Imilinganiselo of amaqumrhu asemthethweni. isicelo Stage kunye neziphumo ngokusemthethweni ungonakala. umntu

Imiba enxulumene amatyala iinkampani nemibutho ukuba kakhulu efanelekileyo, banikwe iimeko yangoku. Xenga yoqoqosho, ingxaki zemali, iirhafu olunyuswe kunye nezinye iimeko ezimbi ukudala umoya nzima apho kwabamnini beepropati zamashishini amancinane kunye naphakathi kuba nzima nje kuphela ukuphuhlisa kodwa ukuhlala lezimali. Ungonakala zomthetho. amaqela kunye amanqanaba eziphambili sesicatshulwa le nkqubo - umxholo weli nqaku.

ukuba nombono

Umntu esemthethweni ukuhlawula amatyala kuphela sisigqibo kwesihlalo sokugweba arbitral. A isisombululo oku kwakhokelwa yinkqubo ende kwaye onzima. Ungonakala zomthetho. abantu - iseti iinkqubo, emva kokuba sicatshulwa leyo uqinisekiswe ekungakwazini imibutho ukuhlangabezana neemfuno abatyalwayo kunye nemisebenzi kweentlawulo oyintloko. Ukuze isicelo kwabasemagunyeni abachaphazelekayo sokuboleka kufuneka ihlangabezane neemfuno ezithile. Ngoko ke, umzekelo, ukwenza intlangano inkqubo kwetyala kufuneka ibe seyibuyisiwe kwiinyanga ezintathu zokugqibela.

awile ukuze maziqaliswe ngokuzimeleyo yi ngumbutho ngokwayo. Kwaye kwezinye iimeko, ngokutsho Inqaku 9 uMthetho Federal №127-, ukuqalisa le nkqubo, kumele kube igosa emele iimfuno lweshishini.

ngumba

Ziziphi izinto kukhokelela ekubeni imilinganiselo esemthethweni. abantu uba kuphela indlela yokuphuma imeko enzima? Namhlanje, inani kwamashishini yimali kunye nemibutho ukhula rhoqo. Kunye naye iimposiso kwandisa kuhlahlo lwabiwo-mali, kunye neemfanelo ityala kweminye imibutho. Kwiimeko ezinjalo, iye yaba amatyala kakhulu rhoqo kwinkalo yoshishino. Amaxesha amaninzi indlela esemthethweni ye ungonakala. umntu wenziwa phezu inyathelo koogunyaziwe werhafu. A meko efanayo kuba onetyala akazange athi amatyala abo, kunye nabo abatyalayo abakwazi ukufumana ulwazi malunga yokuhlawula amatyala ezi mibutho.

ubungqina

Inkqubo ungonakala esemthethweni. iziko elilawulwa ngumthetho federal. In Art. 65 Code oko Civil kufunyaniswa ukuba isebe kuqwalaselwa kuphela matyala xa kuthe ukuba akukho ishishini likarhulumente, iziko okanye umbutho yonqulo okanye iqela lezopolitiko. Iimpawu ungonakala ngokusemthethweni. ubuso - ukungakwazi nkampani ukuba enze iintlawulo ezifunekayo Uzihluthise amabango Iwabantu abatyalwayo.

Ukuba umntu onetyala ufuna ukuya enkundleni ngokwabo, kufuneka zimelane neemfuno ezithile. Eyona kubo - isixa esithile letyala. Kuphela ngaphandle ukuphunyezwa ixesha elimisiweyo ixesha iintlawulo ezinyanzelekileyo aqala iinkqubo nesiphumo ungonakala zomthetho. abantu. isixa isikweliti abatyalwayo kufuneka kule meko kufuneka ungabi ngaphantsi kwe-100 lamawaka engange. Ngaphandle kwamathandabuzo, oku kuzinikela ingqinwa sokugweba arbitral.

Apho inkqubo iqala?

Wokuphelelwa komthetho jur. abantu - uxwebhu, nekufuneka makwazeke bonke abachaphazelekayo ngaphandle kokukhetha. Esi sikhokelo zolawulo uhlala ihlaziya kwenzeka, ngoko kuyimfuneko ukusebenzisa uhlelo lwamva, equka zonke iinguqu kunye nezongezelelo.

