Njani yaye phi ukufumana itshati zokuxilonga ukuba CTP? Tips abaqhubi

Ikhadi sokuhlola - uxwebhu lwaseburhulumenteni, efumanekayo kumqhubi emva kokuba isithuthi lokuhlolwa. Ngaphambili, bonke abaqhubi baya kufumana isatifikethi zobugcisa. Phantsi komthetho ngoku, ukubhaliswa isivumelwano enyanzelekileyo inshorensi kunokwenzeka ngaphandle ikhadi diagnostic na. Kulo mzekelo, abaqhubi ezininzi kukho umbuzo: nalapho unokufumana i itshati diagnostic ukuba CTP?

CTP kunye nekhadi diagnostic kwi kumatshini

Namhlanje ukufumana isivumelwano se-inshorensi yesinyanzelo ngaphandle amakhadi diagnostic ngeke isebenze. Iliso ubukho kunye isicatshulwa iya kuba ngabameli iinkampani ze-inshorensi. Ngaphandle ikhadi diagnostic kuthatha ukuba inshorensi imoto entsha kuphela (ukuya kwiminyaka-3), iimoto sendleleni okanye iimoto ezibhalisiweyo kwilizwe lasemzini. Zonke ezinye izithuthi mazinike ikhadi ukuhlolwa inshorensi ukuba nokubhaliswa kwesivumelwano.

Abaninzi abanomdla umbuzo zokuba kufuneka ixesha amakhadi diagnostic ukuba CTP, ummeli kwinkampani ye-inshorensi ukuba akhuphe isivumelwano. Phantsi komthetho ngoku, ikhadi diagnostic kufuneka sibe kanti sisasebenza ngexesha inshorensi.

Indlela ekuhlolweni nalapho ukufumana itshati zokuxilonga CTP

Ukuhlolwa lwenzeka kwiindawo ezizodwa ezisebenza phantsi mvume. Kuba uhlolo kufuneka abonelele imoto ngohlobo yayo enyulu. Ukuba umatshini iphumile whack, koko wakhupha isatifikethi, neya kubandakanya nayiphi na imiba ekufuneka iqwalaselwe. Kwisithuba senyanga, umqhubi unyanzelekile ukuba alungise iziphene aze anike imoto kwakhona uhlolo.

Ukuba ukukhubazeka kwakhona uhlolo-zifumaneka, banikwa uhlobo ikhadi edla umzi, apho kukho utyikityo lwe ingcali kunye ikhadi umhla wokuphelelwa. Ukongeza iphepha medium irekhodwa kwi-database EAISTO ikhadi ngekhompyutha enye apho zigcinwa iminyaka emi-5.

Indlela yokwenza CTP ngaphandle ikhadi diagnostic

Okwangoku, iinkampani ezininzi inshorensi idini ngentlawulo elingeneyo ngokwenza ikhadi diagnostic xa sukuba usenza CTP phezu kwendawo yakhe ephakamileyo. Kulo mzekelo, udinga nje ukuhlawula imali karhulumente i-mali ka-446 engange, ukuba isivumelwano, njengoko apho imfuneko Kwathi ngomhla kwinkampani yeinshorensi emva kokuba isikhululo yobhaliso CTP, ugqithe nokuhlolwa zobugcisa. Emva kokuba uhlolo luya kunikwa ikhadi izaliswe iziphumo zovavanyo diagnostic.

Ezinye iinkampani bazimisele ukuhlawula eziphuculweyo nangoko akhuphe ifomu epheleleyo ukuhlolwa zobugcisa. Kulo mzekelo, ummeli wenkampani yeinshorensi kubhaliswe ikhadi kwi EAISTO ledatha enye, gcwalisa ifomu yaye unika umxhasi kusondele. Ikhadi zokuxilonga CTP ngaphandle uhlolo ikhutshwa ngokukhawuleza kakhulu nje kuphela kodwa elula. Le fom ayahlukanga kuloo elinikwa abaqhubi kunye nezikhululo yokwenene-idlula. Yeyiphi ukhetho ukukhetha, yonke umqhubi isigqibo ngokuzimeleyo.

Yintoni kufuneka zihlolwe ngaphambi kokuba adlulele uhlolo

Phambi kokuba ugqibe apho ukufumana itshati zokuxilonga kuba CTP, kufuneka unikele ingqalelo le ngongoma ibalulekileyo ilandelayo:

• ukusebenza isicima-mlilo;

• isilumkiso unxantathu;

• ikiti yoncedo lokuqala kunye onke amalungiselelo ayimfuneko;

• imoto ngohlobo yayo ecocekileyo.

Dates ikhadi diagnostic

Phantsi komthetho ngoku, izithuthi ukuya kwiminyaka emithathu azichatshazelwa sicatshulwa lokuhlolwa zobugcisa. Emva kweli xesha, kufuneka unikeze imoto ukuba ahlole aze afumane ikhadi iminyaka emi-2. Emva kweminyaka 2 nenqubo sobugcisa waphinda ifunyenwe zenza emi-2 ezayo.

Kwiminyaka elandelayo, umqhubi linyanzelekile ukuba ukunika imoto kunye nokufumana ikhadi kangangethuba lonyaka 1. Ukuba awazi phi ukufumana itshati zokuxilonga kuba CTP, ungaqhagamshelana inkampani yeinshorensi, nto leyo eza kunika isikhokelo ukuya esitishini aze ziya kukunceda ukusombulula ingxaki yakho.

Kwakhona kuyimfuneko ukuba uthathe ingqalelo yokuba abanye abaqhubi baya kunika inshorensi ngomhla yokusebenza ikhadi diagnostic, kodwa ebudeni bonyaka insurance, siphela. Kule meko kuyimfuneko ukuba bahlaziye ikhadi kukuthi, kungenjalo xa isiganeko benefits,-inshorensi angala ukuhlawula inshorensi hlawuleka.