Ikhadi debit "Alfa-Bank": ubhaliso, imida, ncomo

amakhadi zeplastiki kungena yonke ebomini. Zezona isitshixo akhawunti yekhadi apho sifumana umvuzo, imivuzo, imihlala-phantsi kunye nezinye transfers.

Kulo mzekelo, oluninzi ezibhankini ukumisela ukuba ngowuphi kubhetele ukuba ukuvula ikhadi, kunokuba nzima. Ngapha koko, wonke iziko logcino na umgaqo-nkqubo wayo, yaye ngenxa yoko ukuvulwa kweemeko zengqesho amakhadi zeplastiki. Kweli nqaku uza kufumana i isishwankathelo amakhadi debit, ezenziwa "Alfa-Bank" kubaxumi bayo.

A bit malunga ibhanki

Xa ukhetha i ibhanki, kufuneka usoloko sinikele ingqalelo isikhundla sakhe isikhundla kwimarike iinkonzo zezimali. Ngenxa yokuba iziko imali trust, leyo kuqhwithela ngosuku olulandelayo, Kakade ke, musa ukuba.

"Alfa-Bank" yenye abadlali inkulu kwicandelo logcino kwi Russian Federation. Yasekwa ngonyaka ka-1990, emva konyaka, uye zonke iintlobo zeenkonzo, nezilinganiso ngamazwe kumaziko zemali ukusuka komnye unyaka ukuya ukuqinisekisa ukuthembeka kunye nozinzo amanqaku aphezulu.

Zeziphi ezi ntlobo zahlukeneyo amakhadi debit, iimeko zabo

"Alfa-Bank" inika abathengi wayo kuluhlu olubanzi ngokwaneleyo imali. Zahluke zonke iimeko kunye neempawu zazo. Ngenxa solawulo ibhanki xa izama ukufezekisa iimfuno ngalinye client.

Oku kuyaqondakala, kuba umntu efuna ukuvula i-akhawunti ikhadi ukufumana iinzuzo zokhuseleko loluntu, kunye umntu ukwenza izibalo phesheya xa uhamba ehlabathini lonke.

Okulandelayo, iintlobo uthandwayo amakhadi kwaye sifumanise kuba zifaneleke kakhulu into uhlobo zabathengi.

"RZD Bonus"

Eli khadi debit "Alfa-Bank" yenzelwe abo abahamba rhoqo kwi-elide kumgama oololiwe-high speed oololiwe "Sapsan". Ukwenza ukuthenga kweli khadi, abaxhasi baziqwebele igunya-ups ukuba zibe nokutshintshanisa kuhambo bonus.

Xa nokubuyekezwa, kwanaleyo yokuqala enjalo ayinakwenziwa kwiinyanga ezintandathu kamva, ukuba ikhadi ukwenza izibalo ubuncinane-20 amawaka engange. Eli khadi uya kukhutshwa kumanqanaba amathathu: Standart, Gold nePlatinum. Uphakamile ikhadi eklasini, iibhonasi abaninzi baya kuza bethenga.

Umzekelo, usebenzisa ikhadi kwinqanaba Platinum nokuhlawula off ngoncedo yayo, hayi ngaphantsi kwe-20 amawaka. Engange ngenyanga kangangonyaka, ungagcina bonus 15,000, nto leyo eya kuba ngokwaneleyo ukuya ukusuka eMoscow ukuya Sochi. Uyavuma, iluncedo kakhulu kwaye zibe ngokulahlekana bandisa uhambo simahla iiholide ukuya ikhefu elide ilindelwe.

Le mali ibuyiselwe kwi "Cash Back"

Ngaba ubusazi ukuba ikhadi debit "Alfa-Bank" inceda ukwamkela kukuthenga zabo? Ikhadi "Cash Umva" izakuvumela akuyi kuphela ukwenza ukuthenga ezivenkileni, kodwa usoloko ufumana kwikhadi transfer yobalo kwiindawo zokutha ipetroli, cafes kunye zokutyela.

Kubonakala ukuba ukwazi nje ukuba ukutya okumnandi na yokutyela, kodwa ufumana bonus eyi-5% imali echithwa nguwe. Yaye abo idla uhamba emva kweevili ezijikelezayo, eli khadi ingena nangakumbi - ukuya akhawunti umva ukuya ku-10% sokuthenga zonke kwi impompo.

