Imali Mutual "Alfa-Bank": hoxa, uhlalutyo amandla, ncomo

imali Mutual "Alfa-Bank" ngokuya ethandwa ngakumbi phakathi kwabantu Russian. Esona sizathu kukuba kukwandisa inzuzo yesibambiso.

Yintoni i Fund Mutual?

Ikota yesi-mali mutual - ke basisishunqulelo yeyunithi mali mali, complex impahla, esekelwe kulawulo trust nenkampani ezizodwa. Injongo yale fund kukwandisa ixabiso lwepropati kwixesha elizayo.

assets I Fund siquka kwizabelo abasunguli. Ukudala mali efanayo, kufuneka ukuba ukutshintshela ilungelo ukulahla inkampani yakhe yolawulo impahla.

inkampani okukhethekile

Oku kucingwa ukuba ibe yinkampani ezikhethekileyo, elawula imali efanayo. Management kufuneka ihlangabezane neemfuno zabatyali-mali, hayi, ukuba ningazicingeli ngaphezu umthetho.

Ratio abagcinisa emiselwe isixa-mali efanayo. Ngokwawo, isabelo - isibambiso esiqinisekisa obunini propati. Kwakhona kugqiba ubungakanani umnini isabelo-mali.

imali Mutual "Alfa-Bank"

Ekupheleni kwenkulungwane yokugqibela, "Alfa Capital" uye waba yinxalenye "Alfa-Bank." Ukuza kuthi ga ngoku, le nkampani linamanqaku ngaphezu kwamakhulu amane ukuphunyezwa, nto leyo inzuzo enkulu qela.

Ngoku abathengi babe uluhlu olubanzi mali efanayo. Bonke bephela zingahlulwa ngokweendidi ezintathu ezibanzi:

• Classic;
• imali imboni;
• imali ezizodwa.

Kwamatyala, umngcipheko kwakunye nokubuyiswa mali efanayo, "Alfa-Bank", kunye nesakhiwo-mali ukwahlula enye kwenye. funds Classical mutual zithathwa imixokelelwane kunye noninzi. Ukuthembeka iphothifoliyo kumiselwa isixa iintambo kuyo. Kuyimfuneko ukuba ukukhumbula umthetho engundoqo: xa kukho inani elikhulu lezabelo kwiphothifoliyo kwemali mutual ibhate mali "Alfa-Bank" ziya kuwa, kodwa umngcipheko wokulahla imali lincinane kakhulu. Lo mgaqo usebenza reverse: eliphezulu umlinganiselo izabelo isakhiwo mali yotyalo-unit, kungona imveliso, yaye ngaloo ndlela kwandisa umngcipheko yepotifoliyo.

Njengoko kushishino-mali efanayo, basonta ukuya kwicandelo elithile ezoqoqosho. Umzekelo, ukuba kuthengiswa, izibonelelo, izibonelelo, njalo njalo. Ngoko ke, ukuba umtyali lityale imali yakhe enye imali, ingeniso ziya kufumaneka kuphela xa icandelo ehambelana kuqoqosho kuya kuqhubeka ukuze zikhule.

Iimpawu mali efanayo. funds Classic mutual

Ukususela igama mali mutual kuba wayeqonda ukuba abaphulaphuli abo kujoliswe kubo abatyali angqingqwa abangekho lula kakhulu imisebenzi eyingozi. funds Classic mutual "Alfa-Bank" kuba nomtsalane kwabo abatyali zimali abazimisele ukutyala imali ukuba asuse izixhobo zemali, nto leyo into izinto usemthethweni ipotifoliyo odidi, oko kukuthi, bonds kunye noninzi.

abaphathi Fund Mutual zama ukulinganisa isikhundla, eyenza mene kangaka kuyingozi. Iimali classic mutual ziquka imali efanayo zilandelayo:

1. I MICEX index.
2. Imali eseleyo.
3. izabelo ulwelo.
4. Bond plus.
5. isitokhwe Growth.
6. Eurobonds.
7. Reserve.

Olu hlobo mali mali ezivame kakhulu. Ba phantse kuzo zonke inkampani ezizodwa. Ukubeka iliso Dynamics mali efanayo, okanye enye inkampani ulawulo "Alfa-Bank" kusenza siqonde indlela athembisayo i yotyalo-mali.

"Alfa-Bank" fund utyalo-mali efanayo "Ibhalansi"

Le PIF izixhobo ezingundoqo esitokisini imixokelelwane beenkampani ezinkulu Russian. Esi sizathu siphambili eseleyo mali. Kakade phakathi kwiminyaka emithathu yokuqala i "Ukuxhathisa" liye lakhula ixabiso phantse-65%.

Kwiinyanga ezintandathu zokuqala zempilo-mali efanayo sayo yawa 0.3%. Noko ke, ekupheleni konyaka wokuqala, ixabiso fund mutual "Ibhalansi" uvukile phantse-21%. Okoko kwasekwa ixabiso layo mali inyuke nge-60%.

"Alfa-Bank" fund utyalo-mali efanayo "Gainers"

Le ngxowa-mali yenza-mali ukutyala imali zabo ezitokisini na iinkampani ayinkulwanga kakhulu kwaye kancinane-yaziwa. Ngoko ke, abatyali kuthenga iinkampani izibambiso, lo gama ukugcina amahle eliphezulu ukukhula.

Ukongeza, PIF "Gainers" kunika ithuba lokuba utyalo kwiinkampani evela ehlabathini lonke. Ngenxa kule phawu kuzuzwa kwinqanaba eliphezulu nokwahlukana.

