Isohlwayo - oku isixa esithile semali, ethi ihlawulwe xa umrhafi ngaphandle kwexesha ukuhlawula amatyala abo. Kulawulwa intlawulo ehambelanayo umthetho irhafu (kwiSiqendu 75 Code Tax).
Indawo umdla phakathi kwezinye iimali
Phakathi iintlawulo ezifana iminikelo ngenxa ukhuseleko lwepropati, nokumiswa imisebenzi ezahlukeneyo kwi-akhawunti yebhanki, isiqinisekiso okanye ekuthatheni berhafu mhlaba nezohlwayo - yeyona ndlela iqhelekileyo lungeniselo ezongezelelweyo ngokweebhajethi ngamanqanaba ahlukeneyo. Ngaloo ndlela ke yinxalenye angekahlawulwa kunye kunye iifomu ikamva irhafu ehlawulwa mali. Ukuze kubalwe le ntlawulo akuyomfuneko ukuba bayile amaxwebhu ezongezelelweyo, njengoko kuthelekiswa nokusetyenziswa izibambiso okanye ngummeli wowona.
Inkqubo sokubala izohlwayo
Le isohlwayo siwiswa ukuba imini nganye kwimeko engagqibekanga yezibophelelo yayo phantsi linakho irhafu. Iqala ezibiza intlawulo ukususela kusuku olulandelayo kwexesha elimisiweyo, ukuba ahlawule irhafu, esekwe ngokungqinelana nomthetho yerhafu yangoku. Umlinganiselo wenzala silingana inxalenye ethile ye CBR izinga, esebenza ngomhla ethile.
ukuhlawuliswa ifomula
Ixabiso umdla olulingana nesixamali angahlawulwanga, liphindaphindwe ngenani leentsuku kokulibazisa evunyiweyo yinxalenye ye ekukhutshweni kwemali izinga le CBR.
nemisebenzi esisiseko
Xa kubalwa ngokomgaqo wokubala siyakwazi ukubona ukuba isohlwayo kwakamsinya ukufikelela ubungakanani irhafu (iminyaka elishumi). Ngaphandle koku kuhlumo lwexesha elide bentlawulo, kulo ncwadi mihla eyodwa kungabonwa imisebenzi esisiseko ukuba isohlwayo: uyayivuselela kunye nembuyekezo.
Isohlwayo iya kuhlawulwa ngexesha elinye isixa-mali nezinye iintlawulo zerhafu okanye emva kokuba intlawulo yabo ngokupheleleyo.
Nangona kunjalo, ngokwembono le Mhlawuli kwenzala iirhafu kunye nemirhumo nje ekuvuseleleni kuphela indalo, kodwa kananjalo sazela, ekubeni iziko ishishini loo ubophelelekile ukuba transfer kwangethuba iimali ezongezelelweyo kwibhajethi.
Izizathu non-sebenzisa izohlwayo
Kukho iimeko apho xa izibophelelo kwemali emva kwexesha berhafu musa esingasingisi umdla. Oku, okokuqala, imeko apho izizathu zokusilela ntlawulo ukunqunyanyiswa imisebenzi yinkundla, okanye ipropati iqumrhu loshishino siwiswa ngenxa yaso nasiphi na isizathu ukubanjwa. Kulo mzekelo, intlawulo akayi kuhlawuliswa lonke ixesha kwanyanzeliswa ukubanjwa enjalo. Okwesibini, ukuba intlawulo kwangethuba namatyala irhafu ayikho ngenxa ukufumana iingcaciso ezithile ebhalwe kwi inkqubo yokubala kunye nokuhlawulwa iirhafu kunye nemirhumo, ukuba umzimba zemali okanye karhulumente irhafu ngaphakathi kwimida nobuchule balo. Oko kwakungathethi zingeniswa ngqo Mhlawuli irhafu kuphela ngembalelwano. Kungakhathaliseki komhla lokusekwa xwebhu kufuneka banikwe i ethile ixesha irhafu kuyo loo ukusilela yenzekile.