Indlela ukubuyisela imali izimpahla kwi liyifumene ibhanki okanye

Ukuze ukwazi ncam indlela le mali, kufuneka icace, ngokunxulumene nayo nayiphi na zomthetho nezobudlelwane, bathunyelwa kwelinye iqumrhu okanye umntu.

Amaninzi, le mali idluliselwa kuthi ukuze igcinwe ebhankini. Ukuba sihlale nabo ekhaya, ukuze bakwazi ukuhlawula qho ikheshi, ukufumana ikhadi, abantu kunye nemibutho evulekileyo neebhanki okanye akhawunti yangoku, ziguqulelwa qho ikheshi okanye ezenziwe yimali eziinkozo okanye enye imali.

Qala Ndaziswa imali ebhankini kumntu nje, ukuba iziko lamatyala kulungile. Ukuze wenze oku, unako ukurhoxisa imali evela ATM okanye yiya kwi yesebe yebhanki yokundwendwela, imali ukuya kwi-mali eya kukhutshwa ngokusekelwe apho umxhasi ekhoyo kwi- akhawunti yangoku. Kwimeko esisibambiso kwimeko ngaphambi kwexesha lesivumelwano kusenokufuneka ukusiphelisa (ngaphandle kokuba ngamasalela ukuba isuswe) okanye ukunikela ekhulwini - baya kufakwa kwi kwisayizi encinane kakhulu.

Ukuba ibhanki iye lurhoxiswe-mvume okanye ugunyaziso lomiselo ukwaneliseka zamabango amatyala ', abatyali mali kufuneka akwazi ukufumana njani imali umva. Xa oku kusenzeka kufuneka isicelo kwiArhente Insurance Deposit kunye nesicelo kunye yokundwendwela.

One ezilikhulu ekhulwini imali mali eya kufakwa kwi-akhawunti kunye needipozithi kunye nenzala ngaphakathi 700 lamawaka engange kwiziko elinye ngetyala. Ezi nketho zezi:

- imali ngabanye oosomashishini, amagqwetha, amaxwebhu, ukuba zibekwe kwi akhawunti ukuziphatha msebenzi ngobuchule okanye ishishini;

- imali ozinikiweyo kulawulo trust;

- iidipozithi zebhanki obizwa, kuquka lamapasi kuhlawulwa ukuba obizwa;

- imali electronic;

- iidipozithi e kwamanye amasebe kwiibhanki Russian.

Ngamaxesha, abantu ukuba bangene kwimeko apho bahlawula imali iinkcukacha engalunganga. Indlela ukuba akangebuyi accumulated kule meko? Ukuba kukho iimpazamo iinkcukacha, imali iya ukufikelela umamkeli kwaye uya 'akuxhome "ukuqinisekisa iimeko. Kulo mzekelo, ingxelo ebhaliweyo ngomhla zokulandela imbuyekezo ngemali. La maxwebhu efanayo zikhutshelwa ukuba imali ongekhoyo kule ngxelo kwicala ayaziwa kwindawo engekho odolo ukurhoxiswa ngumnini.

Kodwa ukuba ingcaciso echanekileyo, kodwa imali weza kumamkeli ephosakeleyo, kuya kufuneka ukuba uzibuyisele ngokunxibelelana yi kumamkeli. imibutho yesazela ngokwabo nceda qhagamshelana ibhanki yakho ingcaciso, kodwa zizisebenzise lindela nantoni na. Nangona kule meko umthumeli unetyala.

Lidla sinikela imali izalamane zabo, abahlobo, esibaqhelileyo, ngethemba lokuba baya kubuyela nabo ngexesha ngokupheleleyo. Ukuze ezilahlekileyo, kufuneka ukwazi ukufumana indlela le mali. Kulo mzekelo, ukuthunyelwa kwemali kufuneka akhuphe irisithi njengobungqina isivumelwano semali-mboleko. Irisithi ekhutshwe inyanzelekile ukuba imali wadlula idlula amaxesha 10 nemivuzo ephantsi. Ekuhambeni kwexesha ngenxa ubolekayo uyamenywa ukuhlawula ityala, yaye ukuba ke uthe akaliva ukuhlawula, inkqubo 'indlela yokufumana imali kwi irisithi "lumi ngolu hlobo: umbolekisi wenza ibango, imphathe enkundleni, ufumana isigqibo kunye an lokubulawa, apho ngokuzithandela okanye vukele indawo ngqo umva.

Kusenokwenzeka ukuba babe kwimeko apho siye kuthenga iimveliso ephantsi-esemgangathweni. Kulo mzekelo, ulwazi ziya kuba luncedo kakhulu kwi indlela ukubuyisela imali ngenxa impahla. Ukuba imveliso hayi zicalulwa njenge non-zibuyiselwe, wasigcina imbono yabathengi, umthengi has netsheki okanye amangqina ukuthenga, zingaphelanga iintsuku ezili-14 emva kokuba yentengo, yena uyakwazi ukubhala ingxelo apho sichaze izizathu ibango. Phantsi komthetho lomthengisi linyanzelekile ukuba abuyele imali zingaphelanga iintsuku ezilishumi ukususela kumhla isicelo.