Iibhanki ukuba musa khangela imbali yekhredithi (uluhlu)

Kule mihla Amaziko credit iinkonzo zithandwa kakhulu. Abaninzi kuziguqulela zibhanki processing mboleko. Loo nto nje yonke imbali ogqibeleleyo ngetyala. Ingxaki kukuba iziswa yonke into, nkqu umxhasi misstep incinane, ezifana intlawulo enye emva kwexesha. Singasathethi intlawulo mbilini amatyala kunye nezinye iimpazamo. Kwaye xa kukho imfuneko ukuze akhuphe esinye mboleko - kukho iingxaki. Njengoko iibhanki wakhangela intlawulo ezidlulileyo kumxhasi, musa esichengeni ukuba ukunika imali. Noko ke, kukho indlela yokuphuma. Kukho iibhanki ukuba musa khangela imbali yekhredithi.

"Bin"

Kufuneka kuchazwe ukuba kumaziko zemali neyodwa yonke into ukuvala amehlo abo, ayikho. Kodwa kukho uluhlu beebhanki condescendingly iintlawulo ezinxulumene elidlulileyo kubaxhasi babo. Yaye ngenxa yoko yaye kuya kusanda ukuthandwa.

Apha, umzekelo, "Bin". Iku-12 kwindawo ranking lonke of yeebhanki. Leyo yinxalenye top 15 kwaye ithatha akukho kumgca wokugqibela. Umdibaniso asethi zayo lidlula 1.18 ezigidi engange. Ngenyanga yokugqibela "Bin" ndiyandise kwi 35,87%! engange ngaphezulu kwe 312 billion iintsuku ezingama-30 - ezi mihle.

Ukuba ngokukhawuleza ufuna imali, ngoko ukhetho best - ukukhupha ikhadi lamatyala anenani elifunekayo kwi "Binbank". Abasebenzi zombutho ukwenza njalo ngokukhawuleza kangangoko kunokwenzeka, imbali intlawulo umxhasi hayi zitshekishwa. Le mboleko elithi nkonzo nako indlela yokuphuma. Ngapha koko, isigqibo kule meko iye yamkelwa kwixesha elifutshane kakhulu apho ukuhlalutya imbali umthengi ukuba akwenzeki.

"Ekhaya Credit Bank"

Uhide egcina imali musa khangela imbali yekhredithi, kufanele kuqatshelwe ukuba amaziko ingqalelo nemali. Kutheni? Ubuncinane kuba kubolekisa inkokeli yabathengi kwimalike yethu.

Nangona kunjalo, kuba "amehlo ivaliwe" yebhanki imbali embi kwentlawulo kuya kufuneka ukuba uhlawule. Ukuhlawulwa umdla, kakade. Imbali kubi ngetyala - ngoko ke liphezulu. Kodwa ungakhangela kuyo ngenye indlela - ukwenza rhoqo imali njengoko nokuhlawulwa kwamatyala kwaye prosrochivaya kubo, babe nako "mhlophe" kwiNtlawulo yangaphambili wakhe.

Ngoko ke, malunga irhafu. Ukuba umntu sele umthengi ngaseludinini, igqiba ukukhupha imali-mboleko kwi-mali ukususela engange-10 ukuya 850 lamawaka, oko kuya kufikelela kuma-17.9% ngonyaka. Igama Ubuncinane - ngonyaka. A eliphezulu - iinyanga 84. abathengi ezintsha uthunyelelwa imali efanayo engange ukusuka 30 ukuya 500 lamawaka kwi 19.9% ngonyaka. Ke isithuba seenyanga ezili-12 ukuya kuma-60. Umzekelo, ukuba umntu ngokwemimiselo iya kukhupha 300,000 engange mboleko kangangonyaka, ngoko ekugqibeleni njengoko umdla iya kuhlawula 59.700 engange.

KaWonke Money Bank

Lo mbutho kufuneka kuqatshelwe ingqalelo, sithetha ngayo iibhanki ukuba musa khangela imbali yekhredithi.

Inzuzo yokuqala ekholisa kaWonke Money Bank, - ithuba lokwenza isicelo sakho intanethi, nto leyo ibonwa kwisithuba semizuzu engama-30. Kakade ke, ngeli xesha akukho bani isiKhangeli ezidlulileyo amandla customer Payment. Nantsi into abanikela kaWonke Money Bank:

• Akukho ikhomishini.
• Kokukhona siya kunikwa amaxwebhu - esezantsi iya kuba izinga lenzala.
• Isixa - ukusuka 20 lamawaka kwesigidi.
• Ixesha lininzi - eyi-5.
• Ukuba nokwenzeka intlawulo yokuqala ngaphandle uthuma.

Ngoko ayimangalisi into yokuba intlangano ziqukwe kuluhlu lwe egcina imali bakubetha ngoyaba kwimbali yentlawulo. Ngendlela, ukuba uthandwayo inkonzo yabo - ngokubonelela amakhadi nangoko ngetyala. Igama obuliqilima. Ngokubanzi, imali kaWonke Money Bank lwetyala ukuthatha omnye - kuba ethandwayo.

