Kuba ukuba ungafumana ukuxhuzulwa irhafu? Ndingalufumana phi ukuxhuzulwa irhafu

umthetho Russian kuvumela abemi ukuzoba up kokuba kutsalwe irhafu ezahlukeneyo. Basenokuba ezinxulumene ukufunyanwa okanye ukuthengisa impahla, ukusetyenziswa kwenkqubo ukhuseleko loluntu, umsebenzi, imfundo, unyango, ukuzalwa komntwana. Yintoni ingakumbi notsalo kakhulu ethandwa irhafu abemi Russian?

iintlobo

Kuba ukuba ungafumana ukuxhuzulwa irhafu ngokungqinelana nomthetho Russian? Ikhowudi Tax inika iseti zilandelayo kuwo: umgangatho ihlawulelwe abantwana, ipropati, ezentlalo, umsebenzi, kwakunye nezo ngobuqhinga waya ilahleko enxulumene ukujika izibambiso. Iintlobo ezine zokuqala ezibanjwayo - kakhulu ethandwa.

Iindlela yokulungisa

wenza njani ukubala kunye nokuhlawulwa kutsalwe irhafu? umthetho Russian inikeza iindlela ezimbini ezinxulumeneyo. In ukutsalwa yokuqala ibalwa kwaye zihlawulwa kanye ngonyaka ekupheleni kwexesha serhafu ngokusekelwe sele wenza iintlawulo ebuncwaneni ngohlobo yerhafu yengeniso (kwimivuzo kunye nezinye ingeniso).

Indlela yesibini ithetha ukuba ngummi ngendlela esemthethweni urhulumente akakwazi ukuhlawula irhafu yengeniso ixesha elithile yaye isixa esithile yengeniso. Ngokuxhomekeka kuhlobo oluthile Utsalo waqonda okanye loo nkqubo.

Ngubani onelungelo ukutsala

Olu hlobo inkuthazo yerhafu nga kunikwa abemi abafumana yengeniso irhafu kwi-13%. Amaninzi ke, njengoko sibonile ngentla apha, umvuzo. Kodwa ke imali ezinxulumene naye kuyilwa, umzekelo, emva ukuthengiswa izindlu kunye nezinye iintlobo kwempahla. Ndingalufumana ukuxhuzulwa irhafu phantsi kwenkqubo lula uqikelelo iintlawulo kuNondyebo? Akukho kwindlela ungekho. Ngokufanayo, ilungelo ukutsala ayikwazi yaqaphela ubume abantu non-ongumhlali.

Indlela yokwenza kwezimali

Ndingalufumana phi ukuxhuzulwa irhafu? okuthandayo Relevant yabemi kutsalela FTS - xa imizimba ezifunda kwimimandla Russian kunye noomasipala.

Ukuze ufumane kuhlawulwa, kufuneka afake isicelo Federal weRhafu Service of the iseti yamaxwebhu ubonelela uhlobo ngalunye lotsalo. Cinga nkcukacha yeentlobo ezahlukeneyo kukhetho zemali, ekubhekiselwe kuyo, iinkcukacha ezingakumbi.

ezibanjwayo standard

Kuba yintoni na kokuba kutsalwe irhafu ukufumana enxulumene kudidi eqhelekileyo? Olu hlobo iintlawulo zenziwa ngokuchasene iindidi ezithile zabantu. Uxhuzulo kumbuzo, ezisisigxina. Kuxhomekeka kwisiseko, zingakotshwa kuqikelelwa ngokusekelwe, umzekelo, 3 amawaka. Thambisani. okanye 500 engange. ngokunxulumene ngenyanga. Ezi zixa zimele, ngoko ke isiseko ukuze kubalwe le ukutsalwa - ngesantya-13%. Oko kukuthi, umntu akahlawulwa 3 amawaka. Thambisani. no 500 engange, no-13% yesibonelelo semali yezindlu ahambelanayo -. 390 bagcobe. okanye 75 engange.

umthetho Russian inika iindidi eziliqela kwabemi abafanele yokutsalwa phantsi uhlobo ingqalelo.

