Credit kunye zebhanki inkqubo ye-Russian Federation

E langoku imini zebhanki inkqubo uchazwa iseti beebhanki ezahlukeneyo kunye namaziko yokubolekisa. Ezona mpawu kakhulu onamandla a engundoqo yebhanki karhulumente, yena ibandakanyeka ukukhutshwa kwemali, nayo liboleke inkqubo zebhanki lonke, usebenzisa izixhobo zokuhlala kunye nemali, ukukhonza ukwakhiwa eyinkunzi, libandakanywe kurhwebo lwangaphandle. Yonke inkqubo yogcino, isakhiwo kunye umsebenzi zilawulwa yi-Central Bank of the Russian Federation.

Credit kunye zebhanki inkqubo ye-Russian Federation

Iibhanki zahlulwe ishishini, nokuthe tye, nayo likuvumela ukuba udale iindlela amatsha kwezoqoqosho kweli lizwe. Ulungiselela imali kwegazi kwaye lisebenza abathengi kwi-Central Bank. Yena kwisigxina esikhethekileyo - yinto engundoqo Oran phakathi amaziko inxaxheba kwimisebenzi zoshishino kunye nolawulo. Kwaye wenza njengoko kwibhanki zorhwebo, kodwa inzuzo akanguye njongo iphambili imisebenzi. Akukho ibhanki yorhwebo ongenayo izibonelelo ezinjalo. Eyona njongo iphambili ye-Central Bank ke ngumfuziselo nkqubo karhulumente kulo kwinqanaba ejikeleza, ubonelelo ezinzile amandla okuthenga imali, kwi ummiselo kwinqanaba yowiso yaye kamva ukulawula neebhanki zorhwebo. Ebambeleyo ekhankanyiweyo amatyala kweebhanki, i-Central Bank ilawula zesi zoqoqosho

Le ukwahlulwa kwemisebenzi kuvumela Central Bank of the Russian Federation ukunikela ingqalelo engakumbi ummiselo wokukhutshwa note, ezixhasa ukusebenza ezinzileyo kwinkqubo neebhanki, ukuzibandakanya kulawulo lemali lonke uqoqosho, ngokunjalo kwemithetho.

Credit kunye nenkqubo logcino-mali esebenza kakhulu, kuquka zonke ubudlelwane ngetyala kwaye oluhlala ngohlobo lwemali lizwe, kamva onikela imali ngohlobo mboleko.

Ukuza kuthi ga ngoku, le nkqubo samatyala lizwe yenziwa links ezininzi:

• kwicandelo logcino;
• I-Bank Central;
• icandelo inshorensi;
• namaziko ahlukeneyo zemali ezikhethekileyo.

I-Bank a liziko ngetyala apho unelungelo lokwamkela imali amaqumrhu asemthethweni kunye nabantu kunye ukubekwa kwayo ngokokubona kwayo yedwa, baze babuyele kumnini. Kwakhona, ibhanki iya ukuvula nokugcina ii-akhawunti zebhanki abantu kunye nemibutho esemthethweni. Imali kunye necandelo leebhanki uxhomekeke ngokupheleleyo kwi-Central Bank, kulandele ngamaziko zebhanki karhulumente kunye nawabucala. Ukuba enze le misebenzi ilandelayo:

• kunikezelo mboleko ixesha elide elifutshane elide, iidiphozithi inxaxheba iibhanki zorhwebo;
• nokubekwa ityala kunye kwezengqesho kwi-Central Bank inxaxheba iibhanki zorhwebo;
• mboleko mortgage inike mortgage ixesha elide;
• umhlala zinika imali yomhlalaphantsi,
• nazo inkqubo yokubolekisa inxaxheba kuluntu ngetyala.

Yonke inkqubo credit kunye zebhanki kuxhomekeke ikakhulu kwi-Central Bank, kodwa ngoncedo urhwebo, utyalo-mali, iibhanki mortgage kukho ummiselo kwemali eziinkozo kunceda urhulumente lokuphembelela macro-noqoqosho lwelizwe liphela. Credit kunye necandelo leebhanki kubaluleke kakhulu kulo naliphi na ilizwe.