Yimalini eyokulungisa rhafu: i ubuqili irhafu

ingeniso Personal ngayo irhafu. Yinto eyaziwayo ukuba wonke umhlali. Noko ke, asingabo bonke abantu bayazi ukuba yinxalenye yale mali banokuphinda umva, kwaye hayi yonke irhafu. Yimalini eyokulungisa rhafu? Kwimeko nganye, amanani ezahlukeneyo zithathwa. konke kuxhomekeke koko hlobo lotyando wenza ummi, kwaye sithini isixa. Ngokwemveli, Noko ke, ingeniso kuyarhafelwa ngesantya ezilishumi elinesithathu ekhulwini. Kodwa kungenzeka ukufumana kunye neenzuzo, nto leyo eya kuba luncedo ukwazi wonke.

Ezingenayo. Yintoni irhafu

Ingeniso ye oyedwa - oko kukuthi, ngokwengqiqo ebanzi, imali okanye ezinye izinto eziphathekayo, intsalela iindleko ekungenwe yi ngummi. Kukho ikho into yerhafu yengeniso. Kuyinto umlinganiselo othile ukutsalwa ukuba ngummi uhlawula urhulumente.

oku kulandelayo kunganxulunyaniswa ingeniso irhafu:

• Ingeniso evela kwintengiso nayiphi na ipropati leyo ebe ngummi iminyaka engaphantsi kwemithathu.
• Ngongeniselo kwindawo engundoqo yomsebenzi kunye bangasebenzi indibanisela kunye udibaniso.
• Zokuxelela mhlaba irente kwabanye abantu.
• Amabhaso ngeentlobo ezahlukeneyo, kuquka ilotto.
• Enye ingeniso-lizwe yesizwe.

Kwengeniso ezo nto kuxhuzulwa irhafu

Kuba uluhlu yengeniso, awanyakazela ngayo ngummi akukho ukuhlawula iirhafu, zezi:

• Kwengeniso evela kwintengiso lo mhlaba asemthethweni azakusetyenziswa kwiminyaka engaphezu kwemithathu.
• Ingeniso efunyenwe njengelifa.
• Ingeniso evela ipropati ezihonjiswe njengesipho esivela umntu kusapho lwakho.

irhafu: ukusuka lishumi ukuya kumashumi amathathu anesihlanu

Of isixa-mali ehlawulwa njengepesenti. Kuba umsebenzi ngalinye izinga yayo. Yokuba ibalwe ngqo yaye isixa serhafu.

Ngenxa yoko, izinga lixhaphakileyo ezilishumi elinesithathu ekhulwini ngalinye isebenza ezi ntlobo zilandelayo yengeniso:

• Imivuzo, imivuzo kunye nezinye iindleko ezinxulumene nokuqeshwa yomntu.
• Kwengeniso evela kwintengiso kwipropati iintlobo ezahlukeneyo.

Izinga elinesihlanu ekhulwini ngalinye lisetyenziswa kwi ngokubamba irhafu kwingeniso efunyenwe nezahlulo umbutho ngokusekelwe kummandla Russia.

Iqondo werhafu kwi mali ka-amathathu ekhulwini ngalinye sisetyenziselwa umsebenzi okanye eminye imisebenzi ingeniso-yokwenza ngokunxulumene yelizwe non-abahlali. Eliphezulu izinga efanayo-35 ekhulwini lisetyenziswa kwiimeko apho ummi lifumene ibhaso.

Nomvuzo. Njengoko irhafu?

Wonke umntu uyazi ukuba ingeniso evela ingqesho, kukholelwa ukuba ahlawule irhafu. Yintoni na imali kumvuzo na na irhafu? Kusenokubakho iinketho ezininzi:

• Ukufumana uncedo lwemali.
• Ukufumaneka kokuba kutsalwe irhafu.
• Iintlawulo Yembuyekezo.

Kuzo zonke iimeko ngasentla, umqeshwa unelungelo lokuba agcine umlinganiselo othile, nto leyo irhafu sithathwa.

