Indlela ukunyusa umda ngetyala kwikhadi le-Savings Bank? Imigaqo yokuSebenzisa, inzala, yokubala ukwelixesha loxolelo

Credit Card PJSC "Savings Bank" - ebhankini yinto mveliso enomtsalane kunye nemali umda ukuya ku-600 lamawaka engange, kwaye ixesha inzala-seentsuku ukuya ku-50.

Indlela yokwenza ikhadi lebhanki letyala kwi Savings Bank

Kuba abathengi uluhlu amakhadi 6: nangoko Momentum kunikezelo Credit, Classic ikhadi lamatyala MasterCard Standart / Visa Classic, Preferred Gold, nesindululo kwicandelo yobudala engama-21 ukuya kwengama-25 ubudala - "Youth" uthando "Nika Ubomi" kunye nebhonasi "Aeroflot".

abaxhasi balo ukukhupha ikhadi kunye umda ngetyala Savings Bank inikeza iindlela 3:

• Kwi-ofisi. Iindwendwe kufumana umvuzo wabo kwikhadi Sberbank ukuba isicelo yokundwendwela kwanele. Pre-evunyiweyo kuya kufuneka ukuba ulinde imizuzu emi-5 ukuya kwiintsuku ezi-2. Abathengi kwi isicelo eqhelekileyo kufuneka banike ubungqina bengeniso. Credit Momentum ekhutshwe ngaphakathi imizuzu eli-15 - ikhredithi khadi kunye umda ebekwe yi yibhanki kunye nenkonzo igumbi simahla.
• Ngokungenisa Isicelo kwi "Sberbank Online". Xa "Akhawunti Personal" kwi "Maps 'tab kufuneka nqakraza kwi sigwebo" Isicelo ikhadi ngetyala. " Ukugcwalisa kwi data (uhlobo imveliso ofunekayo, umda, igama, idilesi, ixesha kubiza), cofa "Qinisekisa" iqhosha, kwaye isicelo iya kusebenza. Qokelela imveliso inokuba kwiiveki ezi-2 kwi-ofisi ekhethiweyo.
• Incutshe kwentengiso ngqo. Pre-evunyiweyo ikhadi "igolide" kunye nkonzo simahla kwaye umise umda kumphathi, iliso iinkampani kwi-sikhokelo kwesivumelwano lomvuzo.
• Kunye ngekhompyutha kunye ATM. Emva ukurhoxa imali okanye nokuhlawula umthengi wabonisa sisibonelelo ekhethekileyo evela ebhankini, umzekelo, isicelo ikhadi ngetyala. Emva kokugcwalisa onke amasimi nokungenisa iinkcukacha, umsebenzisi kufuneka alinde umphathi umnxeba.

Indlela ukunyusa umda ngetyala kwi khadi Sberbank

I ubukhulu kwenxiwa credit cards Savings Bank - 600 amawaka engange. Pre-ziphunyezwe ngokusesikweni, kwaye ukubeka isixa-mali waboleka iiplastiki apha kuxhomekeke isigqibo underwriter (ingcali kwi ukubalwa yokuhlawula amatyala, ukuthembeka umxumi, ukwenza isigqibo lokwala / izibophelelo-mboleko). Umhlaziyi Ucingela ukuba kunokwenzeka ukwandisa isiphelo ikhadi lamatyala Sberbank obolekayo ethile.

Ibhanki iphambili lizwe ikhupha iinguqulelo imali mboleko isonjululwe unilaterally - endodeni. Ukwanda kwenani lamatyala kuthathwa kwi ngokususela yokuhlawula amatyala kweli khadi, ukungabikho ulibaziseko namatyeli kosetyenziso lwezi mveliso. Nokuthenga ezinye benze ikhadi lamatyala yomsebenzisi PJSC "Savings Bank", kungona ithuba ukufumana imali eyongezelelweyo evela ebhankini.

Xa abasebenzisi ebonakalayo imveliso, hayi banomdla indlela kwandisa umda ngetyala kwi ikhadi Savings Bank, isaziso SMS kunye utshintsho imali mboleko kubangela iimvakalelo ezingakhiyo.