Ekubeni le mephu kuphela Gold-Class ukhutshwe, ibhanki uqinisekisa inqanaba layo eliphezulu ukhuseleko: ukuthenga ngekhompyutha inika 3D-Secure zobuchwepheshe, eyakhelwe-ngaphakathi chip ngenxa nemisebenzi kwakunye neevenkile.

Eli khadi debit "Alfa-Bank" uye ibhonasi entle. Yena inxaxheba kule program "Cities Kwento", nto leyo wahlelwa Iintlawulo akhawunti system Mastercard. Ngenxa yoko, uyakwazi ukufumana izaphulelo ukuya kwi-15% kwi kwiimveliso ibhanki kunye namahlakani kule program.

inkonzo yonyaka kwekhadi liya kukudla malini na 1,200 engange. Kakhulu okanye kancinci? Ukuphonononga bathi ukuba esi sixa ngokukhawuleza ohlawulela izibalo rhoqo ikhadi kwi impompo. Umzekelo, kuyimfuneko ukuba azalise iwaka 10. Engange kwi mephu uze bonus eyi 1 amawaka.

"Madoda Card"

Kukho amakhadi yenzelwe nje ukuba oyindoda womelele. Ndiyakuthanda ukuba kumnandi kwaye ukhululeke imivalo, ahambe iipati? card debit Okulandelayo "Alfa-Bank" kuya kukunceda axabisa nje kuphela ukuze siphozise ingqondo, kodwa ukuthenga impahla, ukuba ukungena kumaziko bayafaneleka.

ibizwa ngokuba "Man Card". main inzuzo yayo - .. It izaphulelo ukuya ku-20% ngo-cafes, iindawo zokutyela, nemivalo, amagumbi umthambo, iivenkile zempahla, amaziko zeentengiso, njalo njalo zingafumaneka kwi website yayo uluhlu olupheleleyo ezishishina azimiseleyo ukunikezela isaphulelo yindoda yokwenene.

Enye amahlakani ezixhasa kokukhululwa kwale khadi yaziwa lowu maxim. "Madoda ikhadi" umxhasi ngalinye rhoqo othatha inxaxheba kugwayimbo, zaphuma phambili apho kunokwenzeka khona ukuba kumagqibela kankqoyi yijaji ukhuphiswano Miss maxim.

Ufuna ukuba bathathe inxaxheba yaye singqongwe amantombazana intle kweli phephancwadi? ukwenza nje nokusetyenziswa ikhadi, ukuba ahlawule yakhe yokulwa, wenze transfers, ngokubanzi, ukuba akhokele i imisebenzi esebenzayo zemali. Yiba client esebenzayo kwaye elalinokuphumelela.

Ibhanki kwakhona wathi abanini eli khadi angasoloko ibe lithamsanqa kwaye ufumane amatikiti okanye ayigqithise ukuze ezahlukeneyo isiganeko "closed".

Nangona uphengululo bathi oku yeqhinga yibhanki kunye lwengoma ngqo odle akwenzeki. Abanye bathi kolu khuphiswano mkhulu kakhulu, kwaye umntu avareji ayikwazi iphumelele.

card debit Annual "Alfa-Bank" yale hlobo uvela engange-450 ukuya kwezingama-600. Ngenxa iinzuzo ukuba abathengi ibhanki bawongwa kweli khadi iplastiki, loo ntlawulo iphantsi kakhulu.

Akukho amakhadi ngomdla

Ukuza kuthi ga ngoku, phantse onke amaziko ezinkulu zemali bakwazi ukunikela abathengi zabo ikhadi debit, imiqathango ezibonelela accrual kwenzala kwimali. Olu hlobo dipozithi, ukusuka apho nanini na ukurhoxisa imali okanye ukwandisa inani ezisalayo.

Ngelishwa, "Alfa Bank" amakhadi debit ngomdla akuthethi ukukhulula. Ukuphonononga bathi oku kuyinto embi, ekubeni kukho ezininzi bazimisele ukukhupha ikhadi enjalo.

Endaweni yoko, ibhanki ufuna ukukhupha ebizwa ngokuba yi-package kunikela kuquka amakhadi kumanqanaba ahlukeneyo, kunye akhawunti yokonga.

inkonzo batch

Ukuba uyazibuza ukuba yintoni ukukhupha ikhadi debit "Alfa-Bank", ngoko musa ukuya kugqitha iphakheji umnikelo. Amele uluhlu amakhadi, zangoku akhawunti yokonga. Konke oku zingafumaneka ngokuthi kukhutshwe isivumelwano esinye.

imveliso efanayo ibhanki inikeza nabathengi imigangatho-4: "Economy", "ngokugqibeleleyo", "Intuthuzelo" yaye "obukhulu".