Okokuqala, oko nxaxheba ibiya yengozi eChernobyl, imiphumo zezinye iimvavanyo zenyukliya, kwakunye njengabemi abaye bafumana ukukhubazeka xa inxaxheba kwemfazwe. Ngokuphathelele kuzo umthetho Russian inika ukuxhuzulwa irhafu esekelwe kwi-mali ka-3 amawaka. Thambisani.

Okwesibini, amaqhawe eSoviet Union kunye Russia, abantu abakhubazekileyo 1 kunye namaqela-2 yaye nkxaso yaneleyo ukususela ebuntwaneni, inxaxheba ekulweni, kwakunye nabahlali eChernobyl babalekiswa emva kwengozi kwi kwisityalo. Abantu kolu didi angafumana iphungulwe umgangatho esekelwe kwi-mali engange-500.

Okwesithathu, abantu emzimbeni, akazalani iindidi ezikhethiweyo zabemi ukuze bafaneleke inkuthazo yerhafu ngokusekelwe imali engange-400. Kodwa ethenjiswe kubo de kwingeniso yabo ngonyaka awufikeleli amawaka-40. Thambisani.

Indlela ukutsalwa kwerhafu ezininzi ungafumana umntu ukuba inazo ukugwetyelwa, kwaye ukuba yeenketho eqhelekileyo? Kuphela mnye - lowo kufuna imali enkulu. Kulo mzekelo, ukutsalwa esezantsi usenokuba zidityaniswe kunye nezinye iintlobo ozikhethayo, ezifana nempahla.

Utsalo abantwana

Ngokwenene, olu hlobo lotsalo ukwasebenza umgamgatho, kodwa ke ngelo linye xesha nibe ngokwaneleyo kuye. Ngokukodwa, kusenokuba kongezelelwa kunye nayiphi na kwezi zinto zingasentla. kokuba kutsalwe irhafu olu hlobo unako ukufumana abazali okanye abazali umntwana njengowabo. Ubungakanani impatho engcono efanelekileyo - ngokwesiseko mali ka-1000 engange. umntwana ngenyanga nganye.

wokutsalwa kwerhafu ekuthethwa ingahlawulwa de umntwana ujika eyi-18 ubudala, yaye ukuba aye kufunda ixesha elizeleyo, ukuya ngexesha engu-24. Enye isithintelo ngentlawulo tivi, - ingeniso umntu kufuneka ingadluli 280 lamawaka engange .. ngamnye ngonyaka. Ukuba umvuzo okanye eminye imithombo yengeniso ngakumbi, ukutsalwa alufumaneki.

ngokusekelwe imali yentlawulo njengoko kubonelelwe yi imithetho Russian Federation-mali ka-2 amawaka. bagcobe. Bona ezinikiweyo ukuba umntwana okhubazekileyo okanye yazisa umzali omnye.

Ilungelo lokufumana imali abantwana, omnye umzali unakho ngokusemthethweni awunakwabelwa kwenye. Le ndlela kufanelekile, ukuba naziphi na abazali umsebenzi ezingazinzanga. Ukuze kufezekiswe le ekunene, umntu esala iphungulwe kukhupha amaxwebhu engqina injongo lokudlulisa amalungelo ukusetyenziswa zokukhetha kwenye.

Bokuqonda standard yoyilo ezibanjwayo

Ukuba umntu uxhomekeke kutsalwe irhafu eqhelekileyo xa ungayifumana? Kuqala kwinto zonke, siphawula ukuba uncedo ngqo kubemi ekusebenziseni ilungelo ukukhetha esifanelekileyo ukuba umqeshi lowo newonga a arhente werhafu. Bala ebanjwayo kanye nokuqinisekisa intlawulo yayo, ukuze abe ngqo - evumela umthetho non-kwintlawulo yerhafu yengeniso-mali efanelekileyo, - imbopheleleko nkampani.

Nakuba kunjalo, ukwenzela ukuba ningaqali ekufumaneni ukutsalwa kwerhafu umgangatho, umqeshwa kufuneka azise umqeshi of umnqweno walo ukusebenzisa ezikhethwa efanelekileyo. Oku kungenziwa ngokusebenzisa ingxelo ebhaliweyo ngendlela emiselweyo. Kwakhona kuyimfuneko kukwayamanisa amaxwebhu engqina ilungelo umqeshwa afumane iphungulwe eqhelekileyo.