Kwezinye iimeko, kumvuzo womqeshwa sirhafiswa izinga elinesithathu ekhulwini.

ezibonakalayo. nokuba irhafu zithathwa

uncedo eziphathekayo, njengoko kutshiwo apha ngasentla, kuya kuhlawulwa ngokupheleleyo, ngaphandle kokuba kutsalwe kurhulumente. Sithini isixa ayikho irhafu kulo nyaka? uncedo lwemali rhafu nje itotali yawo yongeza kubo unyaka sele ifikelele amawaka amane. Oku kuchazwa kwi-Code Tax. Oku kuquka iintlawulo ukuba inkampani uphumeza ngaphandle ngokungqinelana nesivumelwano esihlanganyelweyo okanye amanye amaxwebhu zangaphakathi umqeshi.

Oko kukuthi, ukuba umqeshwa uye wafumana uncedo lwemali kwi-mali ka amawaka amahlanu engange, makarhole imali engange-130 kuphela, oko kukuthi, irhafu kuthathwa omnye amawaka kuphela. Kwimeko apho umqeshwa efunyenwe ngonyaka uncedo kwezinye izinto, umzekelo, abangama amawaka engange, waza watsala enye ezine, kulo mzekelo, amawaka amane kuya kuxhomekeka mnye nayo.

Nangona kunjalo, kubalulekile ukuqaphela ukuba ezinye uncedo ezibonakalayo kuyarhafelwa bonke, ezifana kumngcwabo umsebenzi. Kunjalo nemali awandibabala phezu ukuzalwa komntwana. Yimalini eyokulungisa rhafu kule meko? Akukho ngaphantsi kwe amahlanu amawaka engange, kodwa umntwana ngamnye. Oko ezifanelekileyo kuthatyathelwa ingqalelo mali ezinikwa ngabazali bobabini.

kokuba kutsalwe irhafu ebantwaneni kunye

Kukho ikho into ukuxhuzulwa irhafu. Yimalini eyokulungisa rhafu? Abantwana kufuneka nokunye zabo. Kuxhomekeka kwindlela le ngxelo komntwana kuzisa kuye umzali mnye, nokuba unokukhubazeka, kwaye imali ingahluka. Ngokubanzi, umntwana wokuqala ngaphantsi kweminyaka elishumi elinesibhozo ubudala, wakhulela kwintsapho lomelele, umzali usindisa 182 engange ngenyanga, elinceda ukuba malunga namawaka amabini ngonyaka "busondele." Kuba ukutsalwa kufuneka ingeniswe kwi uthotho lwamaxwebhu accounting afana nesatifikethi sokuzalwa.

Nangona kunjalo, kukho imida yayo. Ngenxa yoko, ingeniso qho accrual zonyaka kufuneka ingadluli 350 lamawaka engange. Umzekelo, ukuba umzali ufumana amashumi amathathu anesihlanu amawaka, sele ngenyanga yeshumi uya kuphulukana nelungelo kwesi sibonelelo.

kokuba kutsalwe irhafu for iphela umsebenzi. Baya Ungasebenzisa ekuliwa, kwakunye nabantu abakhubazekileyo kuqala kunye namaqela yesibini. Hi xikombiso, le yokugqibela banelungelo ukuba kutsalwe kuyo imali engange ezingamakhulu amahlanu. Oku kuthetha ukuba kuloo nyanga mabanisindise engange-65. The samba ngakuba umkhulu ngokwaneleyo, kodwa ngokubanzi inceda ukukhusela imali.

imbuyekezo iintlawulo

Sithini isixa abawuthobeli accruals yerhafu yengeniso kwi umsebenzi? Oku kungaquka intlawulo eziluhlobo zembuyekezo. Umzekelo, ukuba umqeshwa sele iwupasisile uvavanyo lonyango, njengoko isicelo kwishishini eyingozi, esi sixa siya babuyela kuye, ngaphandle irhafu.

Kukwasebenza kwanjalo kuyo iintlawulo ezinxulumene ngumama. Woman ifumana ikhefu lakhe kubeleka, isixa semali, kwakunye ekuthiwa "ikhefu" kuyilo lwekhefu yokunyamekela umntwana wabo ngendlela esulungekileyo. Utsalo kwiofisi yerhafu nezi mali wenziwe.

Le meko ifana intlawulo ukunciphisa abasebenzi. Imbuyekezo iinyanga ezimbalwa, xa umqeshwa kwi exchange yabasebenzi, akukho rhafu.