Iimpawu ukusebenzisa ikhadi lamatyala

A ukwelixesha loxolelo leentsuku-20 ukuya ku-50 kunye nenkonzo ezizodwa iiprojekthi umvuzo nomtsalane kubathengi ezinokwenzeka, ngokukhetha PJSC "Savings Bank". credit card, imiqathango yokusetyenziswa ezahlukeneyo ngokuxhomekeke kuhlobo mboleki (Client zemivuzo okanye hayi), ivumela nzala "ukuboleka" ukusuka elunxwemeni ngaphakathi ukwelixesha loxolelo.

Bala kulula: iintsuku 30 kwiintlawulo esebenzayo + 20 ukubuyisela ityala. Ukuze uphephe nokuhlawula inzala yokusetyenziswa 'imali-mboleko, le Mhlawuli kufuneka ahlawule 100% isixa-mali esichithwe, wabeka kule ingxenye. Incopho ixesha kuxhomekeke ngomhla ekuthengwe ngawo ukuya kutsho ukubuyela osikiweyo yaba likhulu (iintsuku ezingama-50), kufuneka baqale ukuchitha ngomhla ingxelo okanye ngoko nangoko emva kokuba. Yonke imihla emva komhla wokunika ingxelo, ukwelixesha loxolelo iya kuncitshiswa emini omnye (kodwa akanakuba ngaphantsi kwama-20).

umhla ingxelo, isixa sentlawulo yenyanga, ityala lilonke inokufumaneka:

• e UCO ( "Sberbank Online", kumnatha esibulalayo);
• ngokuthumela SMS "Debt XXXX" ukuba "900" inani (apho XXXX - 4 zekhadi ngokugqithileyo credit card);
• ndibuvelela ofisi semida PJSC "Sberbank".

ikhadi lamatyala (imiqathango yokusetyenziswa leyo nazo kucacisiwe kwi contract zichaziwe ngokunabileyo kunikezelo abaphathi okanye iingcali "Hot Line") njengoko imveliso eyahlukileyo inzuzo mboleko umboleki phambi kwexesha umdla-free kodwa mboleko phezu kwaso ngaphezulu avareji ngokwemigqaliselo mboleko yebhanki.

umdla Sberbank credit card

Kuba market ubunzima, akazibandakanyi kwiiprojekthi zemivuzo ukuba ukusetyenziswa kwezibonelelo mboleko esebenzisa yonyaka ebizwayo 33,9%. Sberbank umhlala phantsi kunye nabantu abafumana umvuzo kwi-akhawunti yebhanki, iimephu pre-ezivunyiweyo zibonelelwa Momentum Credit okukhethekileyo Gold c 25,9% ye-mboleko.

Ukuncipha kwenzala, utshintsho umhla wentlawulo okanye credit cards ingxelo Savings Bank ungekho. Kwimeko apho intlawulo iintlawulo mandatory sokuboleka iya kuhlawuliswa kwisohlwayo-36%.

Indlela kulibazisa intlawulo nge-credit card?

Ukuba akunakwenzeka ukuba enze iintlawulo ezifunekayo ngokunciphisa yokuhlawula amatyala imali-mboleko, abathengi bangaqhagamshelana Savings Bank ngokutsha isebe xha mhla. Ukuba nokwenzeka intengiselwano kunye neemeko ezintsha zixhomekeke kwisigqibo lesebe zobungcali (ubungakanani annuity iintlawulo, umdla accrual kunye / okanye ukucinywa izohlwayo kunye nokungalaleli), igunya 'ukwandisa' ishedyuli kunye neentlawulo ezahlulwe (ugqiba ukuba sokwakha ngokutsha eli mboleko, nokuba sithi gqolo sandise indlela). Umda credit kwikhadi le-Savings Bank kwimeko yokuvunywa iya kuhlala injalo, kodwa isixa iminikelo kuya kuncipha.

Ukunciphisa umda credit

Ngoko ke, indlela ukunyusa umda ngetyala kwikhadi le-Savings Bank? Esi sigqibo sithathwa unilaterally yi umnikeli. Abasebenzisi ukunciphisa imali-mboleko ngokuqhagamshelana nayiphi na i-ofisi yengingqi yakho yokundwendwela.

Tshintsha isixa-mali waboleka kwikhadi kunokuba kuba imali esingadlulanga imali-mboleko yetyala lonke.