Umqhubi wanyamalala kwindawo yesehlakalo: isijeziso kunye noxanduva

Unyaka ngamnye kwilizwe lethu kukho iingozi ezingama-200 000. Ngelishwa, malunga ne-10% yamatyala, umgwenxa wengozi, ephoswe phantsi komntu okanye efuna ukukhwela kwelinye imoto ngesantya esincinane, uzama ukuhamba ngokukhawuleza ukuze aphephe uxanduva. Ukongezelela, ama-5% abo aphelile, xa bebhengeze kwisiganeko esiqinisekisiwe, bhengela ulwazi olungelona nyaniso malunga nezizathu zomonakalo emotweni. Yintoni eyenzekayo ukuba umqhubi wanyamalala kwindawo yesehlakalo? Ukuhlwaywa kweso senzo kuxhomekeke kwizinto ezininzi, kodwa uxanduva oluphezulu lolawulo alukwazi ukunqandwa.

Umbuzo Weengxaki

Ubuninzi babantu, ukubetha imoto yomnye umntu, ukufihla kwindawo. Kwaye ukuba oko kungabonakali, ke isilingo sokushiya ukwanda okukhulu. Iipolisa zendlela, nazo, azinomdla ekufumaneni umgwebi, kuba akunakwenzeka.

Njengeengcali zithi, iipolisi zezithuthi ziza kukhangela umqhubi kuphela xa abantu belimala okanye ingozi ibangele ukufa komhlali (abemi). Xa imoto yakho ichithwe kancinci, amathuba okufumana i-culprit ayalingana no-zero.

Ubume bexanduva

Ukuba umqhubi wanyamalala kwindawo yesehlakalo, ubhekene noxanduva lokulawula. Nangona kunjalo, umoni uya kuhlwaywa kuphela, ngokuqinisekileyo, kuxhomekeke ekumisweni kwakhe. Ixhoba liyakwazi ukufumana intlawulo yomonakalo ebomini kunye nempilo phantsi komgaqo-nkqubo we-OSAGO kwaye ngaphandle kokuzisa isigwebo enkundleni.

Ingozi yengozi eyavela kwinkqubo yokuhamba kwendlela yesithuthi kunye nokuthatha inxaxheba, apho abantu babenzakaliswe okanye babulawa, iimoto, izakhiwo, imithwalo okanye enye imonakalo yonakaliswe.

Ngokuqhelekileyo kwenzeka ukuba umqhubi, abe ngumgwenxa wengozi, ophula iimfuno zeMithetho yeThutho yeThutho, echaza ukuba kulo mzekelo kuyimfuneko ukuyeka kwaye ungahambi ndawo kwindawo. Ukuba umqhubi akahambelani nale mfuno, ngoko ngokusemgangathweni uyasongelwa ngokunyanzelwa kwamalungelo, kwaye ngokugqithiseleyo - ekubanjweni ukuya kwiintsuku ezili-15. Xa umntu elala kwimeko yengozi, isihlwayo siya kuhlala sinzima kunokuba sahlala kude kube kufike amagosa amapolisa ezithuthi.

Imigango

Ngokuqhelekileyo umhloli ufanelekela ngokungafanelekanga ulwaphulo-mthetho olwenziwe ngumqhubi kwaye, kule nxu lumano, uyamthwala uxanduva olubhekiselele kunecala elingakumbi kunalo. Ziziphi iimeko kunye nendlela yokubhena izenzo zakhe? Ngokomzekelo, angabonisa kwingxelo yokuba umqhubi wabonakala kwimeko yengozi, kodwa enyanisweni, kungekhona kuzo zonke iziganeko zenkqubo yayo inokuqeqeshwa ngokufanelekileyo.

Nangona kunjalo, impazamo yomhloli ingabonakaliswa kwaye, ngaloo ndlela, iphumelele. Unokuzama ukunciphisa ubungakanani bentlawulo okanye ufumane ukuxolelwa ngokupheleleyo kwiimfanelo. Kwakhona kwenzeka ukuba abaqhubi abahluphekanga kumhloli, kodwa kwizenzo zobuqhetseba zabanye abaqhubi abangabagwebi ngokungabikho ukuba babangele umonakalo.