Ukuthenga nokuthengisa iimoto. niceties

Yimalini eyokulungisa rhafu emsebenzini, kakade. Noko ke, maxa, abemi ithuba lokuba athenge okanye athengise kunye nempahla, umzekelo, imoto. Apha kukho bokuqonda ezinxulumene namagunya yerhafu.

Umzekelo, umthengi kumatshini akafumani nayiphi na imali, phezu koko, yena ukuchitha imali yabo. Kulo mzekelo, ufanele ukuhlawula iirhafu ukwenzela ukuthenga. Noko ke, ukuba kusetyenziswa imoto, ngoko ngamacala omabini intengiselwano kufuneka ukuba ahlawule irhafu isithuthi. Ekupheleni konyaka, iqela ngalinye kufuneka ahlawule isixa ixesha yena owned umatshini.

Umthengisi isithuthi, ke, wamkela umvuzo. Ngoko ke, kuyimfuneko ukuba bangenise isibhengezo ungadlulanga umhla wamashumi amathathu anesibini ka-Aprili kunyaka olandelayo kunyaka wo yingisela. Izinga esetyenzisiweyo kulo mzekelo, kwakunye ingeniso esuka kwingqesho, okt ingumlinganiselo ezilishumi elinesithathu ekhulwini.

Yimalini eyokulungisa irhafu xa uyithengisa imoto? Eneneni, kukho ubuqili ezinceda ukugcina on yokuthengisa isithuthi. Ngoko ke, akukho iintengiselwano irhafu kunye imoto, obiza ngaphantsi kwama-250 amawaka engange. Xa kunjalo, xa imoto ibiza kakhulu, kuba sixa ususe esi sixa semali, kwaye ngebhalansi uze ususe irhafu.

Njengoko kukhankanyiwe ngasentla, oko rhafu isithuthi ethe kwinkonzo iminyaka engaphezu kwemithathu. Kukwasebenza kwanjalo kuyo kulo imoto, nto wathengisa ngayo kwi ilahleko, oko kukuthi, iye eyathengwa ngexabiso ngaphezu koko wafumana ekuthengisweni. Enyanisweni, kuye kucace ukuba yimalini na irhafu intengiso imoto. Ngokubanzi - 250 amawaka.

Ukuthenga nokuthengisa impahla real

Yimalini eyokulungisa rhafu xa uthenga okanye nokuthengisa yokuhlala? bonke Oku kuxhomekeke ekubeni ngubani na ongummi, umthengi okanye umthengisi.

Phezu nokuthengiswa indlu, lowo ilifa ngaphezu kweminyaka emithathu kufuneka izicelo kwabasemagunyeni yerhafu ingxelo. Oku kuya kukunceda ukuba uphephe ukuhlawula irhafu konke konke nomthengisi. Yimalini eyokulungisa rhafu kwi yokuthengisa kwimeko umva? I irhafu erhafiswa kwi imali engaphezu imali engange kwesigidi.

Umthengi lo mhlaba unelungelo ngokupheleleyo ukuba kutsalwe irhafu kwi imali engange kwezigidi ezibini. Ukuze wenze oku naye kuya kufuneka ukuba uqhagamshelane ne-ofisi yerhafu. Emva kokuba kokungeniswa sibhengezo, yena uyakwazi ukukhetha iinketho ezimbini: ufumane imali ngqo ukusuka irhafu okanye anciphise iirhafu zabo kowona msebenzi. Noko ke, isixa imali yonyaka akufuneki igqithe imali yerhafu ehlawulwa kwindawo eyintloko umsebenzi wakhe. Oko kukuthi, ukuba ngummi uhlawula irhafu yonyaka mali engange angamawaka alishumi, iza kubuyiselwa kuye le mali kuphela.

Ulwazi imithetho zobalo kunceda ukuba wonge imali. Kungenxa yoko le nto ngummi kuhle ngaphambi kokuba uthenge okanye uthengise zoqhagamshelwano Code Tax. Kwakhona, umqeshwa kufuneka bazi amalungelo abo, xa efuna ngumqeshi lokubulawa kwabo. Ukuze wenze oku, kufuneka ukuba uwazi ukukwazi ukufumana kokuba kutsalwe irhafu, kwakunye nokubonelela onke amaxwebhu kwisebe accounting. Umsebenzi kwakhona ngokuzimeleyo ukubala ukuba irhafu ityala kuye ngokufanelekileyo.