Oku kuphuphuma kunye yokuhlawula amatyala lweshishini: iindlela zohlalutyo.

Oku kuphuphuma kunye yokuhlawula amatyala lenkampani aqulethe mhlawumbi into ebaluleke kakhulu ukuze zihlalutywe ekufundeni imeko yezimali. Kule meko, siza kuqwalasela iindlela ezingundoqo ukubala indlela yokuhlawula amatyala yenkampani kwaye ukuba wenze isigqibo malunga nemeko umbutho kule ngongoma.

Njengokuba mhlawumbi uyazi, amatyala sigaba jikelele kwezoqoqosho kwaye imele isakhono kwipropati ethile njengendlela imali kangangoko kunokwenzeka ngaphandle ilahleko yexabiso ngokukhawuleza kangangoko kunokwenzeka ukuba. Noko ke, malunga nemeko amatyala yethu nkampani kuthetha ukuba kuchankcatha kwimigaqo imiqulu phakathi namatyala ayo kunye nempahla enokusetyenziswa ukuba intlawulo ezi zibophelelo. Oku kuphuphuma kunye yokuhlawula amatyala yenkampani uzimisele kuphela kwiphepha lomncono. Oku, kwakunye lula ukubala kunye ingqiqo kakhulu kwezoqoqosho ukwenza uhlahlelo amatyala omnye ubuchule ibaluleke kakhulu ukufunda imeko yemali.

Njengomthetho jikelele, ukuhlola amatyala lenkampani, kuqala, ulindele eziliqela ngokulinganayo amatyala. Ezi zinto zimele Umlinganiselo ngendlela enye okanye enye impahla kulwelo ukuya kumatyala elifutshane elide lweshishini. Phantsi impahla ulwelo kulo mzekelo ibhekisela ngokupheleleyo okanye inxalenye ekhoyo asethi ngokuqinileyo ngokuxhomekeke ingumlingani ethile. Ukuba bhekisa kwi liabilities elifutshane ubungakanani lonke-asethi zangoku, kunokwenzeka ukuba ukubala itotali cover factor. Yena ephawula nokwanela-asethi zizonke yangoku yokugubungela amatyala ingxamisekileyo. asethi zangoku masaneliswe oku, kodwa akufuneki ngaphezulu ezi zibophelelo ngaphezu kabini. Ukuba isixa-asethi ngaphandle isitokhwe (Least inxalenye ulwelo-asethi), thina ezichaza umlinganiselo ukutyabeka esiphakathi, ekufuneka ibe ngaphantsi kwe umanyano. Ibonisa ithuba izibophelelo zokuyibuyisa ekuqokeleleni yonke ezifunyanwayo. Ukuba ukubala ngumlingani kuphela asethi elililo ulwelo, okt imali notyalo-mali ulwelo, isiphumo sisalathisi ngokupheleleyo amatyala azo. Yena ephawula isabelo zamatyala elifutshane elide, nto leyo mazibuyiswe ngoko nangoko. Le isabelo kufuneka ibe kwinqanaba elinye-yesine.

Enye indlela, nto leyo evumela ukuba usete amatyala kunye yokuhlawula amatyala le nkampani kukuba ukwakha ekhethekileyo balance sheet amatyala. Undoqo yale ndlela ilula kakhulu kwaye sikuko kudweliswe asethi namatyala inani elifanayo ngeziqhu amatyala nokuvuthwa. Xa akhiwa amaqela, kuyimfuneko ukuba ukuthelekisa kubo ngababini. Kwakuwo impahla phezu namatyala eyintsalela sentlawulo, and vice versa - engxakini. amatyala Absolute imeko apho kukho intshiyekela onke amaqela ngaphandle kwabo asethi illiquid kunye namatyala ezisisigxina. Njengomthetho jikelele, umlinganiselo amatyala le amashishini yokwenene uqoqosho asebenzise ekwenzeni kumaqela amane kwicala ngalinye. Njengoko amaziko ezemali, ingakumbi iibhanki, kule meko kuba nzima ngakumbi. Isibakala sokuba ibhanki yakhe ebalulekileyo umdlalo phakathi asethi namatyala yi imiqathango kunye imiqulu, ngoko ke amaqela kulo mzekelo okungakumbi.

Ukuba elinye okanye olunye uhlobo uphicotho kutyhilwa kukungabi amatyala lweshishini, oko kunokukhokelela yokungakwazi ukuhlawula amatyala zalo kwangexesha yaye ngokupheleleyo. Le meko kusenokuba intwasahlobo yimali, ngoko ke kubaluleke kakhulu ukuba ukuthatha izigqibo zolawulo ejolise ukwandisa isambuku kunye yokuhlawula amatyala yenkampani.