Qaphela ukuba kukho imeko enye. Uthi isibheno IRS ekupheleni konyaka yerhafu. Kodwa eli cebo ongowona asithandwa kakhulu ngenxa uhlobo lotsalo, kuba ifuna ukusuka umqeshwa ukuchitha ixesha elininzi ukuqokelela amaxwebhu ayimfuneko kwaye intsebenziswano kunye arhente.

ezibanjwayo impahla

Kuba ukuba ungafumana ukuxhuzulwa irhafu eyi-uhlobo propati? Ilungelo kuyilo labo kuvela abemi abaninzi rhoqo phezu ukuphunyezwa imicimbi ethile real estate: yentengo, intengiso kunye nolwakhiwo, kwakunye ngenxa nezinye iintengiselwano impahla yexabiso eliphezulu, ezifana neemoto.

Ngokuphathelele ezithengiswayo kokuba kuqatshelwe ukuba kukho iindidi ezimbini eziphambili ezibanjwayo impahla olu hlobo - Inkcitho enxulumene ukuba kuthengwe lwezindlu okanye ezo ezinokuthi zikhutshwe ngokunxulumene ngummi wafumana ingeniso evela kwintengiso nemfuyo yabo. Iindlela apho abantu kunandipha olu hlobo ozikhethayo, ayaba. Kwaye ngenxa yokuba uhlobo ngalunye lotsalo, nangona isabelo sakhe kudidi ngokubanzi zikholisa kuvavanywa phantsi scheme eyahlukileyo.

Ukutsalwa kwemali Property xa uthenga ikhaya

Uhlobo lokuqala lotsalo lwepropati enxulumene kunye nokufunyanwa abemmi izindlu zokuhlala. Oku kunokuba yokuhlala, igumbi okanye indlu. indlela yokufumana ingavezwa ngokohlobo ukuthenga nokuthengisa, ukwakhiwa kweziko okanye iprojekthi edibeneyo. Eyona nto ibalulekileyo - ngummi uvelisa iindleko zakho.

Xa uthenge yokuhlala umntu abuyele 260 lamawaka. Thambisani. phakathi mali idluliselwe umthengisi izindlu ezithengiswayo okanye esityalwe ukulungiswa, oko kukuthi, ezisekelwe kubungakanani ukuya ku-2 mln. bagcobe. Kutsho ku-2014, i-deduction ehambelana kungenziwa kuphela kwigumbi elinye, ngoko - naliphi na inani kweeyunithi zokuhlala. Ukuba ungummi uyile ukuthengwa ilifa lokwenene nezivumelwano zokubambisa, ingase umva ukuya ku-390 lamawaka. Hlikihla. ukusuka isixa kweentlawulo inzala ebhankini, oko kukuthi, ngokusekelwe wamcacisela inani ukuya ku-3 mln. bagcobe. Qaphela ukuba, iintengiselwano eyenziweyo ukuya ku-2014, ubuninzi bobungakanani kwentlawulo evela Federal Tax Service of umdla ezidweliswe kwi-mboleko mortgage, kungaphelelwanga koku.

Iindlela lotsalo processing xa bethenga yokuhlala

Ndingalufumana phi wokutsalwa kwerhafu ukuthenga indawo yokuhlala? Njengoko kunjalo kunye inzuzo standard bangakhupha kukhetha ofanelekileyo bobabini umqeshi kunye ngokuqhagamshelana FTS. Kulo mzekelo, ngokungafaniyo imeko yangaphambili, uhlobo deduction indlela yesibini zithandwa kakhulu phakathi baseRashiya. Oku kubangelwa ubukhulu becala ngenxa yenyaniso yokuba umntu ukhwela ezandleni isixa enkulu, elingana apho kungekho lula ukuqokelela, usebenzisa i "nokunyuswa 'ngenyanga ukuze alwe osemthethweni non-kwintlawulo yerhafu yengeniso.

