Mthetho, State kunye nomthetho
Sale yokuhlala ngaphantsi kweminyaka emi-3 zobumnini. Ukuthenga nokuthengisa zokuhlala. Apartments for sale
Njengoko yaziwa, ingeniso evela kwintengiso yeeflethi ngabantu emzimbeni ngokuxhomekeka kwirhafu yengeniso - werhafu kumvuzo labantu. Xa uthenga bathengisa kummandla Russian Federation, oko kuzo zonke iimeko ziya kuhlawulwa kwi-mali Russian, nokuba intengiselwano azenzileyo abemi kwamanye amazwe.
Wabhekisela umda imicimbi esemthethweni ezahlukeneyo yaye ifumile, anokuthi achazwe kuphela umdla multi-volume. Eli nqaku efanayo iphila ayemxinwa kakhulu injongo: ukutyhila ezinye iinkalo abemi intengiso zokuhlala, ukuba ipropati uhleli ngaphantsi kweminyaka emithathu lilifa labo.
Ukusuka kwindawo esemthethweni lwembono, ixesha kusengaphambili ubunini ikhaya phambi nokuthengiswa siseko ngenxa zokuhlola ezahlukeneyo isiseko serhafu. Loo angaphambili eziziimpawu mthetho Russian. Kwi-US, umzekelo, intengiselwano enjalo rhafu kwaphela (oku esinye sezizathu kwaduma ngo-2007, i-kaxaka estate wokwenene?), Western Yurophu, ngokuchasene noko, ubonisa indlela ilukhuni. I-Code Irhafu yayo ibango. 17.1 Art. 217 ezinokuba kuxolelwa kwirhafu yengeniso uninzi baseRashiya - abanini Property abo ke iminyaka emithathu okanye ngaphezulu.
Nakuba kunjalo, ubuncinane ubude efanayo ikhowudi yerhafu ngumnini (Art. 208 p. 1, iphe. 5) yafumana imeko zomthetho xa kuthengiswa yokuhlala kuxhuzulwa irhafu. kweminyaka Ngaphantsi kwe-3 kobumnini ibandakanya ezinye ezimbini yokuqingqa imali yerhafu yengeniso (NGOBUCHULE), zombini - ngesantya-13% kwi intengiso zokuhlala, nto leyo iya kuqwalaselwa kamva. Phela, ku France irhafu wafumana ethe kakhulu. Apho, ekuthengisweni zokuhlala kunyaka emva ukuthengwa wayo yengeniso enjalo ibhajethi iya kuthetha ukuya kwisithathu ixabiso layo.
Isizathu woqoqosho umahluko
Kutheni urhulumente ubonisa indlela eyahlukileyo kakhulu ekumiseleni isiseko serhafu, ukuthatha bomda Isalathisi ezibonakala non-economic ezifana umhlaba? Kutheni abasemagunyeni irhafu kuthathwe ixesha benchmark leminyaka emithathu?
Kukulungele kanye kakhulu ngakumbi ukuba umnini-ndlu, ukuba oko akwanelanga, alinde iminyaka engaphezu kwamashumi amathathu, andule athengise ukuthenga entsha, eshiya yonke imali kuye. Eneneni, i "Classic" ngoba umnikazi. Kodwa kwelinye ecinga real estate spy. Ngokuba kuye, ukuthenga nokuthengisa zokuhlala - ishishini. Esebenzisa irhafu ikhowudi karhulumente Russian hayi ithintela kuphela inzuzo neembono ezinjalo, kodwa agcine irekhodi, kwangaxeshanye ukutsala imali mali.
ongakhetha irhafu
"Zexesha elifutshane" umnini unelungelo lokukhetha, i ngcono ngaye ukuba irhafu kwi yerhafu yengeniso (NGOBUCHULE) intengiso indlu. Ngaphantsi kweminyaka emi-3 kobunini - igama yezomthetho ichaza iindlela ezimbini ukuya ukuchaza isiseko irhafu kule meko. Njengoko sele kukhankanyiwe, izinga lerhafu kwiimeko zombini ngu-13%.
wayeza kuba lwezifundo ukhetho lokuqala Irhafu Yengeniso umnatha umnini njengoko umahluko phakathi kwexabiso lokuthenga kunye nexabiso sentengiso. Umzekelo, umnini wathenga endlini $ 1.4 mln. Thambisani., Yaye Abathengiswa $ 1.9 mln. Hlikihla. ingeniso Net of umnini 0.5 mln. Thambisani kunikwa le intengiso indlu. kweminyaka Ngaphantsi kwe-3 kobumnini - imeko leyo kunciphisa ingeniso kwimali yerhafu (1900 - 1400) * 13% = 65 amawaka engange ..