(Bankruptcy) jur. abantu - kuba sisiphumo nkqubo ethatha ixesha elide ezinzima, nto leyo iba eninzi kujonge izinto. Umntu akanalo kuqeqesho lwezomthetho kunye namava kule intsimi, kunzima ukuya kuwo onke amanyathelo yaye kuqokelela iseti yakho epheleleyo yamaxwebhu. abanini Inkoliso imibutho kwiimeko abanjalo ukuba iingcali iinkonzo, nangona kunjalo, imali eninzi kakhulu.

Ukuze sinengcamango yokuba elikhangeleka ngayo inkqubo ngokusemthethweni ungonakala. ubuso, phawula zigaba yayo engundoqo.

isicelo

Indlela ukuba ifayile bankruptcy yomthetho. umntu? Isanda kule nkqubo - sicelo ukuzoba. inkundla lakhe angangenisa zombini unetyala kwaye ogwetyelweyo. Cinga ngemeko apho umnini ishishini, yayiliva xa umntu inkampani yakhe, wenza njengoko umqalisi yale nkqubo.

ungonakala somthetho Voluntary. abantu - inkqubo apho umntu wemvelo emele iimfuno mbutho uya kungenisa ingxelo ngokwabo kwi ulamlo. Olu xwebhu inyanzelekile ukuba ityikitywe umnyibilikisi, lowo unelungelo phantsi ezingummiselo. Kwiimeko ezininzi, ukuba umnini-mbutho.

Ukwenzela ukuthintela ukulibaziseka kwexesha, ukuyila ingxelo kufuneka unikwe yincutshe. Kulo mzekelo, uxwebhu ziya kuqulunqwa ngokuchanekileyo ngokungqinelana nemigaqo. Le nkqubo iya Akumthathi xesha lide, yintoni kuphela umnini kwishishini, kodwa amatyala ayo abanomdla.

Declaration of ungonakala ngokusemthethweni. Umntu kufuneka wamisa ifomu kunye nale ngcaciso ilandelayo:

• igama lenkundla ulamlo;
• udibaniso iintlawulo ibangwe tyalwayo ngokungqinelana nezibophelelo yemali onetyala;
• ubungakanani yetyala iyonke:
• ulwazi ngokusekelwe kukungakwazi ukuzalisekisa zonke iimfuno;
• ulwazi malunga amaxwebhu thaca ukukhululeka kwetyala kuzo zonke ii-akhawunti kwiqumrhu elisemthethweni;
• ulwazi oluvela kwamanye amaziko amatyala (kuxhomekeke ekufumanekeni);
• ebonisa umvuzo yomphathi ulamlo.

Ke umlawuli ezikweletini, ngoko umvuzo wakhe kuchaphazela iminqweno yabo bonke abachaphazelekayo. Le mali iya kuhlawulwa kwi-asethi onetyala, Njengomthetho jikelele. Ngoko ke, okukhona umvuzo, imali encinane lichithwa ezanelisayo amabango amatyala '. Kwakunye neentlawulo kubo bonke abathathi nxaxheba kulo mbutho.

ukubukela

Isigaba sokuqala sale ungonakala ihlala ukuya kwiinyanga ezisixhenxe. Ngeli xesha wavelisa uvavanyo lwemali 'ingxaki' lwesifundo, wabamba intlanganiso yokuqala Iwabantu abatyalwayo kunye liqulunqe irejista yenkampani utshonile.

(Bankruptcy) jur. Kuya kuthathelwa ingqalelo ngokusekelwe lolwazi ezibonelela iingcali emva kokubona umsebenzi kwishishini kumanqanaba ahlukeneyo nenkqubo. Ngelo isanda, umbutho aliyeki imisebenzi yayo. Abasebenzi bayaqhubeka ukwenza imisebenzi yabo. Kodwa kukho imida ethile ulawulo. la manyathelo musa ukwenza:

• ngokutsha inkampani;
• ukudala iqumrhu elisemthethweni;
• ukuseka amasebe kunye ofisi ummeli.

umntu ogunyazisiweyo, olawula umsebenzi lowo unetyala kweli nqanaba libizwa ngokuba ngomlawuli yethutyana. Lo mntu wenza ingxelo ngemeko yemali nkampani yaye iyavuma ukuba sokugweba arbitral.