Eyokuqala kwezi kunika ithuba ukuvula akhawunti ezikhoyo zemali ezahlukeneyo, kwakunye ukuba akhuphe debit card kwinqanaba Classic, nabanako 'amakhonkco' ukuba naziphi na iingxelo zoluntu. Iza kuba luncedo kokubini kubafundi kunye nabantu abafumana amazwe abavela kwamanye amazwe, ezifana ikhadi debit "Alfa-Bank". Iimpendulo ngayo abafani, kodwa abathengi abaninzi bayavuma ukuba abo bantu abasebenzisa iinkonzo yeebhanki Akuvamile kweli khadi eklasini kwanele.

Ukongeza, kuyenzeka ukuba ukuvula i-akhawunti yokonga "Safe My". Bet kuyo, Kakade ke, ngaphantsi khona imali eziqhelekileyo. Umzekelo, inqanaba isibonelelo "Economy" iphakheji ibhanki ilungele ukuba uhlawule-1% ngonyaka.

ulondolozo zoNyaka isiphakamiso esinjalo siya kuxabisa imali engange 959, okanye 0 p., Ukuba kwi-akhawunti zangoku kunye nolondolozo ziza kubekwa phezu sum of 30000 engange. Qho ngenyanga uyakwazi ukusirhoxisa isixa hayi ngaphezulu kwe elingana 5 amawaka. Dollars e engange nge-ATM.

Kuba iphakheji "Opitimum" Kwakhona akakwazi ukuhlawula, kodwa imali ifakwe kwi-akhawunti kufuneka ibe ngaphezulu kwama-70 amawaka. Engange, okanye unyaka kuya kufuneka ukuba ahlawule 1929 engange.

Lo mqulu kubasebenzisi "phambili" ngeenkonzo zemali ngakumbi busenza ukuba kwinqanaba amakhadi ukuya ku-5 Visa Classic kunye Mastercard Standart. Ukongeza, ukufikelela kuluhlu olubanzi akhawunti yokonga, umyinge wenzala yi-7% ngonyaka ngamnye (amawaka 750. Engange nyanga nganye).

Ukucebisa ukuba akhuphe ukunikezwa "intuthuzelo" abaxhasi zangoku "Alfa Bank." Gold debit Card, iyafumaneka iphakheji eyenzelwe abantu izityebi esebenzayo. Ukuba akhawunti ziya kuba ngaphezu kwe-300 lamawaka. P., Le nkonzo yonyaka simahla.

Kungenjalo kuya kufuneka uhlawule 5099 engange ngonyaka. Xa nokubuyekezwa, abanini le phakheji ibhange ngenkxaso yezomthetho kunye zonyango imali.

Yintoni umdla na eqolo iphakheji isibonelelo "eliphezulu"? Le premium uqobo kwimithetho yoncedo lwabathengi. Ibhanki ilungele ukunikeza iimeko ezinjalo kwi iimveliso azifumaneki kwabanye. Client release umphathi VIP lobuqu ngubani kunceda ukuqonda asombulule naziphi na iingxaki, apho abanobuchule, "Alfa Bank."

amakhadi debit, imida kwi evela-ATM leyo phezulu ngokwaneleyo kule phakheji umnikelo (1.5 million. P. ngenyanga) is a status. Oku kuthetha ukuba ukunikela ikhadi enjalo, loo mntu ziza kufumaneka iinkonzo ezingcono ehlabathini jikelele, kuquka amagumbi VIP in ezihotele.

Indlela yokwenza imaphu ebhankini "Alfa-Bank"?

Odolo ikhadi debit kuba kwi-ofisi, okanye nge-Internet. Bachithe imizuzu 2-3 yexesha buqu, ngqo kwi-site, ungenza ugcwalise ifomu ze ubize umntu ojongene nekhuriya ngubani na oya kuninika ikhadi free.

Esi plus enkulu, ngokuba akuyi kusoloko isebe lebhanki ezikufutshane endlwini yaye ngokukodwa kuza ukuba ikhadi.