Apho ungafumana ukuxhuzulwa irhafu xa uthenga indawo yokuhlala, ummi ichonga ngokwakhe, ngokusekelwe esizithandayo. Kusenokwenzeka ukuba kuqatshelwe ukuba iseti yamaxwebhu sobhaliso nokukhethwa ezifanelekileyo zombini meko malunga efanayo.

Kuba ukuba ungafumana ukuxhuzulwa irhafu xa ukwakha indlu? Kulo mzekelo, imali esisiseko ukuze kubalwe le ntlawulo ziqukwe iindleko zeenkonzo zeekontraki, kwakunye ukuthenga izinto zokwakha. Ezi ndleko esihambelanayo kufuneka sixhaswe neerisithi, iitsheki kunye namanye amaxwebhu, ukusebenza ngokusemthethweni ethathelwa ingqalelo abahloli Service Tax.

Indlela ukutsalwa kwerhafu ezininzi ungafumana xa uthenga indlu? Xa exhausts ummi ukunciphisa kweentlawulo - .. 260 amawaka ukuze iindleko lwezindlu 390 amawaka inzala (ukuba mortgage sele ngokusesikweni), ngoko ke ulahlekelwa ilungelo lokufaka isicelo i-Federal weRhafu Service ngenxa nokukhethwa ahambelanayo, wobeka phi na indawo okanye lufundiwe kamva.

Ukutsalwa kwemali Ipropati for ekuthengisweni ekhaya

Kuba ukuba ungafumana i wokutsalwa kwerhafu kwi kwintengiso yeeflethi? Indlela ubhaliso lwabo elandelayo. Isibakala sokuba ingeniso evela kwintengiso yomhlaba, ngokunjalo imivuzo, kuyarhafelwa-13%. imali afanelekileyo kufuneka ibalwe, ukuba umntu ongumnini nemihlaba iminyaka emi-3. Kodwa ke kwiPalamente wabaqinisekisa nxaxheba yentengiselwano ezinamaxabiso lotsalo izindlu ezithengiswayo mali ka-1 mln. Thambisani. Ngale mali uyakwazi ukunciphisa iindleko yezindlu, ebonakala kule mvumelwano phakathi umthengisi kunye nomthengi kule ndlu. Oko kukuthi, ukuba amaxabiso ezindlu phantsi kwesivumelwano -... 1 million 200 namawaka engange, isiseko ukuze kubalwe le yokutsalwa kwerhafu yengeniso ngokusebenzisa uhlobo esiphawuliweyo yi amawaka 200 engange ..

Kusenokwenzeka ukuba kuqatshelwe ukuba zombini iindidi lotsalo kwempahla - ukuba intengiselwano kwenziwe kwithuba yerhafu efanayo - kuvunyelwe macala sikhala. Umzekelo, ukuba umntu ndathenga endlini kwizigidi ezi-2. Thambisani., Urhulumente kufuneka sibuyele kuyo 260 amawaka. Hlikihla. Ukuba ukho kweli nyaka wathengisa enye impahla lokwenene 1.5 mln. Thambisani., Koko ityala layo kwi Federal yerhafu Inkonzo kwi-mali ka-13% ukususela 500 lamawaka. Hlikihla. (Ukuhlala kwi inxaxheba kuhlobo lwesibini deduction), oko kukuthi 75 amawaka. Thambisani., Mhlawumbi rhoxisa ngokunciphisa izibophelelo karhulumente. Oko kukuthi, ekugqibeleni Federal Tax Service kuya kufuneka ukuba ahlawule ngummi kwi isibakala ababini abafezekileyo imisebenzi yabo 185 amawaka. Hlikihla.