I-algorithm yezenzo ezenzweni zengozi

Uziphatha njani xa kwenzeka ingozi?

• Kubalulekile ukumisa ngokukhawuleza, vula ukukhanya kokukhanya, ufake uphawu lokumisa ngokukhawuleza kwaye ungatshintshi izinto ezinxulumene nesiganeko.
• Ukuba kukho amaxhoba, kubalulekile ukunika uncedo lokuqala kwaye ngokukhawuleza ubize i-ambulensi, kwaye kwiimeko ezinzima kakhulu kufuneka zithathwe esibhedlele kwimoto yazo (zibambe ukuhamba), uze ubuyele kwindawo yesehlakalo.
• Ukuba kuyimfuneko, kufuneka ukhulule indlela.
• Ukurekhoda iaderesi kunye namaqonga ezibonela ngamehlo, zirekhode iimpawu kunye nezinto ezihambelana nesiganeko.
• Shayela amapolisa kwaye ulinde amagosa okuthotyelwa komthetho.

Kubi nakakhulu xa umgwebi ebalekile kwindawo yengozi. Bashiya emva kwengozi, ngokuqinisekileyo, ngezizathu ezahlukeneyo: ukwesaba, ukuzithemba ukuba akukho mntu ubonayo oku njalo, nangona kunjalo. Kulo mzekelo, umqhubi uyazithintela ithemba lokwenza uphando nophando olupheleleyo kuzo zonke iinkcukacha zengozi kunye nethuba lokuqokelela ubungqina kwindawo yesehlakalo. Kukho umngcipheko wokuthi amangqina angamaxesha aya kuchaza imeko ngokungenjalo, aya kuphazamisa iziganeko. Kodwa ukuba umqhubi uya kutshintsha ingqondo yakhe aze avume ukuba netyala lakhe, amathuba okuba uya kuhlwaywa avulekanga.

Ukunciphisa uxanduva

Ukuhlala kwindawo kuyimfuneko kwizizathu ezibini. Umqhubi uya kunika inkxaso ngexesha elifanelekileyo kwixhoba (elimele) kwaye ngokukhawuleza ubize i-ambulensi. Ukuhanjiswa kwexhoba kwisibhedlele kwixesha elizayo kuya kubaluleka ekunqumeni umlinganiselo wecala lomqhubi. Kodwa ukuba ummi ubalekele indawo yengozi, isijeziso sakhe siya kuba sisona sikhulu.

Ngelo xesha, akuyi kuthathwa njengento yokufihlakeleyo kwindawo yendawo yokuphazamiseka xa umgwebi wedwa engakwazi ukubonelela ngoncedo kwaye ushiya indawo yengozi ukubiza amapolisa noncedo lonyango. Kubaluleke kakhulu kwi-qualification yezenzo kukubandezeleka kokulimala komzimba okwenziwe yixhoba.

Ulwaphulo-mthetho

Ukuzisa umnxeba wengozi ukuba uxanduva lolwaphulo-mthetho luyakwenzeka kuphela ukuba impilo yomntu olimele yona ibuhlungu obukhulu, okanye ingozi enkulu okanye ukufa kwayo. Ukuba yonke le miphumo emibi yenzeke ngenxa yokuba umqhubi ushiye indawo, umgwebi unako ukugwetywa iminyaka emithathu aze anikwe igunya lokubandakanya kwimisebenzi ethile.

Oko kukuthi, uxanduva lolwaphulo-mthetho lunokwenzeka kule nkqubela:

• Ubukho bezono;
• Ukubangela umonakalo wommi (wabemi) obunomlinganiselo obuthathakayo, umonakalo omkhulu okanye ukufa.

Ukuba umntu uyanyamalala kwindawo yengozi, isijeziso salo siya kuxhomekeka kubukhulu beemiphumo. Xa izenzo zomqhubi zingangeni phantsi kweSiqendu 264 seNkqubo yePalato yeRussian Federation, uya kuthwala uxanduva lolawulo. Kule meko, unakho ukunyanzelwa kwamalungelo kwisithuba seminyaka eyi-1 ukuya kwe-1.5 okanye ubanjwe iintsuku eziyi-15.