In lwalo yesibini, ukuba indlu unawo kwipropati ngaphandle kwentlawulo, isiseko irhafu yentengiso ixabiso layo lehle nge kwesigidi esi-1. Engange (Art. 220 para. 1, iphe. 1 of Code Tax). Russian Federal Letter Service Tax № ED-4-3 / 13578 ukusuka 25.07.2013, le codifies inkqubo yokuqingqa inani yotsalo ukusuka kwisiseko yerhafu yengeniso net.
Ukucinga ukuba iinzuzo evela kwintengiso zokuhlala yaba ku 1.7 mln. Engange. Umnini, ngubani wathengisa ngayo, kufuneka ahlawule isixa-mali (1700 - 1000) * 13% = 91 amawaka engange ..
Enye indlela kutsalwe isiseko serhafu
Kwiimeko apho umnini-mhlaba sele imali kwizibonelelo zalo ukulungiswa engaphezulu kwesigidi esi-1. Thambisani., Le ukuthenga nokuthengisa le endlini kuye ikhatshwe ngezinye iindlela zokunciphisa isiseko serhafu. Ngokutsho Art. 220 of the Code Tax, yena unelungelo ukunciphisa isixa ingeniso efunyenweyo kwi iindleko ezenziweyo ngokwemiqulu.
Yintoni ebangela i "noun irhafu" mthethweni
Ngelishwa, yenzeka ukuba abanini zokuhlala e entengo kunye realtors kunye nabathengi ngabom lula ixabiso labo kwimarike, ngokufuthi ngokungekho "kangcono 'ukuba kutsalwe irhafu. oku kuthetha ntoni ukuba Dodgers? abasemagunyeni Tax, aqwalasele ukuba ingaba undervaluation unelungelo kwinkundla ukuze ndimaphule dili - ukubuyela kumnini indlu. Ukongeza, izivumelwano eyaneleyo linelungelo lokwala ukuba babhalise imvumelwano zentengiso.
Umhlali - non-umhlali
Le irhafu ngasentla asemthethweni ukuba abahlali, oko kukuthi, ngokuba abantu abahlala kummandla Russia iintsuku 183 ngonyaka. Uninzi epheleleyo phakathi kwabo zezona abemi baseRashiya.
Kwelinye icala, bamba uze ukulahla impahla ezifana izindlu kwaye non-abahlali - abasemzini abemi Russian abahlala becala amazwe. Kubo, intengiso zokuhlala kuyarhafelwa ireyithi ephezulu, ngaphezu kabini njengoko elikhulu: 30%.
Ixesha Ukufunyanwa ubunini
Njengoko sibona, isithuba ilifa ixhomekeke ubukhulu irhafu ehlawulwa xa kukho indlu ayithengiswa. Ngaphantsi kweminyaka engama-3 ubunini bangabi kuchazwa nje kwiminyaka emithathu ikhalenda, kwakunye iinyanga 36 kuqalwa umhla ecacileyo. Ziziphi iimeko liqatshelwa ngokwexesha lokuyifumana amalungelo obunini? Kwimeko apho ezifunyenwe ngokusebenzisa babucala, ukusayinwa kweencwadi kwitayitile isipho, intengiso, unaniselwano, irente ukuze ibe yimbuyiselo indlu sadilizwa, mzuzu ingenzeka of reference yale lungelo umhla yesiqinisekiso sobhaliso yobunikazi.
Le njengesiqalo ukufunyanwa amalungelo nomamkeli ilifa elo, ukuba kucace ukufa kwalowo unqophisileyo. Umnini izindlu op nga azibiza inkosi kuphela ngomhla intlawulo yokugqibela yunithi.
Ngenxa yoko, intengiso egumbini njengoko itransekshini kusoloko siwenze kunye nexesha ukwenzeka kobunini.
Ukucacisa: akukho nje malunga indlu
Ngu zokuhlala, ngokusetyenziswa irhafu yengeniso labantu, xa ithengiswa kulinganiswa njengoko nemiqolomba, izindlu emyezweni, Villas, iziza ukwenzela ukwakhiwa, amagumbi amagumbi, le yokugqibela - kuphela uphela (lisebenza kwezomthetho), oko kukuthi, ukuba inani, umzekelo: №1 enegumbi №7. Kuyaqondakala ukuba ukuthenga nokuthengisa zokuhlala - standard ngokusemthethweni. Zonke izinga Tax real estate ngasentla kusebenza, sele okhankanywe sithi.
