncinane, kwengqondo. Awu, abaninzi kuthi bayazi isondlo ngokonga imali: kuqala, ndisindise, okwesibini, ukubekela bucala imali encinane, kodwa ukuba awenze rhoqo kwaye rhoqo, okwesithathu, musa ukuchitha kwi kulonwabo lokomzuzwana kunye nezinto ezingeyomfuneko. Kodwa apha, xa kusenziwa ezi mpawu wena ufuna ukuba up. In Russia misers zange akadla esilinganayo kunye nentlonipho. Ngaphezu koko, ngo abacinga yethu yinto eyenza ukuba siphile ngendlela enkulu, ngokukhawuleza kangangoko kunokwenzeka, ukuze baphuthume ukusuka kakhulu omnye komnye. Emva koko ukusebenza iintsuku, luqhutywa ngokucinga kuphela malunga ngokonga imali, ngoko, "ikhefu" kwaye nozintyintya kakhulu inkcitho engeyomfuneko, esibi, ukwenza izimbo ebanzi, sizama ukwenza okulungileyo kakhulu kubo bonke abahlelelekileyo ...

Kukho enye ingxaki endleleni eya beqokelela ngendlela. Oku kuye uphazamisa ukuzithemba baseRashiya kwinkqubo yogcino kunye neebhanki yokonga. Kuba baninzi kwakukho omnye "kutsala" kwimemori ye kungagqibekanga ka-1998, xa imali ixesha elide yabantu. Kwanaba ke mali idrayivu ibe nzima kakhulu. Kakhulu iibhanki ithembeke amazwe kubonakala kuthi, kodwa ukuvula i-akhawunti phesheya, lo amandla ayikho ukuba wonke.

Kanti ke, ngokonga imali, nithi, ongahlawuli eqhelekileyo? Okokuqala, kufuneka wenze isicwangciso imali. Kukho indleko, oko kuyimfuneko ukusinda: ukutya, eziluncedo. Bala ukuba uchitha malini ngoku kwezi mpahla. Inyathelo elilandelayo - kufuna amathuba ukuze wonge imali. Umzekelo, ukutshintsha ibhalbhu kwezamandla-ugcino, siza kuhlawula ngaphantsi ewonke kwi kwimitha. Siza ukuba ukuhlalutya kunye nemikhwa ngemihla. Ukususela ucoceko njengesiqhelo, Kambe ke, kufuneka ukuba ukwala, kodwa xa uhlamba izitya nga ukulondoloza amanzi. Ukuze wenze oku, nje musani ukwenza lo msebenzi kunye impompo ngonaphakade-evulekileyo. Okokuqala, umntu hlala ubumdaka grease, ukudibanisa iindlela ze ukuhlanjwa. Xa amanzi aphilileyo ke iya kuba yanele nje ukuba ngamanzi izitya.

Le migaqo efanayo linokusetyenziswa kwi menu ngemihla. Iimveliso Simple (okuziinkozo, inyama, iitapile, amaqanda) ngu ngokwabo imali eninzi kakhulu. Ngoko unako ningayekeleli zonke iintlobo zemveliso semi-agqitywa, ukutya okunkonkxiweyo, delicatessen, ukudla ngomumo. Phila Ukudla kwakho - kuya kuba sempilweni, kwaye sitshiphu. Malunga nento yonke elungileyo kufuneka akhokelwe siseko iindleko ezifanelekileyo. Ngokomzekelo, kutheni ufuna i imibala emnyama phone "entle" xa usebenzisa kuphela imisebenzi emibini okanye emithathu? Okanye izihlangu "ekhethekileyo", ukuba musa nenxaxheba lezemidlalo? Kufuneka wazi ukuba 90% yeendleko thina kuhlawulelwa iimpahla - kubiza siqinise yentengiso, anti-ukukhuphisana, kwi "iwonga" nokubekwa.

Ukuqinisekisa indlela uyakwazi ukugcina ngenyanga nganye ngokusebenzisa ezi ndlela, qhuba uye kwinyathelo lesithathu. Indlela yokonga imali evela Iholo ngoku? Musa ukuchitha bonke. Nokunqanda ngokucwangcisiweyo kwaye rhoqo. Kakade ke, kusenokubakho iimeko ezingalindelekanga, apho imfuneko ukufikelela ndawaphula ibhanki kwiSabi. Kodwa isixa semali kuni (Ngokwezibalo zakho) unako ukusindisa, kufuneka sibekwe umva rhoqo. KwiSabi ekungekho mfuneko yokuba abe kwijokhwe yakho yeglasi okanye toe. Unga ukudlulisela imali kwi-akhawunti yokulondoloza okanye isipaji elektroniki. Kubalulekile ukuba sixhathise izilingo ukuba ubasuse "ngokuzithandela". Kunjalo kufuneka bafundiswe kunye nabantwana.

Indlela yokonga yesikolo imali ngubani ithuba elincinane lokuba nezinto ezizezakhe umvuzo? Kuqala kwinto zonke, zama ukunciphisa iindleko, ezifana nemidlalo mobile phones, ngokuba SMS ehlawulwa kwi iilekese. Ngale mali epokothweni, apho abazali ziya ngokungaphelelanga kulibaziseka. Okwesibini, khangela ukuba ezikhoyo olunokubakho inzuzo. Umntwana kunye umfundi eliphezulu isikolo lula ukuya evenkileni okanye uhambe inja emva kwemini. Vumela le imali encinane, kodwa elizimeleyo. Ekubeni ikhompyutha, ungenza ukuthumela kwi kwiiforam, ahlawule umyalezo nganye, okanye ukufunda ukwenza njani websites ezilula. Ithuba kusoloko kukho - umnqweno ngokwaneleyo kwaye umnqweno yokuzisebenzisa.