Umphathi-mali kubantu. Indlela ukuba ube ngumphathi-mali ngamnye?

Xa umntu iqwalaselwa yimali, ngoko ngokwenene mfuneko ukuba umphathi yemali inxaxheba. Oku kubonelelwe kwiSiqendu 213,9 uMthetho "Kwi Insolvency (wokuphelelwa)". Ngubani na ke umphathi-mali ngamnye? Njani ukuba babe nayo? On ezi kunye neminye imiba kwaye iya kuphendulwa kweli nqaku.

ulwazi jikelele

Ekuqaleni, masifumanise ukuba ngubani na - umphathi yemali ngabanye. Ngoko wabiza abaphathi arbitrage, abacikidekileyo yinkundla ukuba bathathe inxaxheba kwimeko malunga imilinganiselo ye ngummi ngamnye. Ukuthetha ngubani na enze indima enjalo, kufuneka dwelisa uluhlu elifutshane iimfuno. Zezi zilandelayo:

1. I sicelo kuphela ngummi Russian Federation.
2. Ukufumaneka kwemfundo zasemthethweni ezifanelekileyo kunokudenda.
3. Oku kufuneka luqulathe igama lombutho self-elawula labaphathi ulamlo.

Inkqubo yokukhetha

Ndingalufumana phi umphathi zemali mvanje ezikweletini? Ukuza kuthi ga ngoku, wafuna isigqibo eyodwa yenkundla ngolamlo, nto leyo liqwalasela isicelo efanelekileyo ngummi. Ngoko ke, xa umntu ofaka isicelo, kufuneka ngaxeshanye chaza umbutho self-zolawulo kunye nolawulo, kwaye abathathi-nxaxheba baya kunikwa uxanduva kubasebenzi. Kodwa imvume yokugqibela uxhomekeke isigqibo yamatyala arbitral.

Kwezinye iimeko, loo mviwa olucetywayo kwegunya. Ukuba unayo Akukho nofifi malunga nalapho ukufumana umphathi-mali ngamnye, kuyimfuneko ukuba libhekisela uluhlu lwemibutho, efumaneka kwi-website Rosreestra. Ukuba wondla iinkcazelo ezimbalwa (umzekelo - evela swihlawulekisi ezahlukeneyo), inkundla ukhetha umntu isakhiwo, iinkcukacha apho kuqala kuzo zonke sifakiweyo.

iindleko zeenkonzo

Umvuzo yomphathi zemali ukuze abantu ihlawulwe ukususela onetyala kunye iquka iinxalenye ezimbini: isixa esiqingqiweyo semali kunye ipesenti ethile. Yintoni na le imilinganiso? A isixa esiqingqiweyo ishumi lamawaka (esisixa) ukulungiselela ukwenza iinkqubo eziyimfuneko, olusetyenziswa ngexesha ungonakala. Yonke le mali iza kwenziwa yi-sicelo ngenxa yokuba inkundla ulamlo ngexesha lokunikezelwa kwesicelo. ahlawulwa emva kokugqiba inkqubo esebenzayo kwimeko ngummi malunga ezikweletini, kungakhathaliseki ukuba ixesha ingqalelo yayo.

Sibe ekhulwini: uMphathi ufumana kwakhe ekhulwini yomsebenzi ezimbini ubungakanani amabango abatyalwayo okanye ekufezekisweni asethi. Iintlawulo ezenziweyo ngeendleko mali ezifunyenweyo ngenxa ngokutsha kwipropati. Ukongeza, umphathi-mali kubantu abafumana imbuyekezo zonke iindleko, ekube kungavumelekile ukuba ezifunyanwa ngethuba nokwenziwa abayabelwe imisebenzi.

amalungelo

Umphathi-mali kubantu linokuthi:

1. Bakhonze egameni ummi enkundleni kulamlo lokugqibela lweeprogram ezingezoze-obonakalayo yemicimbi izinto ekrokrisayo.
2. Ukuze umngeni amabango Iwabantu abatyalwayo.
3. Njengoko umntu wesithathu ukuba bathathe inxaxheba kwinkqubo ngokutsha ngaphandle ndivakalisa ukuba amabango ezizimeleyo ngokunxulumene nomba wengxoxo imbambano. Enkundleni ezikweletini, umi ecaleni ngummi iimbambano ezinxibelelene kwipropati.
4. Ukuze ufumane iinkcukacha malunga asethi kunye iingxelo iidipozithi babantu, iibhalansi imali elektroniki efunyenwe evela kumaqumrhu ohlukeneyo, mandla zoluntu kunye noorhulumente beengingqi.
5. Abize intlanganiso tyalwayo ukuze alungise umbuzo imvume yokuqala izigqibo kunye nemicimbi yoluntu.
6. Isicelo enkundleni kulamlo lokugqibela ukwenziwa kwamanyathelo eziza kuqinisekisa ukulondolozwa lwepropati ommi.
7. Ethethana amaqela angaphandle ukuqinisekisa ukuphunyezwa kakuhle amandla abo.