Kodwa ukuba igumbi ongabhaliswanga, ngamnye phantsi inani yayo, kusenokwenzeka ukuba, njengoko kuchaziwe ngezantsi. Ngokomzekelo, xa indlu amagumbi-4, ngamnye kubo ngamnye. Emva koko bathengisa onke amagumbi zabo, ngamnye malunga 1.0 mln. Engange. Igunya yerhafu lubonisa ukuba kwimeko enjalo, ixabiso zonke izindlu ukuba uwonke ushwankathelwa ukumisela ixabiso lilonke kwiintengiso. Kulo mzekelo, intengiso zokuhlala ziya kuxhomekeka irhafu yengeniso ngolu hlobo lulandelayo: (4 * 1000-1000) * 13% = 390 lamawaka engange .. umthengisi ngamnye uya kuhlawula irhafu yengeniso njengoko ¼ isixa lilonke accumulated 390: 4 = 97,5 amawaka engange ..
Fumana igumbi yokuthenga - ingxaki?
Ukufuna 'ilungelo' ukuthenga yokuhlala - anzima. Xa uqala kuqala, market yezindlu lizele iziphakamiso ukunika ezahlukeneyo. Noko ke, ukuba ngokwenene uqale kubiza up abantu, owanika ezithathwa, ngoko kamsinya kakhulu uya kufumana: abekho ziyakhawuleza ukufowunela inombolo ikhaya, apho sibekwe khona indawo yokuhlala. Oku kuthetha ukuba une incoko oluqhubekayo kunye abalamleli kwimarike yezindlu, oko kukuthi, kunye realtors. Kubathengi asoloko enomdla uthengisa izindlu ukusuka abanini. Kodwa ke igwetyelwe na?
Kwelinye icala, Kakade ke, kuhle, ukuba imarike yezindlu i yenziwe, kwaye kukho iingcali. Oku nokukhusela abantu abenza izivumelwano, kwizikim mthethweni ukuba kunokukhokelela zokurhoxa yayo engaphezulu. Kakade ke, lo ukhuseleko kuya kufuneka ukuba uhlawule le mbambano - arhente real estate. Nazi ezinye amaxabiso isampula ukuba "uxolo lwengqondo": ukuphicotha semthethweni yingisela - ku-10 amawaka Thambisani;.. ubhaliso amalungelo ezindlu impahla - .. amawaka 15 engange, "i turnkey deal" - kuma-20 amawaka engange .. Eneneni, kukho abathile kengoku ukuba abantu ngemihla sinxulumana icala lomthetho esivumelwano ubhekisela realtors.
yokuhlala search Independent
Nangona kunjalo, uhlobo oluthile lokufunda nokubhala esemthethweni yabemi nangoku ezitsalwa ithuba ukugcina imali, yenze isivumelwano ngaphandle iinkonzo Realtors. Apartments ezithengiswayo ngabanini more on kwimarike, kufuneka wayingxamelayo. Indlela elula ukutsala ingqalelo ukuthenga zokuhlala kurhwebo lokuqala, oko kukuthi, ukususela umakhi. Ngelo xesha, ukuze aphephe ukungaqondani, simele kuqala ukufumanisa ukuba yintoni udidi impahla phantsi ukwakhiwa okanye wakha indlu: VIP-, klassik- okanye udidi kuqoqosho. Oku kumiselwa indlela delivery (turnkey okanye phantsi samootdelku), indawo zokuhlala nalapho impahla, ngokutsho kwayo zokuhlala multi-igumbi kuyo. Fumanisa ukuba abasunguli ukwakha izindlu emzini wakho. Buza igama labo kunye "irekhodi kwingoma."
Apartments ezithengiswayo ngabanini imarike yezindlu zasesekondari, njengoko sele kuchaziwe, kunqabile kakhulu. Kodwa abathanda ukuyifumana angalahlekelwa intliziyo: phambi kokuba amakhulukhulu amaxesha faka kwaye uhlaziye site ulwazi AVITO, kaninzi kufuna kuthatha iintsuku ezimbalwa, ukuthenga amaphephandaba kunye iintengiso, "phantsi umgca" ukubiza up inani zentengiso kunye Abanikazi ...
