A trio yeebhanki. Iinkonzo nengxelo zabathengi

"Three D" - ebhankini ngokulinganayo umfana yayo eyintloko ofisi okwindawo eMoscow. Namhlanje, iziko lwemali ngononophelo kunjalo ekuphuhliseni ushishino ngemiyinge emincinci,, kubaluleke kakhulu usenalo ngeenkonzo lweeklayenti ezikushishino.

Malunga Bank

umbutho Financial ZAO "bamaZwe D Bank" yasekwa nolawulo ebhalisiweyo bekusithi ekupheleni kuka-2002 kwaye ekuqaleni ngokuba ZAO "Standard Bank." Njengoko kwicala ezingundoqo iinkonzo zoshishino sele ezikhethiweyo lweeklayenti ezikushishino, kwakunye nokukhuthazwa kweenkqubo zotyalo. Ngelo xesha, iziko mali iye i-100% ezizalwa Standard International Holdings (SIH).

Kwisiqingatha sokuqala sika-2009 kunye neqela SIH bamaZwe Yencoko yababini asayina isivumelwano kwi nembumba yobuchule, ukuphumela 'bamaZwe "ifumene ebonakalayo utyalo-mali lwangaphandle, yaye impahla ngokupheleleyo kwizabelo" Standard Bank ". Malunga nonyaka kamva iziko lamatyala itshintshe igama layo yaye yaziwa ngokuba "Yencoko yababini bamaZwe".

Zimbalwa kweminyaka, lo mbutho ilungu bamaZwe Yencoko Financial Group. Logama nje umbutho umzali ngo-2011 akukho ngokupheleleyo yathatyathwa yi-Savings Bank kwaye sele idityaniswe kwi nkampani.

Ekuqaleni Sberbank izicwangciso ewamisela ngokusekelwe yeziko efunyenweyo mali yenye yeebhanki zinamandla emarikeni, begxininisa kwi neenkonzo zotyalo-mali yequmrhu nokubonelela enkulu. Kodwa izicwangciso zitshintshile kakhulu, yaye ngo-2013 iziko yokubolekisa yathengiswa kubanikazi ezintsha. Malunga nelo xesha, kwakhona ukutshintsha igama layo ukuba "Three D". Ibhanki saba phantsi kolawulo abanini abatsha, phakathi wayekho kaYuri zhukov.

Ukuza kuthi ga ngoku, eli ziko-mali ilawulwa Vladimir Akaeevym ngenye iinkampani eSipro.

iidipozithi Bank "Three D"

Uzoba "Three D Bank" iidipozithi ngenkuthalo kuphela kutsha nje, emva kokufika abanini abatsha, abaye bagqiba ubuyisele ishishini kwiziko lemali kwaye uthumele iinzame ezongezelelweyo kuphuhliso lwecandelo ngemiyinge emincinci.

Iminikelo, nto leyo inika "umGangatho Ibhanki", sezineentlobo ngeentlobo kweemeko. Kodwa umdla zimele ngaphezu kwabo ungathanda ukushiya imali kwiziko lamatyala kwithuba elincinane ngokwentelekiso ixesha. Ubuninzi beemali olukhoyo kuba ngunyaka 1. Inzala e engange uyakwazi ukufikelela 13.5% kunye lwemali amazwe ye 4.2%.

Ezinye iimveliso ngenxa abagcinisa, nto leyo inika "umGangatho Ibhanki" asingabo kakhulu umgangatho imarike Russian. Umzekelo, igalelo lalowo "Index" kunenye phenyane umyinge wenzala, leyo ixhomekeke imiqathango TOP-10 iibhanki Russian wanikela nxaxheba yi inani mali umdla kubantu.

Ngokuqhelekileyo, zonke iidipozithi abekwe ngabantu ebhankini "Three D" insured ngurhulumente. Plus abathengi angabona ezahlukeneyo iinkqubo bonus.

credits

Kwi i "Three D" nokungeniswa abantu emzimbeni bangena kwimarike kakhulu kutshanje. Noko ke, namhlanje kusondezwe abathengi kunye yemali mboleko. Ngokungafaniyo amaziko ezininzi credit "Three D" ithanda indlela ngamnye kumntu ngamnye.

Ngokulula ugcwalise ifomu yesicelo kwi-website okanye e-ofisini nabasebenzi ziya kuqhagamshelana ukuxoxa iimeko ezithile. Bona ezikhethiweyo ngamnye kumntu ngamnye yaye azifani. Oko kukuthi "Three D Bank" okusuka kubaboleki ofunyenweyo kakhulu HIV.

Iinkonzo ze amaqumrhu asemthethweni

Ukususela ekuqaleni, ishishini lebhanki "Three D" sele ithunyelwe ngenxa sokutshintsha uboleka ezinkampani. Kuvumelekile ukuba iqokelele eminhlanganweni zemali kunye igqiza leengcali ukubonelela ngeenkonzo ngokungqinelana umgangatho ophezulu mihla.

amaqumrhu asemthethweni Ungathatha ingqalelo ngaseludinini "Three D" credit, vula i-akhawunti ekuhloleni i-akhawunti yangoku, khetha idipozithi. Luphawu Phuhlisa bank card iimveliso, nomnikelo corporate abathengi ezifana payroll iinkonzo, kunye namashishini cards.

Umnini-iintlangano inxaxheba kurhwebo, ekufumaneni iinkonzo ezifumanekayo. Kuba abo ishishini enxulumene nokuziswa iimpahla ezivela kwamanye amazwe, nazo iinkonzo ukuya ulawulo exchange angaphandle. ingqalelo Special "Three D" byi iinkqubo ezahlukeneyo zotyalo-mali.

abasebenzisi izimvo

Umbutho zemali zijolise ezinkampani, Kakade kufuneka zihambelane neemfuno eyona inzima. Ngoko ke, i-ncomo "Three D Bank" wafumana ubukhulu becala HIV, kwaye kwimeko imeko yingxaki isoloko ithe yahlangana umxhasi kwaye izama ukusombulula le ngxaki okanye ubunzima.

Uninzi zabucala abathengi ze ibhanki waphawula indlela entle aphezulu abasebenzi abasebenza kumagumbi lokusebenza. Ukuba kuyimfuneko, behlala bekulungele ukunika umxhasi ngeengcebiso zonke iimveliso ezinikezelwa yi "Three D".

abathengi abaninzi uphawula kube lula indawo ofisi, ngembeko undwendwe nganye kunye nendlela umsebenzi abasebenzi, okuhambelana migangatho iphezulu zebhanki.