Imithetho-siseko yombutho kweentlawulo non-cash

Imali - yeyona main instrument zemali kusetyenziswa kuzo zonke iintengiselwano zezoqoqosho phakathi imibutho ngamnye kunye karhulumente ngokubanzi. Ingeniso-mali lwenziwa kusetyenziswa imali kunye non-cash iindlela izibalo. Imali kunye izibalo yenziwa ngoncedo amanqaku kunye zemali. inkqubo yentlawulo ikheshi lubandakanya ukusetyenziswa kwee-akhawunti yebhanki, oko kukuthi, iidiphozithi naluphi na uhlobo. Iintlawulo Non-cash akhawunti malunga-70 ekhulwini yonke imicimbi yemali.

Imigaqo ephambili kwentlawulo non-cash zezona intliziyo yonke imicimbi yemali ezinxulumene mali kwi-akhawunti yombutho kwezinye akhawunti. Iintlawulo ikheshi banamalungelo zabo ayinakuphikiswa. Oku, ngaphezu kwabo bonke, isantya, ukuthembeka, ukungabikho umngcipheko kunye imali encinane msebenzi. Instruments iintlawulo non-cash kuthathwa intlawulo nokubalwa. Phantsi intlawulo ukuqonda zezimali isenzo ukuba ihlawule imbophelelo. Ukubala - isenzo ngokwayo, iziphumo nto leyo imali zokuhlala. Umahluko phakathi kwezi ngongoma kubalulekile. Le wokubala inokwenziwa ukusetyenziswa kwemali kunye non-media iindidi zeefayile, kwaye xa zokulwisana. Le inkqubo yokunikezela imali kwingxelo lombutho ibhanki kwezinye akhawunti. Kulo mzekelo, ezinye iibhanki banokuthatha inxaxheba kulo msebenzi. Iibhanki kufuneka ukuzibophelela kwabo kubathengi bethu ukunika iintlawulo non-cash. Le ukuphunyezwa ikhawulezayo nesebenza wokuthunyelwa.

Zonke iibhanki kunye amasebe awo, ngokunjalo namanye amaziko amatyala inxaxheba kubonelelo kweentlawulo non-cash, yenza inkqubo yentlawulo kunye zokuhlala. Ngenxa yakhe, ukulandela imigaqo lwentlawulo non-cash and iintengiselwano zenzeka ngokukhawuleza kunye nexesha.

Imithetho-siseko yombutho of non-cash imali kwegazi inegunya kubo bonke abathathi nxaxheba imicimbi yemali. siye kuphela ke ukuqinisekisa umsebenzi eququzelelweyo kwenkqubo lonke zezimali, kungekhona nje kummandla othile, kodwa lonke ilizwe.

Imigaqo ephambili kwentlawulo non-cash zahlulwe amanqaku amahlanu:

1. Zonke iintlawulo non-cash iya kuba ngokuhambelana nemithetho ekhoyo kunye nezithethe ezisemthethweni. Semthethweni yezi ntengiselwano ukuba eyaphukileyo. Nathi kufuneka uthathe ingqalelo imigaqo zebhanki kunye non-cash iintlawulo.
2. Ilungelo lokukhetha naluphi na uhlobo lwentlawulo. Umthengi uyakwazi ukucwangcisa nokusebenzisa inkqubo billing kunye zokuhlala, egqalwa eyamkelekileyo kule meko. Ukuze umsebenzi iyihlawule nxaxheba ngamnye kufuneka ube neakhawunti okanye akhawunti inkqubo kunye kwiziko lamatyala.
3. Wokuphuthuma kuqala ukulungisa imicimbi yemali. La magama ichazwe ngu mthetho kunye nemithetho imisebenzi ukugawulwa bank.
4. Yonke imisebenzi lwenziwa kwi-akhawunti yoMthengi, alawulwa kuphela imvume yayo. Kuphela umnini-akhawunti ugqiba ukuba ukuze kuphunyezwe intlawulo non-cash.
5. Imali kwi-akhawunti liya kuba nelungelo ukulahla umniniyo kuphela. Oku lobuqu mali umthengi ukuba isasaze ngokokubona kwayo.

Imithetho-siseko yombutho kweentlawulo non-cash kuthathwa inyanzelekile kubo bonke abathathi nxaxheba imicimbi yemali. Iibhanki zezona ikhonkco kunye isixhobo inxaxheba ekunikeni neentlawulo non-cash. Bathi ukuqinisekisa ukuba yonke imigaqo ezikhoyo kweentlawulo non-cash ukuba makahlonitshwe ngokungqinelana ne-sikhokelo esemthethweni kunye nemithetho zokuqhuba imisebenzi zebhanki. Kwangaxeshanye, amaziko credit ngokwabo banoxanduva yokuziphatha ngexesha imicimbi yemali.