Noko ke, isibakala sokuba "somfumani iphumelele" abathengi ekhaya ngomdla hayi overpay umnini wayo phezu kwexabiso lemarike imali ebiza ukumbamba ukuya Realtor. Ngoko ke akukho mfihlakalo ukuba abanini yokuhlala badla sizithembe ixabiso labo. Noko ke, ngokuba "abathengi yokwenene" intengiso yesibini zokuhlala - nayo idiploma Turkish.
Ukuba sagqiba ukuthenga indlu kwisixeko "lwangaphandle", abantu balumke kwezi meko bakhetha ukwenza kuphela umlamleli, kodwa hayi ngokwakho. Ngoxa ukunciphisa amathuba "isimo" kunokwenzeka.
inyathelo elisemthethweni xa bethenga yokuhlala
Yasiwa ugxininiso ukuba iphonononge ezichaphazela kweKhowudi Tax, kuthathelwa ingqalelo yokuhlala, izinga lerhafu concessional, umnatha yerhafu lentlawulo yamatyala ekuthengisweni indlu, phezu sibulisa nje esemthethweni ibitheni.
Makhe siqale ukuthengwa eflethini, ngenxa yokuba umntana inyathelo lokuqala. Kuba inxenye bakhe abathathu block amanyathelo.
Ekuqaleni, umthengi lijonga amaxwebhu kunye Umthengisi uya basayine imvumelwano lokuqala.
Ngoko (ukuba intengiselwano ithatha indawo kwimarike eziziisekondari) basayina isivumelwano lokuphelisa. Kwimeko apho inkqubo yokuthenga indlu kwisakhiwo esitsha (imarike zaseprayimari) Utyikityo ngokuxhomekeke ingxelo ukwamkeleka (mhlawumbi endaweni - isivumelwano preliminary, elawula dipozithi utyalo-mali, ulwakhiwo ekwabelwana, ukwakhiwa rhoqo share).
Yinkalo yokugqibela - ubhaliso karhulumente wo yingisela. kubalulekile ukuba umthengi ukuthwala ngenyameko ngaphandle onke la manyathelo. Nge ingqalelo ekhethekileyo bafanelwe amatyala xa kuthengiswa ezingxamisekileyo zokuhlala.
zimpawu yenkohlakalo
Nabakhohlisi adla ngokuzama ukwenza inkqubo kokuthengisa ezingento, bezama ukufihla iinkcukacha ezibalulekileyo. Ukuba ezi ziganeko ziyaqala ukuhla, kwaye umthengisi uzama ukuba bakuphembelele kuwe, musa ukuthandabuza ukuba ukuphazamisa kakhulu intsebenziswano uthi kuye: "Sala" - oko kuya kukunceda ukuba iindleko.
Njengoko usazi, imali uthanda cwaka. Fundisisa contract intengiso yokuqala, izivumelwano ebhalisiweyo. Nokuba sele ngaphambili itsaliwe isampuli ethengiswa idrafti isivumelwano kunye nokuthengiswa indlu. Iliso - ingakumbi ngokunxulumene isicatshulwa yokugqibela eprintiweyo yi izivumelwano.
isivumelwano lokuqala
Inxaxheba kwinqanaba lokuqala, umthengi ikhankanya ixabiso ekuqaleni, uze uhlola hetiseka package yokuthengisa amaxwebhu. Komthengi kufuneka Review zifakwe tehharakteristiku (ifom №7), ubhaliso abahlala indlu, uxwebhu ukunika ilungelo lobunini kuyo (yesivumelwano zentengiso, babucala, iminikelo).
Ngokweenkcukacha, iphakheji kwamaxwebhu yentengo mayizaliswe maxwebhu alandelayo:
- Ingxelo kubhaliso karhulumente zokuhlala;
- isivumelwano yentengiso (kuba zigqitywa isikhathi ukuthengiswa yokuhlala);
- Lushicilela BTI - explication kunye nesicwangciso ngokwezigaba kule ndlu;
- ikopi yoxwebhu yokundwendwela yomenzi-sicelo;
- Ukufunyanwa intlawulo.
- nokuba uthengise ipropati ebanjiwe;
- Ingaba zonke iindlalifa pre-ezithathwayo - semvume yokuthengisa;
- Musa wahlutha amalungelo abantu abahlala kule ndlu.