Nokunye nokunye xa uyithengisa impahla

umthetho Russian kuvumela abemi bafumane kuphela notsalo sempahla sizibandakanya nokuthengiswa kwempahla. Kukho kwakhona akukhethayo jikelele ngakumbi $ 250 lamawaka. Thambisani. Ingasetyenziswa na uhlobo propati, ezifana imoto. Isibaluli yokubala irhafu yengeniso iyafana ukusebenza kunye sentengiso yokuhlala - kufuneka ukuba uhlawule intlawulo efanelekileyo, ukuba into ephethwe kweminyaka ngaphantsi kwe-3. Kufuneka kuqatshelwe ukuba ummi ungazama ukubonisa i-Federal Tax Service, nto leyo kanye kwafuneka iindleko ezinxulumene nokufunyanwa kwempahla, njengokhetho - imoto okanye olunye uhlobo kwempahla zexabiso. Ukuba uya kuyenza, ke isetyenziswe uhlobo lotsalo. Kulo mzekelo, aqinisekiswe umthetho kukhetha ayikwazi ukuba afakiwe kubalo konke konke, okanye inxalenye isebenze.

Ngoku uyazi apho ungafumana wokutsalwa kwerhafu indlu. Iindlela apho kunokuthi ukusebenza, kwakunye nezinye iintlobo impahla safunda ozikhethayo. Makhe siqwalasele ezi ntlobo zilandelayo kweentlawulo - lwentlalo.

Okukodwa ezibanjwayo zentlalo

Ziziphi kokuba kutsalwe irhafu efumaneka ezo ezinxulumene lezentlalo na? Umthetho iifom Russian Federation kwiintlobo zabo, lwabalwa ngokususela kwezi ntlobo zilandelayo kweendleko:

- sa;

- Uqeqesho - zombini werhafu kunye nabantwana bakhe;

- ngokuba unyango - ngummi kunye namalungu entsapho yakhe;

- ukuba bathathe inxaxheba kwiinkqubo-mali yomhlalaphantsi non-karhulumente.

Umgaqo yokubala kokutsalwa enye, leyo uphawu iintlobo-zikhankanywe ngasentla kwentlawulo: FTS kufuneka abuyele 13% ye isiseko ahambelanayo.

Ngokuphathelele neendleko uthando, ukutsalwa ukuze kubalwe ngokusekelwe sonke isixa esifunekayo, kodwa hayi ngaphezulu kwe-25% yomvuzo ngummi ukwenzela ixesha irhafu.

Njengoko iindleko zoqeqesho, basenokuba kuqikelelwa ngokusekelwe isixa kwixabiso ukuya ku-120 lamawaka. Thambisani. ngamnye ngonyaka ukwenzela ukuthatha inxaxheba kwiinkqubo zemfundo werhafu ukuya ku-50 amawaka. bagcobe. ngamnye ngonyaka imfundo yomntwana ngamnye. Ndingalufumana phi ukuxhuzulwa irhafu izifundo? Indlela elula kunazo - isibheno Federal Tax Service ekupheleni konyaka yerhafu.

Relative yeendleko zonyango kufuneka bathi zibalwa ngokusekelwe isixa, ixabiso eliphezulu nto leyo kulingana ngexabiso figure zemali - 120 amawaka engange .. Ndingalufumana phi wokutsalwa kwerhafu unyango? Eyona nto intle kunyaka olandelayo kunyaka ingxelo, ukuba isicelo Federal Tax Service.

ezibanjwayo Professional

kokuba kutsalwe irhafu Professional namkele ndidi zilandelayo abantu abangahlawuliyo zomrhumo:

- osomashishini ukwindlela ulawulo irhafu eqhelekileyo;

- bamazwe ezisebenza phantsi kwezivumelwano zomsebenzi kunye neenkonzo;

- amaxwebhu, amagqwetha kunye nezinye iingcali ababandakanyekayo practice labucala.

Kusenokwenzeka ukuba kuqatshelwe ukuba isakhiwo ezibanjwayo professional intsonkothile ngokwaneleyo. Umgaqo ezisisiseko amalungelo abemi 'kukhetho ulwazi ukukwazi kwabo amelwe kwi-Federal Tax Service of amaxwebhu engqina iindleko ezinxulumene umsebenzi othile.

Ukuba bephumelela, imali ahambelanayo zingasetyenziswa njenge lotsalo - yeNgeniso sehla kubo. Kodwa kwanokuba amaxwebhu ezinjalo na umntu kwi Federal Tax Service, i-arhente unokukuvuma iindleko engaqinisekiswanga kuye. ixabiso lazo ixhomekeke ubuchule umntu kwezobungcali nama-30-40% inzuzo.