"Russian Standard"

Lo mbutho kwakhona ubhekisela uluhlu osihloko sithi "Iibhanki ukuba musa khangela imbali credit." Isenza inkonzo mboleko nokubonisa. Isicelo siqwalaselwe ukuba imizuzu eli-15-20. Eli xesha elaneleyo ukuqinisekisa ukuba ibhanki ugqibe ngayo imali eninzi ukuze anike umxhasi wakhe.

Le nkonzo iyafumaneka kumntu wonke. Ngenxa ukuze usebenzise oko, kubalulekile ukuba niyinikele kuphela yokundwendwela. Kodwa yintoni ingcono - mboleko Express uya kukhutshwa ukude, nge inkonzo online. Kuphela eliqingqiweyo lobudala - umthengi kufuneka ube neminyaka engama-23 ezona zininzi kwiminyaka engama-65.

Isixa ekungabonini engange ukusuka 3,000 ukuya kwizigidi 1. Ithuba Ubuncinane - iinyanga ezi-3. A eliphezulu - iminyaka emi-3. Ireyithi uqinisekiswa ngokomba ngamnye.

Bank "Renaissance Credit"

Kufuneka kuqatshelwe ingqalelo ekhethekileyo. Khangela ukuba imbali banks ngetyala? Ezifana "Renaissance", akukho. abathengi sinikela uphumezo ekude ye ikhadi lokuthenga ngetyala umda engange ukuya ku-150 000. Kubalulekile ukunika inkcazelo eneenkcukacha kuphela engabo (passport), malunga nemeko yakhe zemali kunye namava. Ukuba abameli yombutho, xa umgaqo, yonke into isebenza - loo mntu uya kufumana ikhadi mini. Hi ndlela leyi, ukwenza ifomu yesicelo intanethi, akanako nangoko ucacise isebe apho kuya kuba lula ukuba ukugqitha ngaye.

Kuthekani credit ngokupheleleyo? Zesixa mali-mboleko engange-500 000. Lokuvuthwa - ukususela kwiinyanga ezingama-24 ukuya kuma-60. Izinga ukuba abathengi "ingxaki-free" yi-15.9% ngonyaka. Kuba ezo Iintlawulo akhawunti imbali ulihlwempu - 19.9%. Ndiyavuya ukuba kukho iintlobo ezininzi kweenkonzo ezinikwa abantu abaneengxaki zemali. Ngenxa yokuba "Renaissance" gqolo kwezikhundla kwezi zixeliweyo ezahlukileyo dwelisa iibhanki musa khangela imbali yekhredithi. EMoscow - elikomkhulu, kwaye inee- kwimibutho ezinjalo. Kodwa "Renaissance", ikomkhulu yayo ibekwe kwindawo enye, othandwa kakhulu.

"Sovcombank"

Umntu akufuneki uyilibale, ukuhlela iibhanki musa khangela imbali ngetyala. Совкомбанк » всегда. Uluhlu lwemibutho ezinjalo iquka "Sovcombank" ngamaxesha onke.

Le nto ingqiqo. Yibhanki inkulu yabucala profile jikelele. Ngokuyintloko ijolise ekuboneleleni ngeenkonzo zemali kubantu abangenayo ukufumana kwanele. Ezi ziquka umhlala, abemi kweendawo ezincinane kwaye, kakade, abathengi kunye nembali elibi kwicala lamatyala. Oku waze wathi kwi inkcazelo ebhankini.

Kwaye, kwakhona, enye yeenkonzo athandwa kakhulu adunyiswe ngokukhawuleza. Ukusuka umntu ipaspoti Russian kuphela iyafuneka, ukuthobela umda yobudala (iminyaka 85) kunye ukuxatyiswa nyanga-4. Liyinyaniso elokuba, isixa uyakwazi ukuthatha elincinane - ukusuka engange-5 ukuya 40 amawaka.

Apho enye nisinga?

Kukho imibutho embalwa ukuba ungaqhagamshelana. Kwaye kufuneka ezibenza kuluhlu:

• "Tinkoff" yaye "Promsvyazbank" (imbali olufundwa, kodwa ukulibaziseka encinane, kwaye iziphene kunjeya akabalwa).
• "Trust" (yokundwendwela kuyimfuneko).
• "Prominvestbank" yaye "ZapsikomBank" (isiqinisekiso kufuneka kumvuzo).
• "Orient Express" yaye "Summer Bank" (unyanisekile iimfuno kubaboleki kunye isezantsi yamaxwebhu).
• Kucelwe Bank. Khangela ukuba kwimbali credit "Kucelwe Bank"? Hayi, yena kwimarike zemali kutshanje kwaye uzama ngandlela zonke ukuba asisuse abathengi.
• "City Bank" (awayenokuncedisa ubukhulu eyahlukileyo ngokupheleleyo, kodwa ngenxa isixa enkulu kwakufuneka isiqinisekiso esemthethweni yengeniso).

Njengoko ubona, kuquka abantu imbali yentlawulo embi kukho indlela. Kwaye akukho namnye. Nokuba ukusebenzisa njani - ukuba wonke umntu isigqibo ngamnye.