Njani yaye phi ukufumana imali-mboleko ngaphandle iimbekiselo kunye guarantors?

Ubuncinane kanye ebomini babo, ngamnye kuthi unokuba neengxaki apho kufuneka ukuba ufumane imali. Kwaye oku kufuneka kwenziwe ngokukhawuleza kangangoko kunokwenzeka. Kufuneka wenze ntoni kule meko? Kukho iinketho ezininzi. Lokuqala - ukuboleka kubahlobo kunye nezihlobo. Kukho ingxaki enye - ayikwazi kuba imali efunekayo. Ngoko kukho ukhetho yesibini - ukuthatha ngetyala ngaphandle iimbekiselo kunye guarantors. Ngenxa amaziko zebhanki yokhuphiswano kakhulu ukuba ukunika abathengi zabo iimveliso nomtsalane ngakumbi kubo. Kungenxa yoko le nto kusifikeleyo oku isihloko efanelekileyo kakhulu.

Apho ukufumana imali-mboleko ngaphandle iimbekiselo kunye guarantors?

Thina owoyamaniswe ekubeni ukufumana imali ebolekiweyo, kufuneka unikeze inani elikhulu amaxwebhu uye ngokusebenzisa inani ulwamkelo. Ngethamsanqa, le nkqubo ilula kakhulu namhlanje. Kakade ke, oku ikakhulu kubhekisela kumaziko abucala. Kuyinto le mboleko iibhanki umba ngaphandle guarantors nezatifikethi amaxwebhu kuphela embalwa (ipasipoti kunye SNILS, iphepha-mvume lokuqhuba, njalo njalo). Alithandabuzeki elokuba, inkonzo enjalo Kungumngcipheko kakhulu ukuba iziko, kuba awukwazi khangela creditworthiness ngayo iinkonzo. Ukunciphisa ilahleko, izinga lenzala kwi ezinjalo ukunyuka mboleko kakhulu. Ukongeza kule sixhobo, ngokubanzi iindidi ikhomishini, iinkonzo ngakumbi nangakumbi. Ngenxa yoko, umxhamli ukufumana imali-mboleko ibe bubulumko kakhulu.

Noboleka ofisi zabucala

Le yenye indlela ukufumana ngokukhawuleza isixa efunekayo ngaphandle kobuxhakaxhaka. Alithandabuzeki elokuba, ezi nkampani ziya kunikwa isixa isibini iiyure, kodwa kusenokuba efihla ezininzi "gotchas." Uyacetyiswa ukuba ukufunda ngenyameko ngokwemiqathango yesivumelwano, kungenjalo ungenza deal embi ngokupheleleyo kwaye overpay izihlandlo ezininzi ngakumbi. Umzekelo, rhoqo ngonyaka umyinge wenzala ngenene ngenyanga.

A amagama ambalwa malunga ixesha

Ukuziqhelisa, ukuba okwahlukeneyo kwaye zisukela ukusuka ezintandathu ukuya kwiinyanga ezingamashumi amathathu anesithandathu. Ezinye iibhanki baze ukusebenzisa imali ebolekiweyo iminyaka emihlanu. Ngokufuthi ithuba intlawulo yokuqala nezibophelelo. Ifanele igxininiswe ukuze sinikele ingqalelo yabo kulo. Ngamanye amaxesha kuba ukuphunyezwa nokuhlawulwa kwamatyala yokuqala ukuhlawulisa umrhumo, imali leyo inkulu ngokwaneleyo.

Loan Car ngaphandle iimbekiselo kunye guarantors

Yaye kuthekani ukuba kufuneka uthathe imali yokuthenga imoto? Kulo mzekelo, njengoko umthetho, oko kufuna intlawulo yokuqala enkulu, yaye ngamanye amaxesha i-inshorensi motor enyanzelekileyo ukuba lonke ixesha ngokosuku. Oku kwandisa kakhulu loo mali-mboleko. Ekubeni mboleko ngaphandle iimbekiselo kunye guarantors unalo amathuba ezininzi emiselweyo (xa kuthelekiswa betye eqhelekileyo), lo mboleki uza kumisela ngokukhawuleza iimfuno engqongqo ngaphezulu. Umzekelo, ixesha elifutshane, isixa esikhulu eyinkunzi ekuqaleni, ubudala, kunye nabanye abaninzi. iziphumo

Loan ngaphandle iimbekiselo kunye guarantors lula, ilula, kodwa ethile ebalulekileyo, apho kufuneka ukuba uhlawule umrhumo isixa eninzi. Ngoko ke ngaphambi kokuba ukhetha le mveliso ebhankini, uyacebiswa ukuba bahlaziye ubuhle nobubi bayo.