Ratio Ukuzilungiselela

Ukuqonda isigama akubalulekanga kuphela zezoqoqosho umsebenzi, ezimali, ngamanye amaxesha kuyimfuneko abantu kude zisuswe kwiindawo ezinjalo yomsebenzi. iingcali makhwelo kufuneka ulwazi olongezelelweyo xa siqhuba uhlalutyo yemali yenkampani.

Ngexesha UPawulos phezulu konyaka kufuneka zisebenze kunye amagama afana lomlinganiselo ukuxhomekeka zemali. Kuthetha ukuthini? Lo mfanekiso ubonisa ukuxhomekeka lweshishini (inkampani, niqinile) evela ngemali kunye nabatyali-mali zomntu wesithathu. Yeyona uguqulo lonikezelo lwe isalathiso ukungavumelani kwe abasuka elikomkhulu nkampani. Ngokukhula ngokulinganayo kwemali zemali iinkampani esekelwe ukuba sigcine Dynamics yokwanda eqhinga. Ukuba ixabiso Isalathisi uyalingana 1, umnini imali zakho lombutho. Ukuba ixabiso 'ngumlingani ka-1.25, unokugqiba ukuba iisenti ezingamashumi amabini anesihlanu onke 1.25 miri., Le nkampani lityale kwiiasethi ukuba ibolekwe. Izalathisi-mali sixhomekeke sisetyenziswa ngokubanzi practice.

Ukongezelela, isebenzisa igama elithi "yezezimali". Lo mba, nto leyo esisiseko zokwenza uhlalutyo yemali yenkampani. Eli xabiso ngokuchonga indlela inkampani uzinzile, elizimeleyo le mali waboleka njengoko uyakwazi ukulawula ngokukhululekileyo ikomkhulu labo.

Ungachaza uzinzo lwemali njengoko ukuzimela zemali wenkampani, apho urhulumente ye-akhawunti yaso, it ikuvumela ukuba ukuchaza umvuzo aqinisekisiwe. Ezi ndidi zilandelayo uzinzo kwezemali, ezo zahlulwe degree yayo:

1. uzinzo Absolute. Ukuba kukho ukuzimela ngokupheleleyo ngemali yangaphandle. Mboleko ezenziwe nenkampani ukuthenga esitokisini ezinikezelwa yi yokusebenza.
2. ukumelana Eqhelekileyo. Le nkampani lutsala ekufunyanweni uluhlu kwimithombo eqhelekileyo coverage yabo.
3. isimo ezingazinzanga. Kulo mzekelo, inkampani onyanzelwayo ukuba ukukhulisa izibonelelo ezongezelelweyo ukuze yokugubungela oovimba.
4. wombuso Crisis. Lubonakala bubukho nkampani akhawunti ekufuneka ihlawulwe.

Ukubala izinto uzinzo lwemali, ezi mpawu zilandelayo. Lizithemba ratio, nto leyo ebonisa indlela le nkampani iza nemali asethi nge ukuboleka. Ukuba elikomkhulu equity lweshishini luthathe enkulu kakhulu isabelo, kunokuba disadvantageous kubanini, ukwenzela ukuba abeke izithintelo kwi yayo amandla emveliso. Kodwa ke inkoliso eyinkunzi extra akwazi kujongela uzinzo kwishishini, nto leyo owa nentembelo kuye batyalayo.

Ukongeza kule isalathiso, uhlalutyo ngokulinganayo kwemali zibalwa uyondelelwano lwee- eyinkunzi lweshishini; uphume, eye ikomkhulu yayo yentlangano; lomlingani ebonisa ukufumaneka kwemali eyinkunzi extra kunye nabanye. Ixabiso zonke ezi parameters (kubandakanywa i-ratio leverage) kuxhomekeke kwizinto ezininzi. Ngokomzekelo, ezifana ushishino, abasebenzi, inkampani, iimeko zemboleko, ubume imithombo ukuba agubungele propati. Ngoncedo lwabo, ukuvavanya Dynamics ngesakhiwo zemali kunye nozinzo yenkampani. Iimpawu qualitative lungahlulwa-hlulwa ibe ngamaqela amabini.

Omnye uya kuquka ngokulinganayo kwemali eyinkunzi, ebonisa ubume iirisithi imali yenkampani. Nowesibini - komsebenzi njengendlela yokusebenzisa. Zingakotshwa ngokuba yokusebenza ngeso lenyama. Ukuba ukuhlola imeko nkampani kunye nokukwazi kwayo ukuxhasa ulwakhiwo ngemithombo mali.

Bala umlinganiselo akumgangatho kuyimfuneko ukuze ukulawula umlinganiselo mali waboleka kwikomkhulu lilonke nkampani nokuqinisekisa ukuba Isalathisi ingabi elikhulu kakhulu. Kungenjalo, kuya kuba bubungqina imeko oyingozi kwizifungo kwaye kuphelela ungonakala.