Kuthiwa ukuba inkqubo imilinganiselo isoloko isetyenziswa ngendlela eya kusinda nezibophelelo zawo. Isenzo oku mthethweni. Ukongeza, bankruptcy ngabom kwi Codes Criminal Nolawulo unika uxanduva.

Kwibakala ebalulekileyo inkqubo hlolo noko intlanganiso yokuqala Iwabantu abatyalwayo. It isigqibo indlela ngakumbi inkqubo kwaye cinga amathuba isivumelwano lwabahlali.

Ungonakala zomthetho. abantu - inkqubo ende, leyo ukongeza kusakhelwa ibandakanya ulawulo yangaphandle, ukuchacha zemali kunye awile. Iinkqubo ezimbini zokuqala elinye ithuba lesithathu. Bona ingqalelo wokubuyisela yokuhlawula amatyala lombutho, ngelixa zingekho. ikhokelela kuphela ukuba impahla yenkampani.

recovery yezimali

Ngexesha lale nkqubo, inkundla iya kuvunywa yamkelwe isicwangciso intlawulo. Bala it for isithuba seminyaka emibini. Ke ukuba, xa ukuqola, le meko ayizi ukutshintsha kunye neemfuno awukoneliseki, intlanganiso Iwabantu abatyalwayo yenziwe, isicelo kulamlo.

Ulwazi malunga ngokusemthethweni ungonakala. abantu ihlolwe kwaye ivavanywe ngokuphindaphindiweyo. Emva bapase recovery yezimali uhlalutyo loo izigqibo, kuba inyathelo elilandelayo kwinkqubo kunokuba zombini ulawulo kunye ungonakala lwangaphandle inkqubo.

ulawulo yangaphandle

Umbutho ngeli thuba eyahlukileyo kakhulu ekusebenzeni kwi kwisigaba yangaphambili awile. CEO kunye namanye amagunya zisusiwe amatyala, yaye iya kusebenza njengoko umphathi lwangaphandle. Into entle kweli xesha kukuba ukwanelisa amabango onke amatyala kusekwa ugunyaziso lomiselo. Ityala eyavela ngaphambi kokufika umlawuli yangaphandle akuhlawulwa, yaye yenza ukuba inkampani ukubuyisela kakuhle-ntle yayo zemali.

Zonke izigaba ungonakala ngokusemthethweni. abantu babe neempawu zabo kunye bokuqonda. Ngamnye kubo eyilelwe ukuphumeza injongo ethile. Esi sicwangciso sibhalwe phantsi kolawulo lwangaphandle, nto leyo eyenza ukuba amanyathelo esisiseko ukuphelisa ukungangqinelani. Ukuphumeza oku ngokusebenzisa ezahlukeneyo izenzo.

Buyisela amatyala yenkampani ngala manyathelo alandelayo:

• ukuvalwa kwamashishini ilahleko-okwenza;
• intengiso impahla onetyala;
• ukuguqukela lweshishini.

ixesha yolawulo lwangaphandle - iinyanga ezilishumi elinesibhozo. Kwezinye iimeko, xa isigqibo senkundla leyo, eli thuba ukuze ihlale ixesha elide.

receivership

Oku linqanam lokugqibela. Ukuba nokuphunyezwa iinkqubo ezichazwe ngasentla iphunyeziwe, yaye akuzange kube lula ukuhlawula ityala etyalwa amatyala, receivership lokuQala. Ukususela ngoko, ezi nkampani ithathwa yimali.

Injongo yale nkqubo ke ngokupheliswa zombutho kunye nokuthengiswa elandelayo-asethi zayo. Eqondisa inkqubo lo mphathi yokhuphiswano sigaba. Igama elithi yale nkqubo - iinyanga ezintandathu. Umsebenzi ophambili imilinganiselo umphathiswa yi-inventri eneenkcukacha kunye novavanyo yonke impahla yenkampani yimali.

Yingcali uya kusondela kwakhona phezulu ingxelo. Sabonisa ubunzima zokhuphiswano, okt impahla unetyala xa sisonke. Ngenxa yale ngxelo kwaye emva neemfuno wanelise (kangangoko kunokwenzeka, ngokusekelwe imeko yemali lweshishini yimali) inkundla yenza isigqibo malunga ukupheliswa zingekho. - isigaba yokugqibela ungonakala. Emva koko ke ungonakala trustee ithumela inkcazelo ofunyenweyo kwabasemagunyeni karhulumente, apho ubunyani ukutshona iqumrhu elisemthethweni. Entry senziwe kwiRejista State emanyeneyo.