Ngenyanga yokuqala ukususela ekuqaleni ixabiso layo le-mali inyuke nge-0,72%. Kwiinyanga ezintandathu kamva, i-PIF wongezelele 13% nexabiso layo. Ukususela mzuzu xa kwamiselwa le Fund, ixabiso layo liye lenyuka ngaphezu kwe-117%, nto leyo liphantse amaxesha amabini ngaphezu ixabiso unit investment fund "Ibhalansi".

"Alfa-Bank" fund utyalo-mali efanayo "Bond Plus"

Kakhulu kwayo eziphakamileyo ezo zixhobo kwetyala ephethwe ngurhulumente. PIF "Alfa-Bank", "Bonds Plus" yenza-mali yokuthenga izibambiso ingozi ephantsi. Le benkampani of izibambiso ezinjalo izenzo karhulumente.

Ukususela ukumiselwa ixabiso unit fund utyalo-mali "imixokelelwane plus" linyuke nge-220%. Le yenye iziphumo yobukhulu phakathi yonke imali efanayo ezifundiswayo "Alfa-Bank". iinzuzo ezinkulu kuphela "Eurobonds" (phantse 300%) kunye "Izabelo ulwelo" (malunga ne-230%).

Ezinye iimali mutual Classic anikeziweyo ngu "Alfa-Bank"

Uhlalutyo-mali efanayo "Alfa-Bank" ibonisa ukuba ukwanda inkulu ixabiso bobabo i "Izabelo ulwelo" yaye "Eurobonds". Kancinci emva and "Bonds plus." PIF "Reserve" liye lakhula ixabiso 190%.

Le ngxowa-mali kuphela Classic, Amanxuwa awo ndibuye ndiwakhe ixabiso ukususela ekuqalweni kwayo, i "MICEX". Uye bewile ixabiso nge-12%, nangona ekuqaleni ukubonisa iziphumo ezihle - iminyaka emithathu, ixabiso layo liye landa ngesiqingatha. Sixhobo iphambili yale Fund leyo izibambiso zeenkampani zasekhaya.

mali ezizodwa mutual

Olu didi kwemali baziindidi ezintathu: "Strategic Investments", "Alfa Capital" yaye "Gold". Ukususela igama mali yokuqala, unako ukuqonda ukuba ubandakanya umtyali-mali ukutyala iphothifoliyo ibe yiyantlukwano ukuvuthwa kunye lwemali. iiphothifoliyo anjalo angaquka ixesha elide nezibambiso eliphakathi-term. Kwiinyanga ezintandathu zokuqala ngxowa-mali elichithwe ixabiso phantse-5%, kodwa ngoku ixabiso layo iphezulu 128% kunokuba kwakunjalo ngexesha nokubunjwa kwayo.

kakhulu ndathandana PIF ixabiso "Gold". Emva kweminyaka emithathu ukususela ekuqalweni kwayo, ixabiso lenyuka nge 76% kwi-mali, kodwa nje ukunyuka kwamaxabiso i ngaphantsi kwe-1%.

"Alfa Capital" yenye yezona mali kakhulu phakathi yonke imali efanayo ukuba ezifumanekayo ezivenkileni. osemqoka yaso uhlobo lekhefu. Okwangoku, wongeze ixabiso phantse-270% yena. Le ngxowa-mutual wenziwe esitokisini kakhulu ulwelo, iqhina oluthembekileyo, kwakunye izibambiso themba ophezulu ukukhula okubonakalayo.

fund kwicandelo

Eli qela iqulathe mali ezintlanu: "Technology", "Izibonelelo", "brand", "Urhwebo" yaye "Resources". Eyokuqala kuluhlu kwemali yenza-mali ukutyala imali kwizabelo zeenkampani esebenza kwicandelo ubugcisa eziphakamileyo. Umahluko omkhulu phakathi izibambiso zeenkampani enjalo amathemba eliphezulu ukukhula. Utyalo-mali kule ngxowa-mali inokuba ofanelekileyo ixesha elide. Ukusukela ekusungulweni-mali efanayo ixabiso layo liye landa nge phantse-110%. Nangona kunyaka wokuqala ixabiso kuthechu iyehla ngexa mali.

imali Mutual 'Urhwebo' yaye 'Resources' aye anda ixabiso nge-65% ngamnye. Le ngxowa-mali wokuqala sinika ithuba lokwenza utyalo-mali kwiinkampani ezivela kwindawo borhwebo, kwakunye amacandelo oshishino kwemichiza le, obunjineli boomatshini kunye noshishino ukutya. Investments kwi "Resources" abonisa imali kwi-oyile negesi candelo, leyo ethembisa kakhulu kule mihla siphila kuyo.

imali Mutual "Brands" yaye "Iziseko" elichithwe ixabiso ka-31% ne-12% ngokulandelelana. PIF "Brands" ivumela ukutyala kwicandelo zemali. Portfolio lweentlanga ezahlukeneyo - kumazwe kunye zemali. "Izibonelelo" kukuba ukufumana izahlulo izinzile ekuyizaliseni kwicandelo eneji. Noko ke, nenzuzo yayo lehla kakhulu kwiminyaka yakutshanje.

Reviews ungumdlali

Xa ukhetha kwengxowa-mali efanayo ukuba utyalo-mali uzayo ncomo zoncedo malunga mali efanayo, "Alfa-Bank." Kakade ke, ukuba babe elidibanisayo okanye elithabathayo. abasebenzisi abaninzi kwi Internet ukuvakalisa ukungoneliseki kwabo nesibakala sokuba imali mutual ngeke iqinisekise ingeniso ezinzileyo.

"Eurobonds" PIF kakhulu ethandwa Classic ibizwa kuthi. Kwakhona, uninzi luye ukutyala kushishino mali efanayo, ezizezi - ngobuchwepheshe. Idla ibhalwe ngendlela entle ukuba iimali mutual siyanda uluhlu lezinto utyalo.