Iibhondi yindlela yokwenza ingeniso eyongezelelweyo

Izibondla ziqinisekiso zokuqinisekisa ukuba umbolekisi ngumniki-mali evela kumtyalo-mali onelungelo lokufumana isabelo esiqhelanisiweyo, kwaye emva kokubuyiselwa kwabo-inani lexabiso lokubiza. Ubutyebi bezoqoqosho kwezo zindleko zifana nokuboleka. Singatsho ukuba iibhondi zithenda zetyala ezifunyenwe ngumtyalo-mali kumntu obolekayo ukuze atshintshe imali yakhe.

Ukukhutshwa kwemibutho yamashishini, ukukhangela ukuhamba kwemali yophuhliso lwabo. Ngamnye wabo unamaqela ahlukeneyo kunye nemigangatho efanelekileyo. Ukuqhubela phambili kule nto, kunokugqitywa ukuba umthengi wayesazi ngaphambili ngemali engenayo, kunye nequmrhu elisemthethweni ngeendleko zalo. Inkqubo yokudlulisela ilungelo kumntu-mboleko iye yenziwa lula njengoko kunokwenzeka, kwaye akukho mfuneko yokufaka ifotyi. Ngokuqhelekileyo, ukuthengwa kweemali ezikhuselekile kunomlinganiselo ophakathi okanye ixesha elide lokusebenza-ukususela kunyaka omnye ukuya kwiminyaka engamashumi amathathu. Abaxhasi baqala ukukhupha iibhanki kwi-circulation xa bekwazi ukufumana imali kwi-credit. Ngelo xesha, bafanele baqikelele ngemali yexesha elizayo, ngeendleko zokuhlawulwa kwetyala ngexesha, kunye nokuzinza kwezoqoqosho.

Ukukhutshwa kweebhondi kuqhutyelwa kwisidingo somboleki, ukuze kufumaneke izibonelelo eziphathekayo kwiinkqubo zentlalo eyahlukeneyo, ukuhlaziywa kwenkqubo yokuvelisa okanye ukuveliswa kobuchwepheshe obutsha. Kukho inkcazelo ebalulekileyo, ngokubhekiselele kuyo imichilo kunye nezibophelelo. Lo ngumvuzo ozinzile owamkelwe ngumtyalomali kwi-bill yexesha elithile lexesha lokulahlekelwa kwexabiso lakhe ngexesha lokubuyiselwa. Enye ingcaciso ebalulekileyo kukuba umnini-mboleko ubonelela kuphela umsebenzi we-issuer, ehlawulwe ngokupheleleyo, kodwa akanalo lungelo lokuthatha inxaxheba ekulawuleni. I-Securities inomvuzo ongenanto, oboniswe kwi-blank certificate. Inzala ekubaleni imali ibizwa ngokuba yi-coupon rate. Inokuthi isantya okanye isigxina, kuxhomekeke kwindlela yokubopha. Ezi zingabakhonkco ezikhethekileyo, apho umrhumo ohlawulwa rhoqo ngonyaka okanye ngekota, kuxhomekeke kwiimeko zokukhupha amanqaku. Imali engenayo efunyenwe ngale ndlela ibizwa ngokuba yiqhosha lekhonkco.

Umzekelo wakhe unokuthiwa yiyo yonke idiphozi yasebhanki eyaziwayo. I-Bond yorhwebo kwaye zona zineentlobo ezininzi kunye nokwahlula. Ngako-ke, elowo mntu ubhekene naloo nto libhekiselele, lukhokelwa uluhlu lweemfanelo, olumiselwe ngumthetho othile. Abaqalayo bayazibuza umbuzo: "Uyithengaphi na amabhondi?" Oku kunokwenziwa ngeendlela eziliqela: ukuthenga kwii-trade-counter-trades, ngebhanki, kwingxowa-mali-mali okanye inkampani yokuthengisa. Ukuthenga ngokuthe ngqo kweziqinisekiso, kufuneka uqhagamshelane naluphi na utshintsho lwempahla. Unako ukufikelela ekuthengeni ngokuthi ube ne-akhawunti ekhethekileyo kunye nesigxina sokuthengisa. Ukujonga okubanzi kwesi sihloko, ndincoma ukuba uqhelane naluphi uvavanyo lwentsebenzo .