Iqhinga Financial

Isicwangciso Financial - isixhobo ibalulekileyo kule nkalo kulawulo loshishino ukufezekisa iinjongo zayo. Ingakumbi afanelekileyo iba kwi imeko ezingazinzanga kuqoqosho kunye nemiqathango ukutshintsha yemarike zezimali.

Strategy kunye amaqhinga yolawulo lwezimali kunokuba jikelele kunye nokusebenza. Ngako oko, isicwangciso-qhinga jikelele kuyilwa kungelothuba kunakwiminyaka 3-5. Ngeli xesha, ubudlelwane iqinile mali egqitywe ukuyilwa imithombo yengeniso lweshishini, kwakunye indlela ukuyilwa kwezibonelelo zemali. IsiCwangciso sokuSebenza idaliwe unyaka omnye yaye iquka inkcazelo eneenkcukacha malunga ingeniso kunye nenkcitho enxulumene ixesha elithile yemisebenzi yangoku lweshishini.

Strategy - nedetalny, isicwangciso ngokubanzi, esingethe uhlobo oluthile lomsebenzi.

Ingqiqo ezintsonkothileyo njengoko ukubheja zemali, ubuchule kunye nezinye nezimaphambili ezingundoqo zolawulo olusebenzayo kuya kunceda ukudala inkqubo-sikhokelo odibeneyo kulawulo lwamashishini nokunciphisa iindleko ukuze ubuncinane ngelixa sisenyusa inzuzo. Ngenxa yale nkqubo ekhoyo luqokelelane nkqubo yezemali imiyalelo ezininzi ezingundoqo ukuba inkampani ethile.

qhinga esebenzayo zemali uyakwazi anikezela ngoku kulandelayo:

1. Ukwenziwa kunye noqeqesho loovimba qhinga.
2. ukuthobela ngokupheleleyo amathuba zezimali zenkampani ekuqhubeni imisebenzi ukuba kuhlelwe.
3. Ukufumana le ndlela isebenzayo ukufumaneka kwezibonelelo ezikhoyo zemali kunye neendawo zotyalo.

Ngexesha umsebenzi ekudalweni iqhinga ingqalelo engakumbi kufuneka yabelwe ukwakha iimveliso ukhuphiswano kunye nemigaqo-nkqubo yokuthengisa, kokukhona lisebenza ukusasazwa ingeniso kunye inzuzo, kwakunye ekubsndakanyeni loovimba zangaphakathi zadalwa.

Kubalulekile ukuphawula ukuba ngaphambili elithi "qhinga" yasasazwa kuphela kwimiba zomkhosi, kodwa kwiminyaka yakutshanje ifumene isicelo kwicandelo loshishino. UNjingalwazi G. Kleiner ithi ukuba isigqibo ngobuchule - oko umgwebo, nto leyo inefuthe elinamandla phezu kwanesiphumo sokugqibela msebenzi.

Isicwangciso Financial oxhasa ukusebenza ngokufanelekileyo inkampani, kuba uhlobo amathambo apho zakhiwa imisebenzi esisiseko kunye ukusombulula imiba ethile.

Isicwangciso sophuhliso Le nkampani inokuchazwa ngeendlela ezintathu ezahlukeneyo.

Indlela yokuqala. Esi sicwangciso yakhiwe ngokusekelwe uhlahlelo kunye structuring ehlanganisiweyo msebenzi.

Indlela yesibini. Ukuchaza iqhinga elisekelwe phezu Yindibanisela imisebenzi ezaziwayo kwezicwangciso ngamnye izigqibo ezalanayo ezinxulumene kwiindawo ezahlukeneyo yenkampani.

Indlela yesithathu. Kuyenzeka phambili njenge engumxube, kuba idibanisa imigaqo ongaphambili iinketho ezimbini zobukhulu ezahlukeneyo.

Kufuneka kuqatshelwe ukuba ithuba le ndlela yokuqala indawo ephambili yesicwangciso-mali njenge unxibelelwano phakathi iinjongo, umnqophiso kunye neenjongo. Indlela yesibini inalo icala ngamandla kukuba kukho unxulumano olusondeleleneyo phakathi Kwemithetho Yokwenziwa qhinga kunye nolawulo lwe-nkqubo yeshishini elo.

Isicwangciso eyiyo mali lweshishini kuya kusinceda ukuba siphephe iingxaki ezininzi kwimisebenzi elizayo lweshishini, mhlawumbi nokuba yimali, ngenxa yokuba eyona nto ibalulekileyo ekwenzeni ishishini - ukubala ngokuchanekileyo imikhosi ndibe nentembelo ekuphumezeni ngenxa ethile. Bekuthi leenkampani mihla unokumnceda usomashishini abo basandula kuqalisa kunye ngokuzoba okulungisa izinto ngendlela yophuhliso.