"NeeBhari Ak" (bank): ncomo umthengi

Bank - na iziko, ngaphandle apho kunzima ukuba nomfanekiso ubomi bethu. Amanye amaziko zemali kukade icangcisiwe ngokuqinileyo waphumelela nabathengi, abanye ukuze bamazi kakuhle baseRashiya yaye lutsha, kodwa sele ulawulwa ukuzibonakalisa. Kanye ngexesha lokugqibela yaye ziyinyaniso "Ak neeBhari" (bank). ncomo Customer ziveza ukuba linikeza iimeko ezibalaseleyo ngenxa yomdla negalelo, liziko zemali ezithembekileyo ithembisa.

Malunga Bank "Ak neeBhari"

Ngowe-1993, i "neeBhari AK" waqalisa umsebenzi wayo kwimarike yemali yelizwe lethu. Bank (buyekezwa abanye abantu ezichaza umsebenzi abasebenzi engathethekiyo) iye zonke iimvume eziyimfuneko ukuze baqhube imisebenzi zemali kwaye inikeza ngaphezu kwekhulu iinkonzo kumashishini kunye nabantu.

Ukuza kuthi ga ngoku, abaxhasi ye nkampani malunga nezigidi ezithathu abantu kunye neenkampani ngaphezu kwama 67 amawaka. I-Bank ingqukuva charter engange-38 ezigidi. isimo ngayo zombutho 2016 yaba engange 58 ezigidi.

Ngo-2016 kwi-Republic of Tatarstan, kwakukho amasebe zebhanki malunga 8, 21 isebe wavula kwizixeko ezinkulu eRashiya. Kusekho 196 amanye amasebe 31 10 Imali kunye ofisi zemali kunye nokusebenza. Kukho isebe ezizalwa JSC NSCA "Narat", oko kukuthi ibekwe Saratov.

Oko phantsi kokhuseleko nguRhulumente weRiphabhlikhi Tatarstan "Ak neeBhari" (bank). Le mvume lombutho elinikiweyo elingazange eveliswe, ebangela abathengi 'ukuthembana kwaye ukunceda ukwandisa imihlaba imisebenzi yayo.

I-ofisi eyintloko wombutho ibekwe isixeko ezifana Kazan. "NeeBhari Ak" - ebhankini (reviews bathi izicelo mboleko processing fast), nto leyo kwiRiphabliki Tatarstan na isikhundla zinzima neyaziwa ngaphezu eRashiya. Kukholelwa kukho inani elinye yebhanki.

Kusenzima kwizixeko ezininzi enkulu Russia Bank "Ak neeBhari". St. Petersburg (buyekezwa abanye abantu bathi nezakhono ezingafanelekanga phakathi kwabasebenzi) kunye neminye imizi emikhulu endaweni yayo ngenxa eziliqela amasebe awo.

Services Ngabanye

Zikunika ngabanye uluhlu olubanzi "Ak neeBhari" iimveliso ebhankini. Bank (ukubuyekeza bathi isantya yokwenza onke amaxwebhu ayimfuneko) ikuvumela ukuba wenze needipozithi zexeshana, iidiphozithi imfuno, kwakunye akhawunti yangoku ukuba imali kunye nokudluliselwa yemivuzo. Izinga kwiidipozithi ifikelela-10%.

Uyakwazi-mboleko kunye nenzuzo kunye ngoncedo "neeBhari Ak" (bank). Mortgage (ukubuyekeza bathi ukuba iziko zemali unika mboleko nenjongo ngokwemimiselo elilungileyo) kunye nokuthengwa kwezindlu Lunga, ukuthenga indlu kwindlu elisanda kwakhiwa. Abaxhasi eMoscow Saint Petersburg imali yokuthenga ngetyala yahluka ukusuka 300 amawaka. Engange ukuya 8.000.000 engange. Igama elithi mboleko liphezulu engama-30 kunye ingumlinganiselo ukuya kutsho kuma-17% ubanika "neeBhari Ak" (bank). Mortgage (buyekezwa abanye abantu bathi-odolo yentlawulo ukuqhutywa kade, imingcelele emide kumasebe) kwi nkampani kwiinkonzo zemali kunokuba iinketho ezininzi ezahlukeneyo.

Ukongeza kwezi nkonzo, abantu ukuze athathele mboleko:

• isibambiso;
• mortgage;
• automotive;
• kwiifama zabucala.

