"Transport 'yebhanki: Ukubuyekezwa abatyali-mali kunye nabasebenzi. Ukulinganiswa kunye nokuthembeka ibhange "Transport '

ngakumbi "AMFI" Bank yasekwa ngo-1994 ukuya ukuxhasa uqoqosho wesizwe ukuthuthwa train shishino. kuye kwatshintsha emva kwexesha ifom kwezolawulo lombutho kwi CB "Transport" ebhankini, nto leyo ngokutsha nesimemayo namhlanje. umbutho Commercial omncinane yaye banikela ingqalelo inkonzo yabathengi evela eMoscow kunye mmandla. Regional Bank isebenza kunye namazwe afana St Petersburg Yekaterinburg, Perm, ESmolensk kunye Belgorod.

iindawo eziphambili umsebenzi

"Transport" ebhankini, nto leyo review zakhayo kwakunye ngemali ngokufanelekileyo uzalisekisa izibophelelo zalo, ekuqaleni ingqalelo inkonzo uluhlu olubanzi abantu kunye nemibutho esemthethweni. Phakathi ezahlukahlukeneyo iziphakamiso, kubalulekile ukuphawula kakhulu ethandwa:

• Finance kunye namacandelo oshishino kunye nabantu.
• Ukwenza iidiphozithi nokubambisa akhawunti mali iziko-mali.
• KRO.
• iziphakamiso Investment.
• Intengiso zemali anqabileyo.
• Irenti lweebhokisi imali ekhuselekileyo.
• amakhadi ebhanki obluzhivanie Complex kunye payroll.
• Zonke iintlobo nokuqhathwa ukusetyenziswa kwemali.
• Mortgage yokubolekisa.

zebhanki kunye neengxaki emsebenzini wakhe Internet

Eyona mpumelelo ibalulekileyo kwiziko zemali yaba ukuqaliswa kweenkonzo ekuthiwa Internet Banking. Nganye umxumi ngaseludinini nga ngokuzimeleyo phezu Internet ukuphumeza kuzo zonke iintlobo zazo kunye nokungena nokuphuma kwemali. Kwixa elizayo, lo amatsha unimisele inqanaba eliphezulu "Transport" ebhankini. Izimvo yokuseka ngakumbi HIV, kodwa inkonzo online uyakwazi ukuhlangabezana ingxelo rhoqo ngokwaneleyo ezimbi, njengokuba ngokufuthi yinto nje asifumaneki.

mathuba eziphambili kwimbali

Iziko lwemali lula abasindayo kwentlekele ka-2008 leminyaka ubudala, yaye inkoliso ngetyala bobabo ukuya wezimali Shishkhanov. Ukubuyisela intsebenzo yebhanki ukuya kwinqanaba phambi ntlekele kwafuneka ukuba achithe iminyaka emibini ubuncinane. indima ebalulekileyo ngokuphathelele kulo mba edlalwe yi umongameli Lomanova kwiziko omtsha, othe waqeshwa isithuba ngo-2008. De-2011, izabelo-mali ka-99% ayo amaqabane Lomanova. Endzhaku ko yingisela izabelo "Transport 'ebhankini, nto leyo kwakhona kwiimeko ezininzi babe kunakuhlanga entle, baqhubeka ukugcinwa iqela ngokubanzi-profile iinkampani" technologies zothutho New ". Okwangoku, abanini ebhankini ngabantu ezininzi nempembelelo. It Serebryannikova and Sorokin, Mazanova, Zhenetl kunye Fez.

A bit malunga impumelelo nezilinganiso

Bank "Transport 'ngo-2013 waqonda idabi ebalulekileyo zemali yaye anda yempahla yayo ukuze 23 ezigidi 600 million. Oku phantse 2.5 Ingaba ukwanda kwemali ekhoyo ngelo xesha. Ulwando iye yaphunyezwa ukubandakanyeka zombini izithuthi zabucala kunye nezorhwebo. Ngo-2012, ingeniso net amaziko zemali kufikelela kwizigidi 96 engange. capital abagunyazisiweyo ngo-2013 yaba yezigidi kuphela 800. "Ingcaphephe RIA" amabhaso ukusekwa rating credit kwi "A" ngeli thuba le-arhente rating. Oku luni iziko kuphela icala, othetha uzinzo yayo, inqanaba eliphezulu lokuthembeka kunye trust. Kwakukho sengqondo esihle kwixesha elizayo. Ngokutsho kwe data ezisemthethweni yakutshanje, ii-asethi zizonke yaba 29.321.395 amawaka engange. Bank "Transport", ogama isikali kuyinto elungileyo, wathabatha ngokubaluleka 144 eRashiya. imali eyinkunzi esilingana 2.402.169 lamawaka engange, engqamana 195 indawo phakathi kwiibhanki Russian. Umthamo mboleko - 20.626.429 amawaka engange, kunye needipozithi - 17.633.608 amawaka engange, engqamana 122 113 indawo. Imali iyonke imali kunyaka ophelileyo 382 027 lamawaka engange, leyo ukuba ukufikelela iindawo 144 kwi simo. Ngokutsho iprojekthi BankStars.ru online, iziko mali ifumene iinkwenkwezi 4. Njengoko i-arhente yokulinganisela ezaziwayo-kakuhle efana Moody kaThixo, Fitch kunye S & P, zange baqonde ukuthembeka "Transport 'ibhanki leyo, emana nje ngaso.

