Isiqinisekiso-inshorensi insurance yomhlalaphantsi karhulumente

Ngokuphathelele kuphuculo pension, nowaphehlelelwa eRashiya ngowe-2002, yaqalisa imigaqo esisiseko ezimbalwa. Oku kungenxa imfuneko, kwaye inika iziqinisekiso amalungelo pension kwabo abemi Russian, ngubani na oya umhlala kwi maxesha nobunzima kakhulu ngokwedemografi, oko kukuthi ngexesha xa inani labantu eyomeleleyo lifike inani umhlala phantsi kwaye baya kuqalisa ukunika indlela. Ngenxa yoko, kukho imfuneko namhlanje sizigcinele izibonelelo zemali, nto leyo kwixesha elizayo akuyi kuba ngokwaneleyo ukwanelisa izibophelelo yomhlalaphantsi yoluntu.

Njengenxalenye yale guqula, isixa -inshorensi ehlawulwa kwi Pension Fund ye-Russian Federation, iSayensi neThekhinoloji capital komhlala-phantsi ukuze umntu ngamnye inshorensi. Uba umthombo apho iindleko ziya kwenziwa ze umhlalaphantsi pension. Kubalulekile ukuphawula ukuba isixa-mali ezidweliswe kwi- akhawunti ngamnye waBantu abaKhuselwe yiInshorensi zahlulwe iinxalenye ezimbini: i-inshorensi pension mandatory nezixhaswa ngemali yinxalenye yomhlalaphantsi. Ngelo xesha, ngamnye wethu unelungelo inxalenye yawo numbers ngamalungiselelo pension. Okwangoku, sinelungelo ukutyala eyakho indima yabo ezixhaswa ngemali ye pension ukuya NPF - mali yomhlalaphantsi Non-urhulumente ukuba bathathe inxaxheba kwii-mali ye-nkqubo, njl Konke oku kujoliswe ukuze sikwazi ukwandisa ubungakanani umhlala-phantsi wabo elizayo. Imali eyongiweyo pension, nto leyo eyabangela ukuba kwi-akhawunti eyodwa ngamnye umthombo iintlawulo inxalenye inkxaso ye pension.

Isiqinisekiso-inshorensi i-inshorensi yomhlalaphantsi karhulumente kufuneka ube ngumntu ngamnye. abemi Ukusebenza kufumana isatifikethi -inshorensi pension enyanzelekileyo kwingqesho umsebenzi, ekupheleni kwekhontrakthi, ngokwemvumelwano yengqesho, xa nokubambisa isiko, kunye nokuthatha inxaxheba kwimisebenzi eyahlukeneyo, njl Olu xwebhu ifumana uMntu oKhuselwe ngeInshorensi. Iyazimisa umntu obhaliswe kwi-inshorensi yomhlalaphantsi karhulumente.

Phantsi komthetho omtsha isiqinisekiso inshorensi -inshorensi yomhlalaphantsi karhulumente ikhutshwa ekuzalweni. Ngenxa eli khadi encinane okuluhlaza okuncinane izibhedlele abantwana banikwa amayeza simahla. Ukubonelela isebe pension, indawo yokuhlala ikopi yesiqinisekiso sokuzalwa usana ngophawu lwe ngabemi kunye neekopi amaphepha athile kwabazali 'zokundwendwela usana ukufumana isiqinisekiso inshorensi-inshorensi yomhlalaphantsi karhulumente. Kubalulekile ukuphawula ukuba isiqinisekiso inshorensi-inshorensi pension karhulumente ziya kukhutshwa phakathi inyanga.

Nisamkela isatifikethi i-inshorensi pension karhulumente kuyimfuneko ukuze kuqinisekiswe ukuba akukho bugs kulo. Inokuba ufakwe kokungalunganga akhankanye igama, ifani, patronymic, umhla kunye nendawo wokuzalwa. Isiqinisekiso se-inshorensi yomhlalaphantsi enyanzelekileyo zigcinwa ngabantu zi-inshoriwe kwaye ezibekwe ngayo kuphela ingqesho kwezinye iimeko efuna ukuqinisekisa ukuba umntu ubhalisiwe kwi Pension Fund.

Ukuba isatifikethi ezilahlekileyo inshorensi yomhlalaphantsi karhulumente, abemi zokusebenza kufuneka afake isicelo kumqeshi. Abemi ngubani na oqeshwe, ngamana self-ibhekisela Pension Fund ka Russian Federation kwaye afumane nesinye. Kwakhona, ukuba kubekho naluphi na utshintsho data yakho, ngokupheleleyo kufuneka banike ubungqina ezi zibakala, uze ugcwalise isicelo sokutshintsha isiqinisekiso inshorensi. Ukuba utshintsha indawo yokuhlala kufuneka baziswe le PF kuloo ndawo ahlala kuyo yakho entsha, ekubeni le ndawo minyaka ukwazisa wonke ummi imo-akhawunti yakhe ngamnye, kwakunye neenkcukacha mali ethe mali yomhlalaphantsi.