imisebenzi

Umphathi-mali kufuneka:

1. Thatha onke amanyathelo ayimfuneko ukwenzela ukuchonga ziyiprophathi yabemi ukuqinisekisa ukulondolozwa okusemandleni alo.
2. Hlalutya imeko yemali umntu.
3. Gcina iirekhodi iminxeba evela amatyala.
4. Chonga iimpawu wasentsomini okanye ungonakala lokuhlela.
5. Yazisa ababolekisi kunye neentlanganiso apho imiba yezimali kunye lombutho ziza kusonjululwa.
6. Qwalasela iingxelo malunga nenkqubela isicwangciso ngokutsha kwamatyala kunye ukwazisa amaqela anomdla malunga nendlela le nkqubo iya.
7. Yiba kolawulo.
8. Yazisa abatyalwayo malunga imeko ubuncinane kanye ngekota.

nemisebenzi onetyala

Ukuze kube lula umsebenzi kolawulo-mali, kubonelelwe umthetho ukuba ummi weli kufuneka kangangoko kunokwenzeka ukuququzelela imisebenzi yayo. Ngoko ke, ekuqaleni isicelo kufuneka unike ingcaciso efunekayo malunga impahla, indawo yayo, amatyala amatyala. Ukuba ungummi akayi abazanelisayo ezi mfuno, iNkundla Zemiba wathumela lwezikhalazo imfuneko ubungqina ngokwesiseko apho inkundla yomthetho iya kukhupha izicelo umphathi-mali impendulo ukhwela izandla zakhe. Ukuba ngummi ifihla inkcazelo malunga asethi zabo, izinyanzeliso okanye impahla, iinkcukacha malunga ubungakanani zabo, indawo njalo njalo. N., Kuyinto wohlwaywe ngokunxulumene nemithetho ye-Russian Federation.

Ngaba kunokwenzeka ukuba ukususa umphathi-mali?

Ewe, oku kungenzeka kakhulu. Xa iinkonzo komphathi zemali abantu singamiswa? Ingongoma lolawulo eziphambili - sisigqibo yamatyala arbitral. Ukuze ukukhulula umphathi ngemali, kufuneka ukulawula isicelo lombutho yolawulo okanye ucela self-regulatory ukuba loluphi. Oku kuba kwiimeko apho umntu onoxanduva oshiya isakhiwo. Izizathu zokususwa komyalelo sezingeni elikhulu. Nalu uluhlu elifutshane apho yonke ipeyintiweyo:

1. Ukuba kwintlanganiso abatyalwayo 'wayegqibe ukuba umphathi zemali mgangathweni ukwenza imisebenzi yakhe yolawulo.
2. Xa iNkundla yoLamlo uyazanelisa isikhalazo kukho umntu inxaxheba kwiinkqubo yimali, into yokuba ukuphunyezwa uphazamisa amalungelo kunye neemfuno ezisemthethweni kwaye ikhokelela nelahleko.
3. Xa umbutho self-yolawulo iya kuthumela isicelo ukuba lo mntu ngaphandle kule isakhiwo ngenxa besaphula iimeko ubulungu okanye umthetho, imigangatho, imigaqo okanye imithetho izinto zasemsebenzini.

Xa umphathi ezezimali wanqunyanyiswa emsebenzini, sokugweba arbitral makamkele umntu omtsha ophetheyo.

isiphelo

Unga nokuba ukuthetha kancinane malunga yokufumana njani umphathi-mali kubantu. Kakade ke, kungakuhle ukuba isebenze ukuze kuxhamle abemi beli, eyayisazisa ungonakala yayo. Abaninzi kwiimeko ezinjalo, sebenzisa iinkonzo zabantu eziqhelekileyo, ngubani na oya kuzama ukufumana iimeko ezithandwa kakhulu ezikweletini. Kakade ke, sithembela ngokupheleleyo impumelelo amanyathelo kwabo ayikho kuyimfuneko, ngenxa yokuba nkqu iqashiso ixhomekeke ababolekisi kunye nesakhono ukuze ukuthengisa impahla ngexabiso eliphezulu. Kwakhona, musa ukulibala malunga nomgangatho wonxibelelwano. Ngapha koko, amatyala nazo unelungelo lokunqumamisa umphathi zemali umsebenzi wakhe. Ngoko ke, vula into kwi cheap, kwaye ukuguqulela yonke into kwi ngaphambili okanye umntu omthembileyo akayi kusebenza.

Eyona ndlela kakhulu kule meko - oko ke bonke angawi. Ukuze wenze oku, bacwangcise imisebenzi yabo, kwaye oovimba xa iingxaki ezingalindelekanga. Kulo mzekelo, kwaye akuyi kufuneka ukuba ukuboleka imali kwaye uye kungena ematyaleni.