Xa market ephambili real estate umbhekisi wenza intengiso indlu. Ngawaphi amaxwebhu ezifunekayo kule meko? Nikelani ingqalelo kwishedyuli yokwakha, xa ezicwangciselwe umhla sokuhlala msebenzi. Ngelo xesha kufuneka akukho mahluko ebonakalayo kunye neqondo lokulungela yento lonikezelo. Buza malunga igama ishishini yombutho-umakhi, kukho "kwisazela sakhe 'elide. amaxwebhu ezilawulwa Further ebonisa:
- ubhaliso karhulumente kwexesha lokuqeshiselwa yokwakha komhlaba (mhlawumbi ubunini nto);
- umphuhlisi ilungelo ukwakha;
- isivumelwano ekukhuliseni imali, isivumelwano utyalo-mali;
- isicwangciso le zokuhlala.
Ngokuba ukuqonda ngcono nothengisayo, kungakuhle ukuba afumane kuye iinkcukacha zoqhagamshelwano ethembekileyo (elithetha online), kwakunye ngomlomo thethane naye imihla eyethutyana zokuhlala zentengiso, banikwa ngenyameko ubungqina, umgangatho intsebenzo zonke izigaba zawo.
contract kunjani okanye isenzo ulwamkelo kunye transmission njengoko Inqanaba lesibini kokuthenga yokuhlala
Kuphela emva kokuba uvavanyo lokuqala qualitative nga kuthathwa kwi-Inqanaba lesibini yentengo: nokusayinwa isivumelwano sokuthenga. Akukhathaliseki nokuba langoku izivumelwano kwi ukusayinwa sivumelwano, Noko ke, akudingi isenzo ukwamkeleka kunye nokudluliselwa okanye nokuhlutha imvumelwano, zityikitywe kwinqanaba lokuqala.
Sinqwenela ukutsalela ingqondo yakho iinkcukacha zobugcisa: mvumelwano Uko ikhankanya ixabiso ukuthengiswa yokuhlala, oko - icandelo yokubala isiseko serhafu - irhafu yengeniso ekuthengisweni indlu.
Umhla transfer ngqo kule ndlu - izivumelwano kwindalo, kusenokuba (ngokwesivumelwano lomthengisi kwaye umthengi) ukuba zikhethwe kungenjalo;
- njengoko mzuzu lokusayina ikhontrakthi yentengiso;
- ngamazinga ne yobhaliso karhulumente le;
- ukufunyanwa isiqinisekiso isihloko ukuya indlu.
isiphelo
Uhlalutyo market yezindlu Russian utyhila ezinye izinto ezintle. Oku kuqatshelwe kwaye waqonda ubukrelekrele bakhe, uNjingalwazi University ethile. Plekhanov Gennady Moiseevich Sternik. Okokuqala, iziphumo ezibambekayo-nkqubo karhulumente yolawulo yexabiso.
Kwixesha elide, kukho kuzinziswa okuthe amaxabiso kunye orientation kwinqanaba labo pre-ntlekele, ngokwenene malini-ugwetyelwe. Ngokufutshane kukho umkhwa ukuba mihla le nangenxa yokudodobala (intsingiselo ixabiso kumahlandinyuka ngeenxa umndilili +/- 2.5%). Ngokuhlolwa zokuhlala kuchaphazela izinga lotshintshiselwano ozinzileyo: sele eziqhelekileyo, ukuba amaxabiso awo 'imali engange ". Ubukhulu becala iyazingenela mortgage kwimakethe yezindlu. Ngokomzekelo, ngowe-2012 labemi mboleko mortgage ezixabisa ngaphezu kwe-1.0 yezigidi zezigidi zezigidi. bagcobe.
Nangona kunjalo, ngaphandle oku ngokuqinisekileyo umfutho olwakhayo ukhuseleko imarike real estate, kufanele kuqatshelwe iingozi ezinxulumene ne ukuthengwa zokuhlala ngaphandle njengabalamli. Amaxesha amaninzi, non-iingcali azilazi bokuqonda lokuthenga ezithile kunye nokuthengiswa indlu. Ngomhla isigama leengcali ezinjalo intengiselwano zibizwa ngokuba "abasemngciphekweni". Ngenxa ukubaluleka nokungqinelana kunye nemiba yomthetho ukuthenga nokuthengisa kucetyiswa ngamandla ukuba uqhagamshelane oyingcali real estate. Nokuba uthengisa indlu, neminyaka engaphantsi kwe-3 ka ndingahlangani kwipropati, nayiphi na ukuthenga nokuthengisa izindlu, ukunakekela iingcali intlawulo iza ukusebenza odolo ezininzi ziwe ngaphantsi kwe esichengeni ngqo.
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