Akhawunti ezifunyanwayo zihlawulwe - nezikhombisi ibalulekileyo lweshishini

Umsebenzi naluphi na uqikelelo ngokuqinileyo yeseti izikhombisi, yaye isenza izinto ezahlukeneyo nemisebenzi yayo. Ngenxa yoko, umthamo yemveliso ibonisa umthamo kwishishini, inzuzo - yayo -impumelelo iindleko, ukhuseleko abo okanye ezinye izibonelelo - uzinzo kunye nokhuseleko ubonelelo. Iimali kunye ukuhlawulwa zibalulekile izalathi-mali lwempilo lweshishini. Ukuze ufunde ukuba zithetha ntoni nendlela ungalawula kubo, siza kuxubusha ngayo kweli nqaku.

Okokuqala, kuyimfuneko ukuba ukuchaza izinto ezifana akhawunti kufunyanwa ihlawulwe. La magama e Ngokwengcamango zoqoqosho elijongene ngqo. Akhawunti ezifunyanwayo imele imali inkampani ngamahlakani ayo - abathengi, abathengisi, abasemagunyeni, njalo-njalo. Maxa wambi kuyenzeka ukuba ityala eli otyalayo yinto ethile aseti eziphathekayo, nto leyo esele ihlawulwe, kodwa hayi kodwa wayinikela. Ngaphandle kwento yokuba into yokwenene kwetyala - izinto kwiphepha lomncono nangoku ubonisa ixabiso labo lemali.

Akhawunti ezifunyanwayo efanayo - le mali ezityalwa ngokwawo okanye ezinye izifundo kwamashishini kurhulumente. Ngenxa yoko, ezifumanekayo kunye iintlawulo ezo, kwelinye icala, lo esahlukileyo, yaye kwelinye - kukho amagama ngokusondeleyo zihlobene.

Ngokubanzi, ukufumaneka ityala na isenzeko eqhelekileyo neyamkelekileyo phakathi kwemida ethile. Ukuba amatyala ngaphezulu le mida, kukho amathuba eziphakamileyo ntlekele. Kwimeko yokudlula izikhombisi imigubasi yokwakha ezifunyanwayo weNkundla unganeengxaki amatyala, kwaye kreditorki kwimeko - yokuhlawula amatyala lweshishini.

Ngenxa yoku kungasentla, owona msebenzi ubalulekileyo kulawulo lweemali lweshishini lulawulo kokufunyenweyo kunye izinto ezihlawulwayo. Le nkqubo luxanduva inqanaba eliphezulu lolawulo entsimini ezezimali. amacandelo aso:

• ezifumanekayo akhawunti ezifanele kuhlawulwa,
• okubonisa lawona mazwe ityala elizayo,
• imida iimali ematyaleni,
• xa kukho imfuneko - thatha amanyathelo ukulungisa imida ukuba musa ukwanelisa iimfuno zobunkokeli.

iirekhodi kwamatyala zigcinwa ngendlela ethile izinto balance sheet, kwakunye akhawunti ukugcinwa. Xa izibophelelo otyalwayo efanayo ezidiliziweyo phantsi izifundo apho ikhampani imali - abasasazi, uhlahlo lwabiwo-mali, abaxhasi njalo njalo. Kwimeko kokufunyenweyo, ukongeza ngokuqhawuka ngokwengingqi, kukho kwakhona icandelo banamatyala ukuthembeka, kuquka ebizwa ngokuba yi-isibonelelo izibophelelo Iyathandabuzeka into yokuba ayikwazi kuhlangatyezwane abathwali zabo. Kuphela emva kokuba pobyla ityala elithile kwi enjalo reserve, oko icinywe uncollectible.

Ngokuphathelele kwimiqathango olungxamisekileyo ukulawula amatyala, zinokuba nomahluko: kubathengi - ecaleni lakhe, etsala arhente ukuqokelelwa, nokufaka izohlwayo ezongezelelweyo kwi onetyala. Kwimeko izibophelelo otyalwayo kaninzi umlinganiselo engundoqo ulawulo kukutsala imali eyongezelelweyo ukuhlawula ityala okanye thethwano kuhlaziywe kwemiqathango intlawulo.

Ngelishwa, kuba babecinga ukuba okufumanekayo kunye ezihlawulwayo - eziqhelekileyo kwaye ikhokelela nankathalo ngokugqithiseleyo kwabaphathi beenkampani zemali. Siza kukhawuleza lokulumkisa abafundi nxamnye sengqondo ngokugqithiseleyo aphumle kule hlobo izibophelelo - eyaziwa Kwiimeko ezininzi apho wayiqokelela ukuba lukhulu kunokubangela iingxaki ezinkulu de ukuwa olupheleleyo lweshishini.