Asethi zangoku, ubuntu babo nocazululo

Oko ke kubandakanya lengcinga 'asethi zangoku'? Libhekisela yonke ubunzima yenkqubela kwemali xa kwakudalwa ejikeleza kwemali kunye lemveliso imali olujikelezayo ezibonelela kwisekethe rhoqo. Ukuze siqonde uhlobo ezi mpahla kufuneka ngocoselelo ukuqonda injongo yabo intshukumo kule nkampani. Kwisiphaluka uthotho asethi zangoku amabakala 3: imali, uluhlu, yorhwebo.

Inyathelo lokuqala le kwegazi emali, apho utshintsho koovimba zekheshi obusenzelwa ukuvelisa. Lwaba ukuthetha, iziko lithi libe izinto yabasebenzi (kunye izinto) kunye neendlela zemisebenzi (ubomi inkonzo ukuya kunyaka 1).

sigaba nemveliso sibandakanya phambili ixabiso okudalwe imveliso, kodwa hayi ngokupheleleyo, yaye isixa-inventri ziphele. Kweli nqanaba, oko kwasekwa umsebenzi oqhubekayo kwaye kukho kwangaphambili kwiindleko zabasebenzi (umvuzo) kunye inxalenye asethi ezisisigxina.

Kwinyathelo yorhwebo uyaqhubeka phambili imveliso yomsebenzi yokugqibela (ugqityiwe imveliso). Ngaphambili, ukusebenza phambili eziyinkunzi kubuyiselwa kwi imali kuphela xa ifom yorhwebo yexabiso wadala iguqulelwa zibe yimali, kodwa xa ubeke nje, ngexesha yentengiso. Le Ubuncinane eqikelelwayo Imali efunekayo ukuze ukusebenza kakuhle kwamashishini, norm emisiweyo esasaza asethi.

Ekubeni nawuphi na umsebenzi kuxhomekeke ekusetyenzisweni olufanelekileyo eyinkunzi yokusebenza kunye nobukhulu, uhlalutyo oluneenkcukacha inkampani asethi zangoku idlala indima ephambili kulawulo lolawulo ngobuchule ishishini.

Zonke ii-asethi zangoku (mobile kunye current) lenkampani ziboniswe kwiphepha lomncono, oko kukuthi, kwicandelo yayo yesibini. Uhlalutyo kudla iqala kunye nokwahlula-asethi ngokwe iqondo amatyala. Xa inkqubo ngokwamaqela asethi zangoku zabiwa ngendlela parameters:

- lula ukusebenza, banayo iqondo lisezantsi emngciphekweni ngokwemiqathango amatyala abo. Ezi asethi ziquka imali, izabelo, amanqaku promissory;

- asethi ezithengisekayo, leyo kufuneka iqondo elisezantsi lomngcipheko. Ezi ziquka: akhawunti ngamahlakani ezifunyanwayo, kunye nobume mali ezinzileyo, zonke ii-inventri (ngaphandle esidala), iimveliso ogqityiweyo yokufunwa kakhulu;

- asethi ukuba abe iqondo eliphezulu amatyala. Ezi ziquka iimveliso engagqitywanga bagqiba ukuba iinjongo zoshishino;

- ulwelo kancinane (illiquid) asethi zangoku kunye iqondo eliphezulu ukuqonda lomngcipheko. Ezi ziquka: izixhobo eziphathekayo esidala, ebangela ngamahlakani ezifunyenweyo ukuba imeko yezimali embi, kweemveliso ezigqityiweyo kunye intswelo ephantsi.

Ngexesha uhlalutyo zivavanya Dynamics ubudlelwane asethi illiquid kwaye zonke ii-asethi zangoku. Ukwandisa ratio ibonisa ukuhla in amatyala. Kuba-zohlalutyo olunzulu ukwakhiwa umsebenzi oqhubekayo, uluhlu, impahla ogqityiweyo iintlobo kunye amabakala.

Uhlalutyo nengeniso-asethi ajikeleza kufuneka wenziwe rhoqo. Izalathisi jikelele ingeniso zezi:

- turnover ratio, nto leyo zibalwe lulwahlulo njengengeniso avareji asethi lilonke ixesha elithile;

- Ubude turnover zibalwe lulwahlulo udibaniso eseleyo angumndilili impahla usuku kwezezimali kwithuba.

A inkomba kukwanda nesantya kuthelekiswa zeminyaka edlulileyo, njengoko oko kungqinwa ukukhula indlela eyiyo yokusetyenziswa kwezi mpahla.