Ukongeza, ibhanki inika debit, ityala, amakhadi ohlawulelwa kunye virtual, ezinjengeetheminali inkonzo,-ATM. iziko Okuninzi zemali uqhuba transfers imali, iinkonzo labarhwebi kunye nezinye iinkonzo, ezibandakanya:

• eziluncedo kunye nezinye iintlawulo;
• utshintshiselwano units emali;
• yokugcina iseli;
• amatye anqabileyo;
• izibambiso;
• Mail-ngaphakathi.

Iirhafu imali ngemiyinge wamkelekile kakhulu kwaye umdla oluninzi abathengi ukuba ebhankini.

Products Business

Kuba amaqumrhu asemthethweni inikeza ukwenza iinkonzo eziliqela kwimisebenzi imali-zokuhlala, "neeBhari Ak". Bank (buyekezwa abanye abantu bathi oku iqumrhu lomthetho liqulunqa-mboleko ngaphandle inshorensi) ibonelela mboleko kumashishini amancinci, aphakathi kunye enkulu. Kwiimeko ezininzi, izinga lenzala uzimisele ngamnye.

Ibhanki linikeza:

• ngezimali iiprojekthi ezahlukeneyo;
• uvelise amakhadi yeplastiki ukuba abasebenzi ezikhoyo corporate;
• iza kubonelela umthengisi uzuza;
• ngokubeka unemali;
• ngokubonelela ngeenkonzo on-line;
• liqhuba umsebenzi amazwe kwezoqoqosho.

Kuba umxhasi nganye, iziko zemali ufuna unyango olulodwa, iyenziwa ngokungqongqo zonke izibophelelo zalo phantsi kwezivumelwano kwaye ilungiselela iintlobo ngeziganeko, wabulela esingasinceda bagqibe deal ohlawula kakhulu ukuba ishishini.

amaziko ezemali Service

Enye yezinto ezininzi uthembisa ukuba ukusebenza kunye namaziko zemali kwi "neeBhari Ak" (bank). ncomo Customer ziveza ukuba inkampani uyakhawuleza ukuphendula nayiphi na isicelo, xa uthe wenza isivumelwano ifuna ubuncinane inani amaxwebhu.

Abaxumi Corporate mbutho unika:

• efanayo akhawunti;
• abolekisa inter-bank;
• conversion buqhinga kunye neminye imisebenzi amaxwebhu;
• ngezimali yorhwebo.

Ngaphezu koko, i "AK neeBhari" iibhanki umxhasi uncedo ukuqhuba imisebenzi neemali zangaphandle, ngokuphumeza iqela nezenzo amatye anqabileyo, isebenza ngokusondeleyo kunye neenkampani ze-inshorensi.

Finance House "AK neeBhari Umntu"

"AK neeBhari Umntu" iinkonzo ezizodwa ilungelo zilindele kubathengi kule projekthi. Apha zonke abaxumi emfihlekweni ingqongqo, kunye nentuthuzelo ukwanda bakwazi ukuxhamla okukhethekile ezibonelelwa "neeBhari Ak". Bank (ncomo umthengi bonisa ukuba amaziko ezemali zisoloko zineengxaki zobugcisa, nto leyo idala ezinye isiphazamiso abaxhasi) zinika apha ukwenza igalelo Premium, nto leyo inokuba wase US, engange Russian kunye euro. Ithuba deposit ubuncinane iintsuku 62, ezinintsi - iintsuku 744, le pesenti iphezulu for akhawunti engange - 9.6%, kuba dollar - 2% ye-euro - 1.2%.

Ukongeza bekelelo, ungenza amalungiselelo ukufumana iikhredithi bonus iibhokisi imali ekhuselekileyo, iinkonzo zolawulo lwemali, bathenge amatye anqabileyo.

Iphakheji kuphela i "umntu", oko kuquka iimveliso ezifana:

• iimeko zivuma ukukhupha kunye inkonzo amakhadi premium;
• Ukukhutshwa amakhadi ezongezelelweyo;
• lwemali exchange ngexabiso isaphulelo;
• ebhankini kwi-akhawunti yekhadi;
• ukudluliswa izinto ukuya ikhadi;
• Travel Insurance.

Ukongeza, i "AK neeBhari Umntu" linikeza ngokudibanisa inshorensi utyalo-mali, iinkonzo utyalo-mali, kuquka:

• mali mutual (mutual funds);
• ulawulo lwee-asethi;
• inkonzo mali.

kwinkqubo "ngabantu 'ukuba ezi kunye nezinye iinkonzo ziyafumaneka kwi ngokwemiqathango unetarhu ukusuka kwiziko logcino kwi kwintshayelelo.

