Arksbank: ncomo, imbali, iimveliso kunye mlinganiselo

"Arksbank" - a amaziko omncinane zemboleko, abhaliswe eMoscow. Nangona ubukhulu bayo uthobekile, iye kwinethiwekhi yayo-ofisi zemimandla eRashiya. yoshishino lwenkampani uyalwa ngokuyintloko ukutsala iidiphozithi siboleka ezinkampani.

indaba

Ababhalisileyo iziko lamatyala okokuqala ngo-1992 waza wabizwa ngokuba "eBastion". Ekuqaleni kuba wadalwa njengebhanki ngokusekelwe efanayo. Sele 1993 kwathiwa indawo yi luhlobo ubunini inkampani evaliweyo stock ngokuhlangeneyo.

Ngowe-1996, abanini ebhankini kwakhona utshintshe uhlobo lwaso ubunini kunye igama tweaked encinane, ngoku Imelwe igama Social Equity Bank "eBastion". Phantsi kwale brand ibhanki wayesebenza kude kube ngo-2009, xa kanye kwakhona kwakukho igama utshintsho "Vkladbank". Noko ke, eli gama lalisetyenziswa unyaka omnye kuphela, kwaye ngo-2010 itshintshe igama layo ngoku. Ukususela ngoko waqalisa kwinqanaba elitsha kuphuhliso ngemali, waza waqala ukufumana "Arksbank" ingxelo evela inani abathengi.

indawo

Kususela kwimini eyasekwayo kude kube ekuqaleni kuka-2014, i-ofisi yentloko yeziko credit ibekwe Voronezh, kodwa ngoko kwagqitywa ukuba baphinde babhalise "Arksbank" eMoscow. Ukusuka kule ndawo yeziko lamatyala abe ombaxa yengingqi.

Nangona ubukhulu encane, "Arksbank" isebenza kuphela elikomkhulu kodwa kwizixeko ezifana Voronezh, Vologda, Belgorod, eChelyabinsk. Eku sunguleni, uthungelwano yesebe kuthi ngokubanzi.

inethiwekhi ngayo-ATM kunye ezinjengeetheminali akukho kwiziko lamatyala. Kodwa ekubeni le ikhadi akayi kukhutshwa, i "Arksbank" ukubuyekezwa okubi kuba akamkeli.

iimvavanyo Performance nezilinganiso

Kakhulu amancinci "Arksbank" yokureyitha kwi yokusebenza kwemali nalo liphantsi kakhulu yaye amaziko amatyala amakhulu Russian wesithathu. Noko ke, ezinye iimveliso ayo kakhulu umdla. "Iminikelo Arksbank 'zisandula ezifundiswa ngesantya sezingeni eliphezulu umdla, Ngenxa yoku sele zithanda phakathi kwabantu.

Nangona ubukhulu ayo, iziko lamatyala esoloko ubonisa inzuzo kwaye iku bhekiso phambili. Iidipozithi abantu abapase i "Arksbank" ukuthembeka ezongezelelweyo ezi ngeendleko inxaxheba yeziko-mali kwi-inshorensi.

Iinkonzo ze lweeklayenti ezikushishino

Eyona kwicala kwiziko lamatyala - iinkonzo lweeklayenti ezikushishino abolekise zabo. Yiloo nto idla ufumana ncomo nesimilo "Arksbank". abathengi Corporate, ukongeza kwiingxelo-mboleko, uyakwazi ukusebenzisa iinkonzo zebhanki ezifana iidipozithi, wazikrazula iziqinisekiso bank cell.

Iidipozithi abaxhasi zabucala

Bebhunga "Arksbank" iidipozithi abantu bendalo. Imisebenzi yeziko lamatyala ngowona mthombo-mali. Kude kube kamva nje, inzala ezinikezelwa kweebhanki kwinqanaba eliphezulu, kodwa utshintsho imeko yezoqoqosho, naye kwehlisa amazinga. "Arksbank" ncomo umthengi, wagqiba ukusebenzisa iinkonzo iidiphozithi, yenze iimina abafani, kodwa uninzi lwazo siyakha.