Wokuphelelwa komthetho jur. abantu eyenzelwe ukuphucula imeko yemali yenkampani. Injongo yakhe ephambili ekupheliseni mbutho. awile - ngokuqhelekileyo oku njengecebo lokugqibela. ukuqokelelwa kwetyala ngale nkqubo ayisoloko kukhokelela kwiziphumo ukuba okwanelisa amatyala.

Umthetho linike nemiboniso eziliqela yophuhliso awile. Eyona, kusenokuba "kwimo yemali". Ezimbi - ityala lolwaphulo-umsunguli. Kodwa kwiimeko ezininzi, le nkqubo igalelo kuphuculo mbutho. Emva ekupaseni iinkqubo zolawulo ingxaki elide kwaye kunzima onetyala uyakwazi ukuhlawula amatyala alo ukuzalisekisa zonke izibophelelo. Ke ukuba anithanga nibe nako ukubuyisela yokuhlawula amatyala, umthetho phezu ecaleni abatyalwayo bawo amabango ziya uyaneliswa ukutshona mbutho. Ukuba akukho ngokupheleleyo, ngoko ke ubuncinane ngokuyinxenye. Le nkqubo, Kakade, nako lula iqashiso kwaye umnini kunye nomlawuli yenkampani. Abanini mbutho, umsebenzi wakhe ivele nemeko enzima, umthetho kunika ithuba lokuba balahle intlawulo ebomini kwamatyala ngokuya jur yimali. abantu.

imiphumela

Emva kokugqitywa zonke iinkqubo, amaxwebhu lombutho batshintshelwa yokugcina. Umntu onetyala iyayeka ukuba kho, kwaye nayo xa befile abaphili kunye namatyala ayo. Amaxesha amaninzi imbala kuba lweshishini Yiloo ungonakala ngokusemthethweni. abo loans. Imiphumo nkqubo, ke, ayisoloko kuba nempembelelo entle bayahlelwa CEO. Nangona kwiimeko ezininzi, emva kokutyhutyha zonke iinkqubo, akazange alahlekelwe, kunye notyalo-mali ezongezelelweyo nga ungamkhonzisi inkundla, zonke iimeko ngaphandle lo mgaqo.

arhente zokunyanzeliswa komthetho zingaqinisekisa unxibelelwano imbangela phakathi ukusilela lombutho kunye ngunozala yezenzo, nto leyo iza kwalatha ukuba ungonakala wasentsomini okanye lokuhlela. Kulo mzekelo, i ilahleko, ezizezi amatyala, kuya kufuneka imbuyekezo ngeendleko umntu onoxanduva impahla yabo. Le ndlela ingaba kwenziwa kuphela ngenxa isigwebo senkundla. UMlawuli-Jikelele unoxanduva impahla yawo kuphela xa into yokuba ubungqina ikhomishini zolwaphulo kwezoqoqosho.

umthwalo mthetho

Njengoko sele kukhankanyiwe, ungonakala wasentsomini okanye lokuhlela kuhambisana nesohlwayo kakhulu. Ukuqalisa uphando lolwaphulo kungena yikomishoni mthetho ezinjalo, abasemagunyeni zokunyanzelisa umthetho unokusekelwa isicelo umboleki-mali, mkhanyo, imilinganiselo trustee, umphathi zangaphandle okanye omnye umntu ochaphazelekayo.

Imida yamalungelo

Isibakala sokuba umbutho iye yamkelwa utshonile, akakwazi kuchaphazela abasunguli balo. Banalo ilungelo lokuba nenxaxheba kumsebenzi loosomashishini, ukudala amashishini amatsha kunye namashishini ukuphumeza iiprojekthi zorhwebo ezahlukeneyo.

Kodwa amanyathelo engqongqo zithathwa ngokuchasene CEO okanye accountant. Xa ibonakele kwiingxoxo sinokufakwa ngexesha ukutshona inkampani yanyhashwa. Isiphumo isenokuba ukuhluthwa amalungelo kwimisebenzi ethile.