KwiSihlomelo "AK neeBhari Online"

abathengi abaninzi bakufumanisa isicelo lula online elinika umbutho zemali "Ak neeBhari". Bank (feedback zabathengi phezu igalelo malunga nosilelo ekuhlawuleni nezahlulo wabeka) inika nabathengi ithuba lokuba enze kwiimeko ezahlukeneyo imicimbi yemali imo intanethi, nto;

• ukufikelela akhawunti;
• ukudlulisa phakathi akhawunti zakho kunye namakhadi, kwakunye amakhadi nabanye abantu yeentengo zemboleko;
• iidipozithi evulekileyo / akhawunti;
• ukuhlawula imali yezinkonzo, i-intanethi, TV, mobile phone;
• ukuhlawula amatyala;
• lock okanye ukuvula amakhadi;
• ukwenza avtoplatezhi;
• ebangele ukuba sa;
• currency exchange.

Ukuba basebenzise ezi nkonzo, kufuneka ufake site "neeBhari AK inkqubo Online». Ifom yobhaliso kufuneka ufake inombolo yekhadi, khetha iinketho kwaye ufake ikhodi yokuqinisekisa kweseshoni.

Le nkonzo enokuphenduleka ngexesha elinye ingasetyenziswa na ATM omelwe ukwenziwa "neeBhari Ak".

Kulinganiselwa kwiziko lemali

Bank "neeBhari Ak" (ncomo mboleko ziveza ukuba iziko yezimali engathanga ngokutsha ityala, apho abathengi okukhathaza kakhulu wabanjwa kwiimeko ezinzima ngemihla) isebenza phantsi kwephiko uRhulumente weRiphabliki Tatarstan.

Agency Fitch ratings enikezele yebhanka rating «BB-». Olu vavanyo lichaza rating lentelekelelo kwaye ibonisa amathuba imingcipheko ngetyala. zemo Long-term iziphawuli kwezoqoqosho kule nkampani ithathwa negative. Ngaphandle koku, le nkampani ogunyazisiweyo ukuba aqhube imisebenzi yinxalenye zemali.

I-arhente "Rus-Rating" ngoMeyi 2016 wabelwa iziko zemali inqanaba eliphezulu creditworthiness kuthelekiswa nezinye benkampani yawo yeli lizwe. inkampani rating International Moody i-zimali Service iye kuqikelelwa ukuba iziko zemali ukusebenza kwinqanaba "B2", into ethetha ukuba kwamatyala lentelekelelo kunye nemingcipheko credit kunokwenzeka. Oku kukhomba xenga zaloo mbutho efuna uncedo kwaye ufumana ukusuka ngaphandle.

Lo mlinganiselo avareji umnikeli ubamba kwinqanaba 'BB-', nto leyo ibonisa ukuthembeka ebhankini kunye creditworthiness yayo zemali. Ukongeza, i-Bank ithe gqolo ukuphucula umsebenzi wayo, kukhokelela ekuphuculweni yokusebenza yokusebenza. Oku kuphucula umgangatho asethi kunye kwandisa umlinganiselo imicimbi kushishino.

Ngokutsho okurhafisa yaBantu, ngamanqaku umndilili kweebhanki 1,95 ngaphandle amanqaku amahlanu. Ngaphezu kwesiqingatha iqela wanelisekile inkonzo kunye neqondo ngeenkonzo ezinikiweyo.

website esemthethweni

I-website esemthethweni abathengi yebhanki unceda baqonde iimveliso ezikhoyo kubo. Uyakwazi ukwenza utshintsho ikhadi kwikhadi nokwenza mobile isikhwama, kwakunye ukufumanisa apho isebe elikufutshane ibhanki, ATM okanye self-service terminal.

Le ndawo zibekwe onke amaxwebhu ayimfuneko malunga inkampani, iingxelo ezipheleleyo kuzo zonke iinkalo zezinto ezenziwa, ulwazi zabelo. platform Electronic wazisa abathengi ukuba iindaba yenkampani, ubomi bakhe. Ichaza iinkcukacha ububanzi imisebenzi yayo yonke ezintsha.

iziko Financial esilulutho kakhulu lezabelo, apho thina sinokugqiba itransekshini zemali nenzuzo, umzekelo, amanyathelo "AK neeBhari Trust" evumela ukuba kukhutshwe mboleko auto okanye mboleko zabathengi ngemiqathango efanelekileyo client.

Ngqo ukusuka kwisayithi, ungenza odola itikiti kuyo naliphi icala. Le program inika iinketho moya eziliqela, phakathi apho ungakhetha kakhulu ifanelekileyo.