Kubalulekile ukuqaphela ukuba le nkampani kwamkela imali abantu kwi-ofisi yayo engundoqo. Kukho abantu bakhonza abantu ezisemthethweni kuphela, kwaye kukho yokutshintsha imali. Oku kwenzelwa ukuba ukwandisa isantya.

"Luyingenelo" idiphozithi

"Arksbank" kubathengi abanqwenela ukuba babeke 100 amawaka okanye 10 amawaka eerandi okanye euro unyaka omnye, inikeza idiphozithi "Luyingenelo". Uyakwazi ukuvula oko kwiintsuku 360 okanye 367. Ngezinga elifanayo kwi engange baya kuba kwimeko yokuqala ka-9%, ngelixa yesibini --10.5%. Inzala iidipozithi lwemali angaphandle kwi-sikhokelo yenkqubo kukwaxhomekeke ukungafihlisikuthetha mmandla. E Moscow, ngokubeka idiphozithi iintsuku 360 ngeedola okanye euro, ungafumana-4%, kwaye xa ixesha leentsuku 367 - 4.5%. Ofisi ibekwe nakwezinye izixeko zinika izinga yesibambiso kwemali amazwe Lower-1%.

Ubuyise idipozithi akuvumelekanga ngalo naliphi na ixesha, ngaphandle iintsuku ezingama-30 yokugqibela. Ingeniso sihiawulwe okanye njengekhapitali rhoqo emva kweenyanga ezi-3.

Idiphozithi "esisigxina"

Abathengi abanqwenela ukufumana iintlawulo qho ngenyanga, "Arksbank" inika igalelo kwinkqubo "Sihleli". Ezi iidipozithi bavunyelwe ukuba bazalise phezulu, ukongeza, umthengi ungakhetha ixesha ezifunekayo kunye lwemali lwe-akhawunti. Izinga e engange iyafana-ofisi zonke ibhanki yaye 1,8-10,5% kuxhomekeke lokugcinwa-asethi. Kwakhona amazinga otshintshiselwano langaphandle iya kuxhomekeka kuloo mmandla. Izinga eliphezulu - 4.25% - iyafumaneka kwi-ofisi Moscow.

Idiphozithi "real"

Abo abakhetha ukuba ngowona ukurhoxiswa buso kwemali, imali efanelekileyo kwinkqubo "Real". Ukuba uvule isithuba kwinyanga 1 ukuya kunyaka-1 yaye zikwavumela ukuba zokurhoxa buso kunye idiphozithi. Izinga engange kuxhomekeke kuphela ixesha yokuhlala kwaye ukufikelela ukuya kwi 9.8% ngonyaka. In the US uyakwazi ukufumana ezona ka-4% ngelixa kuvulwa sedipozithi-ofisi eMoscow.

"Pension" idiphozithi

Ingakumbi umhlala "Arksbanke" oluza lisebenza khona imali "Pension". Lubonakala yi nokuhla le ubuncinane isavenge sokuqala ukuya ku-100 zeerandi / Euro okanye 3000 engange, ithuba ngokumpontshwa kunye nemali kwemali. Eethenda kunye umthengi ungafumana umdla - kwi 10.8% ngo engange kunye 4.25% in eerandi. Xa uvula idipozithi angaphandle kwindawo ofisi ngaphandle eMoscow kufuneka ilungiswe ngenxa yokuba umlinganiselo amalunga nazo aya kuncitshiswa yi-1%.

Ezinye iinkonzo kubantu

Hayi nje uzimisele ukunikela iminikelo "Arksbank" kubaxumi zayo - abantu. Kwakhona mboleko ezikhoyo kubathengi, iibhokisi imali ekhuselekileyo, ukudluliselwa kunye akhawunti yangoku.