Nangona abanye abantu benetyala, kwaye umqhubi ohambayo waphawula oku, unokubhengela amapolisa kwaye ancede, kodwa akazange akwenze oku, unelungelo lokuthathwa uxanduva kwiinkqubo zolawulo.

Kwimeko yesiganeko, kuyafuneka kwakhona ukuba uhlale uncedisa amapolisa ekuphenyweni kweli phepha. Zonke iinkcazo zakho, izenzo zokufumana amangqina, ubungqina bamehlo, izimvo, ukuthatha inxaxheba ekuhloleni isayithi yengozi kunye nokulungiswa kwamaxwebhu enkqubo kunokudlala kuphela. Kodwa ukuba i-violator yanyamalala kwimeko yengozi, oku kuphela kuyinkimbinkimbi imiba.

Indlela yokubonisa ubungqina bakho?

Ukuba ungena engozini yendlela, nokuba zonke iinkcukacha zibonisa ukubandakanyeka kwakho kweso siganeko, imeko kwezinye iimeko iyakunqoba. Ngenxa yoko, kuyafaneleka ukuzama ukubonakalisa ukuphulwa komthetho xa kulungiswa amaphepha.

Yintoni le? Ukuphula umthetho okwenziwe kumaphepha kunokubangela ukukhutshwa kwamaphepha e-IDP kubungqina bakho kwimeko. Ukuqokelela amaphepha anjalo, imithetho echanekileyo imiselweyo. Ukuba umntu uphelile kwimeko yengozi, uxanduva luyakuncitshiswa ukuba kukho iimpazamo ezibalulekileyo kunye nokungalungiswanga kokubhaliswa kwenkqubo. Ukuba zichongiwe, iimpepha ze-IDPS zinokuzama ukujongwa njengobungqina obungenakuvunyelwa kwaye ngoko "zilungelelaniswe" kwimeko.

Ngelo xesha, kubalulekile ukuba udliwano-ndlebe namangqina, abahloli, abafaka ubungqina ngamangqina, bafumanisa ukungqubuzana kwabo ubungqina kunye nokubonisa ukuphulwa komthetho.

Isibheno ngokuchasene nokumiselwa

Njengoko sele sichazile, akukho sihlwayo sophulaphulo. Uye wanyamalala kwindawo yengozi yomgwaqo - lungele ukulahlekelwa ngamalungelo okanye ukuhlala iintsuku ezili-15. Ihlawuliso ye-ruble ye-1000 ifakwa kuphela kwimeko apho ukuphulwa kwezithuthi kufunyaniswe nxamnye neengozi yendlela, kodwa umqhubi akakashiyanga emva kwezenzo. Nangona kunjalo, ukuba unqatshelwe ilungelo, unokubhenela isicelo senkundla.

Amanqaku abalulekileyo

Kufuneka kuqatshelwe ukuba abaqhubi abavunyelwe ukusela utywala (ukuthatha iziyobisi, njl.) Emva kokwenza ingozi. Ukuba uyayigatya loo mfuno, ngoko kwakhona, ubhekene nesigwebo. NgokweSiseko seMigaqo yokuLawula iRussia Federation, unokuba unyanzelekile ukuba uhlawule i-ruble engama-30 000 kwaye uzincitshise amalungelo ukusuka kwiminyaka eyi-1.5 ukuya kweyesi-2. Ngoko ke kubalulekile nje ukuba ungashiyi indawo, kodwa ukuba ungaphuzeli utywala, kuba kuphela kwiminqweno yakho.

Iziphumo

Ukuba umqhubi wanyamalala kwindawo yengozi, imiphumo ingaba yinto eyahlukileyo kakhulu, kodwa umphumo ongenakulungeleka ngowona mthetho. Ngomonakalo omncinci kwimoto epakiweyo, ungeke ufumaneke kwaye ugwetyelwe, kodwa ukuba kukho ukulimala kwabantu, kuya kuba nzima kakhulu ukuhlala ungaboni.