Inkonzo electronic isebenza iikhalityhuleyitha iidipozithi, mortgage ukuboleka mboleko auto, kananjalo kube lula kakhulu. Emva kokuhlala ekhaya ngayo podchitat olunika intsebenziswano kunye elunxwemeni. Ngaphezu koko, isicelo sokuthenga ngetyala okanye ukuvula i-akhawunti, unako ukuhamba kwangoko, kwi-intanethi.

Le sayithi ikuvumela ukuba ukuvavanya umgangatho nesevisi yabaxumi, ukunika ingxelo, okanye cela i specialist kbafownlwa. Apha ungabona amasebe ebhankini kunye ifowuni nangaliphi na ixesha lokuba ukubuza umbuzo malunga multi-channel yomnxeba Umcebisi, sisebenza ubusuku nemini.

navigation Site kulula kwaye kulula ukuyiqonda, uyakwazi ukuqonda kukho nawuphi na umfundi. Lonke ulwazi olunikezelweyo ukuza kuthi ga ngoku, yaye inceda abaxhasi wenze isigqibo esifanelekileyo.

Career, ukubuyekeza umsebenzi

Umsebenzi "Ak neeBhari" ebhankini (qaphela izimvo malunga ofisi umqeshi ezimnandi kunye nabasebenzi nice lobuhlobo) inika amathuba abantu okukhula umsebenzi. Apha uyakwazi bafumane amava angathethekiyo ngo yenye yeebhanki ezinkulu kweli lizwe. Abasebenzi baqeqeshiwe kwaye rhoqo ukubonisa izakhono zabo. I-Bank izama ukuyila igama elihle, ngoko ke uyayixabisa iimpawu abasebenzi ezifana:

• bomsebenzi;
• umsebenzi onzima;
• uxanduva;
• kulula;
• inkoliseko.

Kwi Web site, nabani na unako ukubona izithuba esixekweni uze uzalise ifomu yesicelo. Ifuna ukudala iqela ethembekileyo yeengcali yokwenene kwiziko zemali, "neeBhari Ak" (bank).

Ingxelo evela kubasebenzi yeziko ezahlukeneyo kakhulu. Abanye abantu bonwabile kunye nomsebenzi. Kuthiwa ofisi okufanelekileyo, abasebenzi abanobubele, abafanelekileyo uqeqesho kunye nokuthotyelwa ngokupheleleyo ne-Code Labour.

Negative reviews abasebenzi bathi imivuzo ephantsi, izicwangciso eziphakamileyo ukwandisa ityala, ukusilela okuthe rhoqo zobugcisa, ngenxa apho kufuneka uhlale emva komsebenzi entanjeni isicelo. Aba bantu bathi ingeniso abasebenzi, inkqubo ngaphandle komvuzo, shiya ulibaziseko.

Reviews Customer

It has a lot of iimbono ezingquzulanayo gqitha kwabo, "neeBhari Ak" (bank). Iminikelo (reviews, iingozi inkqubo rhoqo,-intanethi, kuba kufuneka aye kwi-ofisi apho ukwenza iintengiselwano zezezimali) iyingenelo, kodwa nje ngabathengi zibonisa ebhankini, uyilo lwabo kushiya ixesha elininzi. Okunye ukubuyekezwa HIV ukuthetha inkonzo ekhawulezayo kunye nabasebenzi abaqeqeshiweyo, iimeko elungileyo ngetyala, ukusebenza onke amatyala zebhanki kubathengi.

reviews ezimbi ibonisa inkonzo amahlwempu, isithuba ofisi emxinwa, ukusilela rhoqo zobugcisa, ngenxa apho ibhanki Kuyimfuneko ukuba ilungiswe izihlandlo ezimbalwa. Aba bantu bathi kaninzi ibhanki uyala ukuba ityala ngenxa yezizathu ukuba akukho Aristide. Ibeka inshorensi, nokuba apho akufuneki nto, kwaye ngaphandle kokuba uyala ukubhalisa lungamkeleki. Maxa wambi, ngexesha lokugqibela, ibhanki utshintsho mboleko, ngaphandle kwesaziso umthengi, yaye abantu kufuneka ukuba ulinde iintsuku ezimbalwa kakhulu kwakhona ukufumana imvume mboleko. Nokuthathelwa indawo kuthatha malunga ngenyanga, ngokwahlukileyo kwezinye kwiibhanki, apho ukuphunyezwa transaction efana ithatha iiveki.

Oku akuthethi ukuba izimvo kakubi malunga nomsebenzi ebhankini ngaphezulu kakhulu HIV, kodwa kuchaphazela igama lakhe kunye nemfuno neemveliso zebhanki.