iindaba ezisematheni okanye ubunzima yethutyana

Ummeli we-arhente "RIA ingcali" ingxelo ukuba iziko zemali wenza iintlawulo in ifomu ephepheni ayeke ukusebenzisa electronic format. Oku kungenxa yokuba ukususela nge-21 Apreli kulo nyaka, i-Central Bank ukhubazekile "Transport" ebhankini, nto leyo ngokutsha abasebenzi zisoloko thaca ngendlela eyakhayo, inkqubo kweebhanki iintlawulo ngekhompyutha uhlobo engxamisekileyo. Njengokuba iphakamiswe yingcali arhente, oko kusenokubonisa ukuba kukho ukunqongophala amatyala ngaphakathi kwiziko zemali. Nokuba kancinane ngaphambili yi-arhente "RIA ingcali" ingxelo ukuba nemvume yeentengo zemboleko kancane kancane, yaye namhlanje akalingani udidi "A" kwaye "B". Isigqibo ukwehlisela yayisekelwe ukusetyenziswa bank kwephepha-based, nto leyo ixesha kakhulu ngokwemiqathango lwemisebenzi zebhanki.

yeenguqu zakutshanje

Nangona ukuba ekupheleni kuka-2014, "Transport 'abagcinisa yebhanki reviews leyo Umenzele uguqulelo yezibophelelo yayo yokugqibela, iye yamkelwa ethembakeleyo, namhlanje singakwazi ukubona ezinye kakuhle. Ngokukodwa, abanye abathengi bathi malunga nokulibaziseka ipeyiroli, apho kungekho mntu uthi nto. Kukho Ukumiswa iminikelo, kuquka ukugqitywa zikhona. Esisigunyaziso eyayikhutshwe nge-Aprili 16 Central Bank ukuya kwiinyanga ezi-6. Zonke izivumelwano, ngokutsho abameli kwiziko wezezimali isayinwe de-Aprili 16, iza kubulawa ngokungqinelana nemimiselo. Oku kuquka inzala iidiphozithi kunye notsalo.

Yintoni abathengi kunye nabasebenzi yebhanki?

Bank "Transport" nazo neengxaki ezithile, kodwa oko akuzange kube nafuthe yokwenza izibophelelo zalo. Uninzi reviews yeziko mali nangoku ukuthetha ngayo kwicala ezintle. Ngokutsho uswazi Institute, nto emsebenzini wabo itshintshile. intlawulo ekhawulezileyo zemirhumo yabasebenzi kunye ukuphunyezwa ngokupheleleyo nezibophelelo phantsi yengqesho ikhontrakthi kwenzeka. Kuba nako ukufumana soqobo izimvo apho abantu bakhalazela ukuba iziko ayihlawuli. Ngokusekelwe kuhlahlelo kule nkcukacha, singathetha malunga yibanki zomsebenzi, nangona ezinye izithintelo, leyo, umgaqo, ngo-2015, kwafuneka ubuso phantse yonke Iziko elifundisa yayo iinkonzo kwi-sikhokelo le zemali kwicandelo.

Projections zexesha elizayo kunye neqondo uyoma

Bank "Transport ', egama mlinganiselo kwehliswa kutshanje ukuba" B "udidi, ukwakweli kwisikali" Expert RA "kwi-sikhokelo esanelisayo kwinqanaba solvency. Ipredikshini njengako izandi rated like "asakhasayo". Oku uthembisa namathuba ephakamileyo ukuba kwixa elizayo yokusebenza kwemali lweshishini akayi kutshintshwa. Bank "Transport 'wamiswa" rating phantsi koqwalaselo ", ukanti abahlalutyi balatha ukuba inzuzo lwemisebenzi. Thetha ngoku oko kuza kwenzeka kwiziko lwezemali kwithuba elifutshane kunzima kakhulu. Konke oko uhlala ukwenza - kukuba ukulandela iindaba zakutshanje bayayazi.